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Race Predictive Model

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Race is not a predictive model for federal educational loan debt, therefore the model must be rejected. Factors that could have affect this model is the age of the population of the sample size. The respondents being born between 1980 and 1984 would have attended college in the late 1990’s to early 2000’s, one can argue that the reason race is not a predictive model based on the data is because the data is not relevant enough to present graduates. The student loan debt crisis is a more recent phenomena that requires more analysis to fully understand what factors exacerbate and contribute to the issue.

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