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Reliance Bank Ratio Analysis

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1.5.2 DU POINT RATIO ANALYSIS

 Reliance Capital
It is an Indian diversified financial services holding company promoted by Reliance Group.
It is amongst India’s leading and most valuable financial services companies in the private sector. As on March 31, 2017, the net worth of the company stood at Rs 16,548 crore, while its total assets as on the date stood at Rs 82,209 crore.
Reliance Capital has businesses in asset management, mutual funds, life insurance and general insurance, commercial finance, home finance, stock broking, wealth management services, distribution of financial products, asset reconstruction, proprietary investments and other activities in financial services.
It obtained its registration as a Non-banking Finance Company …show more content…

It is one of the key rated Indian financial institutions and provided with the highest ratings of ‘A1+’ by ICRA and CRISIL, for its short term borrowing program and ‘CARE AAA’ by CARE for its long term borrowing program.

Conclusion-
Analyzing reliance capital by du pont ratios,
• It is evident that there has been no certain changes in its financial leverage.
• After a decline in operating efficiency in 2014, there has been an increasing trend in it which has further reduced a little since last year as measured by net profit.
• The main trends in ROE of the firm can be seen through asset turnover ratio which has declined sufficiently since last …show more content…

It was founded in 1977 and claimed as the first specialised mortgage company in India. HDFC was encouraged by the Industrial Credit and Investment Corporation of India. Hasmukhbhai Parekh played a vital role in the foundation of this company.
In 2000, HDFC Asset Management company set up its mutual fund schemes In the same year, IRDA granted registration to HDFC Standard Life Insurance, as the first private sector life insurance company in India
It is a major provider of finance for housing in India. It also has a presence in banking, life and general insurance, asset management, venture capital and education loans. Home loans are also financed through HDFC Sales, HDFC Bank Limited and other third party Direct selling Agents (DSA). HDFC’s important associate and subsidiary companies include HDFC Bank Limited, HDFC Standard Life Insurance Company Limited, HDFC ERGO General Insurance Company Limited, HDFC Asset Management Company Limited, GRUH Finance Limited, HDFC Venture Capital Limited, HDFC RED and Credila Financial Services Private Limited.

Conclusion
• Financial leverage shown by equity multiplier is constant over the

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