You can do that for very cheap price in the actual world. Why spend 4 or 6 or even 10 years getting a degree that you don’t even need? If your mind isn’t made up you’ll just be putting yourself in debt for nothing. Just because you don’t go to college doesn’t mean you won’t be able to get a good job and you won’t make a lot of money. Although money doesn’t buy happiness, it sure does help with bills, debts, and other stuff, but if you really want to go to college and you need your bachelor’s or associates degree to use for the real world then do it.
An important question that is emerging related to retirement is whether or not social security will be active in the future. As a result, it is a question that I am beginning to ask as well for many reasons; the foremost being because my generation is one that it will have a tremendous impact on. Social security benefits are often over looked; most people solely rely on social security after they retire as a replacement for income, even though social security was not created as a replacement for a job. Others claim social security benefits while still working full- or part-time; however, it is becoming evident that social security is needed for most Americans after they retire to continue living a comfortable lifestyle. If social security is not available in the future when I retire, what will be the outcome?
Medicare is facing challenges that need to be addressed for the future well-being of the Trust Funds, specially HI funds. There are several factors that can modify Medicare expenditures and therefore affect the projections. For example, the increase in the life expectancy, the aging of the population because of the Baby Boomers retire, a variation of unemployment rates, birth rates, death rates, labor force participation rates, wage increases, among other economic factors. What is going to happen after 2029? How are we going to pay health care services after retirement?
When it comes to getting a job every advantage you can get makes a big difference and that is why college is worth the cost. In this ever-changing economy, many people are in danger of becoming unemployed and don’t know what the future of their career holds. Statistics have shown that college graduates are less likely to become unemployed than those who are not. Source D states that “College graduates are also far less likely to be unemployed than non-graduates.”
I’m not a huge fan of dealing out orders to others so being able to work on my own should be a good thing. The Pressure/stress involved in long term seems to be a little bit more than I’d want, but it’s hard to find a job in our career that doesn’t involve some amount of stress. Overall, at this point in my education I am leaning towards something like long term care, however this survey did not fully convince me to make it my
I’m not a big fan of working on I think, but I’m confident that I will succeed in this program because I have the necessary mentality and ambition. Even if I wanted to give up I wouldn't, and can’t either, too many people have invested in my decision. I also have nothing to lose except my GPA score, but that is fixable at the end of the day. All I have is free time in my life, so why not put it into something more productive.
Anarely Rodriguez Per.3 30 Day Expense Reflection The challenges that I have encountered during this assignment was remembering to record my expenses every day. It was pretty interesting seeing how much I spent in a day. The expenses that I purchased with my money was honestly not a lot. But if I had to pay for the things that supported my well being, I would have spent more than I bargained for.
Before, I had no idea how much college can cost, or how a loan might hurt more than help. I always figured a loan is okay, if you pay it off. But I didn’t realize, for example, much about interest, or subsidized vs. unsubsidized loans, or even what FAFSA was. This is all entails general knowledge high school seniors should know by the time they are getting close to graduation.
Forgiveness programs can be lifesavers for borrowers drowning in student loan debt (Snider 1). However, jobs for recent grads are harder to find and salaries are lower, but that won't last forever; in spite of all of this, the data make clear that getting a college education is still a good idea. College graduates earn more and are more likely to have a job in the first place, and is especially important for some Americans (Webley 2). According to the Bureau of Labor Statistics in 2010, the unemployment rate was 9.2 percent for those with only some college and more than 10 percent for those with just a high school degree, but it was 5.4 percent
My family’s past experiences also teach me how to live my life the best way possible. For example, my parents did not finish college, so they were not able to obtain lucrative careers. Not finishing or not even going to college can take a toll on your life. If my parents finished college our life would have been more successful financially. Although my parents did not have the best money,
The company I work for used this strategy once to offset their health insurance costs. Although initially we received some pushback from the employees, eventually they got used to the plan, and they were happy to have the safety net of being able to transfer their leftover HSA balances to the following year, because opposite of a health savings account, a flexible spending account has a use it within the plan year or lose it policy. When implementing a high-deductible plan, you have to keep in mind the maximum employee out-of-pocket expenses allowed under the affordable care act. If managed appropriately, a high deductible plan might be a good way to offset
Individuals may struggle with making their own deductions from pay, but this principle is clearly outlined in Corinthians 16:2. This verse encourages individuals to plan a date to set aside a set amount of money for financial needs. This is a better option than the large return because the money will earn interest over the course of time. These options are ideal for someone that wants easy access to the money in savings. Although the certificate of deposit has time constraints, there are options that are for less than a year and if he chooses to have a one-time refund he would not have availability to the money for at least a
In some instances, OWCP provides individuals that are in receipt of OWCP compensation, who choose to retire the option of remaining on the OWCP roll or disability retirement. Since OWCP is more lucrative financially, so the majority select the OWCP option. Yet, many claimants that are eligible for retirement do not exercise the retirement option. Many claimants and others are unaware that if a claimant dies from a condition other than the work-related condition that compensation and associated benefits cease, if the employee has not exercised the retirement option. A claimant’s heirs do not continue to receive compensation or medical benefits (as do those that are incarcerated), which serves as additional rationale to support
The American Dream is simple, it is to be able to provide for yourself and your family. The dream is still attainable, but due to a lack of motivation and because the dream has become blown out of proportion, most Americans believe that they have not achieved it. The American Dream has been built up to be obtaining large sums of money and numerous material possessions. The actual dream, though, is to be able to provide a comfortable living for yourself and loved ones. In the last one hundred years, the dream itself has not changed, rather people’s attitude toward the dream has changed.
If I were to receive the John Williams Memorial Scholarship it would make my life so much easier and make my goals and aspirations so much more achievable than they would have originally been without this scholarship. My parents do not make very much money as it is and they can not afford to give me money to help pay for college, so receiving this John Williams Memorial Scholarship would help to make my life less stressful. I will have to rely heavily on scholarships and student loans to help me pay for furthering my education. If I were to receive this scholarship I would not have to worry about working extra hours at a job that will take away from the time that I could be spending on studying and finishing essay or assignments. I would also