ipl-logo

Sbi Home Loan Case Study

1698 Words7 Pages

SBI Home Loan

SBI Home Loan Details
Interest Rate Processing Fees Loan Tenure Loan Amount Part Payment Charges Foreclosure Charges
9.35%
Fixed/Floating Up to 0.35% of Loan Amount, Maximum of Rs. 11,500 1 - 30 Years 15Lacs – 10Cr Nil Nil

About SBI Bank Home Loan
State Bank of India (SBI) has variety of Home Loans schemes tailored to the needs of customers including SBI maxgain, SBI Realty, SBI Home Plus & NRI Home Loans. SBI issue Housing Loan at low interest rate with daily reducing balance, low processing fees, no administrative charges and no hidden cost plus zero repayment penalties.
To attract the beneficiaries of 7th pay commission, SBI has launched cheaper home loan schemes for defence and other government employees with instalment …show more content…

The construction should commence within two years from the sanction date of the loan, this loan customer can avail with the flexibility of availing another loan for construction purpose on the land bought.
Features
 Applicant can get a minimum loan amount Rs.15Lakh
 Loan tenure up to 15 years
 Pre-closure charges – Nil
 Interest rate – Floating 10.15%

Her Ghar Home Loan
SBI designed home loan scheme especially for women applicants. In this case women need to be sole applicant or the primary applicant. The property being taken should be in the name of woman applicant. The SBI aims at enabling women to own property and carries a social obligation in line with the empowerment of women.
Features
 Loan Tenure up to 30 Years
 Interest rate – 9.85%
 Pre-payment charges- Nil

Features SBI Home Loan
 SBI provides lowest interest rate as compared to other banks and NBFC’s
 SBI charges low processing fees
 No hidden charges or No administrative charges
 Nil pre-payment charges making a repayment easier and more flexible
 SBI has brand image in market
 Exclusive packages depending upon individual needs and requirements of the

Show More
Related

  • Essay On Veterans United Home Loans

    1544 Words  | 7 Pages

    Veteran United Home Loans Introduction The Veteran United Home Loans was found in 2002 as private financial services and insurance and is the 27th out of 100 best companies to work for according to Fortune (2017); it is one of the nation’s largest private lenders that provides loans to military veterans and their families (http://fortune.com/best-companies/veterans-united-home-loans/). The value of Veterans United Home Loans offers the best, quality customer service in various ways; they strive to be the best provider of VA mortgages as a resource to military veteran homebuyers and their families, so their services can be recognized as valuable and unique to further maintain the leadership in the Veteran Administration (VA) Loan industry. In

    Read More

  • Urgent Quick Request Case Study

    1106 Words  | 5 Pages

    Ministerial Correspondence editor Acting Assignment: M8761 Urgent Quick Request - Indian Beach Estates Lease and ? Akisqnuk FN land use planning. An urgent quick request on this subject came in and was sent to the program for response.

    Read More

  • Swift Health Plan Executive Summary

    611 Words  | 3 Pages

    Therefore, the recommendation is to sell the land to the real estate investor and receive $1,500,00 without waiting for five

    Read More

  • VA Loans Advantages

    150 Words  | 1 Pages

    More often than ever, today 's veterans are taking advantage of VA home loans. With zero down payment, no mortgage insurance, and flexible standards for credit, VA loans are, hands down, the best loan on the market. Because of these reasons, if you know someone who is veteran or has some military affiliation, it may be worthwhile to explore VA loans as a possible road to homeownership. Vetrans, current service members, and eligible surviving spouses may tale advantage of the Vetrans Affairs home loan guaranty.

    Read More

  • What Are The Four Powerful Federal Programs For Home Owners

    433 Words  | 2 Pages

    U.S. Dept. of Housing and Urban Development (HUD) The U.S. Dept. of Housing and Urban Development (HUD) offers a variety of helpful federal programs for homeowners. For example, Treasury Dept. and HUD offer a joint program called Making Home Affordable that offers different programs for homeowners struggling with their mortgage payments (see http://www.makinghomeaffordable.gov). The goal of this program is to provide mortgage relief, avoid

    Read More

  • Fannie Mae Failure

    1461 Words  | 6 Pages

    In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to help them make more loans to so-called subprime borrowers... In moving, even tentatively, into this new area of lending, Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But the government-subsidized corporation may run into trouble in an economic downturn, prompting a government rescue similar to that of the savings and loan industry in the 1980s.[43] In 2001, the independent research company Graham Fisher & Company stated that HUD’s 1995 "National Homeownership Strategy: Partners in the American Dream", a 100-page affordable housing advocacy document, promoted "the relaxation of credit

    Read More

  • Essay On Veterans United Home Loans

    1616 Words  | 7 Pages

    Veteran United Home Loans Introduction The Veteran United Home Loans was found in 2002 as private financial services and insurance and is the 27th out of 100 best companies to work for according to Fortune (2017); it is one of the nation’s largest private lenders that provides loans to military veterans and their families (http://fortune.com/best-companies/veterans-united-home-loans/). The value of Veterans United Home Loans offers the best, quality customer service in various ways; they strive to be the best provider of VA mortgages as a resource to military veteran homebuyers and their families, so their services can be recognized as valuable and unique to further maintain the leadership in the Veteran Administration (VA) Loan industry. In 1944, the United States government created the mortgage loan, VA Loan that is issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The purpose of the program is to help returning military veterans members purchase homes without needing a down payment or excellent credit because many were faced difficult with credit standard and the requirement for down payment. The program has guaranteed more than 22 million VA loans to help veterans, active duty military

    Read More

  • Harlem Renaissance Influence

    1645 Words  | 7 Pages

    The Federal Home Loan Bank Act was issued to make home owner ship available to people, but this had

    Read More

  • Exxon Mobil Case Study

    995 Words  | 4 Pages

    Exxon Mobil and the Chad-Cameroon Pipeline 1. Is this an attractive opportunity for Exxon mobile? Considering the financial perspectives of the project, the project was bound to create huge revenues for all the parties involved in the project. According to World Bank, this project would create a revenue of $2billion for Chad and $500 million for Cameroon.

    Read More

  • Case Study Wells Fargo

    476 Words  | 2 Pages

    Wells Fargo’s “Gutless Leadership” Wells Fargo is one of the largest banks in the United States, with “…more than 8,600 locations [and] 13,000 ATMs” (Wells Fargo Today). Millions of Americans trust them with their finances. However, after a federal investigation, Wells Fargo has admitted to opening up to two million accounts without customers’ permission. While this had financial implications for many customers, this scandal most heavily affected Wells Fargo’s low-level employees.

    Read More

  • Bullard House: Negotiation

    912 Words  | 4 Pages

    But they strictly wanted the property to remain a residential property with minimum to no commercial use. Since this was not going anywhere we decided to talk about our other concerns. Price also seemed to be a big point of conflict between us. The seller expected to receive twenty million dollars, more than their alternative offer of nineteen million dollars from Quincy Market. I knew my reservation price was twenty million dollars hence I did not proceed further.

    Read More

  • Pros And Cons Of Affordable Housing

    1222 Words  | 5 Pages

    Affordable Housing Social leased, moderate leased and intermediate housing are given to qualified families whose necessities are not met by the business sector (Communities and Local Government 2012). Qualification is resolved with respect to local incomes and local house prices. Reasonable should include provisions to stay at a moderate cost for future qualified families or for the subsidy to be reused for option reasonable housing provision. As characterized in area 80 of the Housing and Regeneration Act of 2008, social rented housing is owned by local authorities and private enlisted providers for which rule target rents are determined through the national rent regime. It might likewise be owned by different persons and provided under

    Read More

  • Banyan Tree Pest Analysis

    1987 Words  | 8 Pages

    1.o Introduction This report will be examining the success behind Banyan Tree Holdings. It will display how the company’s vision, values, culture and operational strategies helped Banyan Tree Holdings become an international hospitality brand, using PESTLE and Porter’s 5 forces Analysis, it will display how the power of customers influences the growth of Banyan Tree Holdings and how competitive rivalry within the industry helps the company stay afloat. 2. Background of Banyan Tree Holdings Banyan Tree Holdings is an international hospitality brand that manages and develops resorts, hotels and spas around the world. Ho Kwon Ping and Claire Chiang founded it in 1994, with its roots in Singapore.

    Read More

  • Branding Literature Review

    1157 Words  | 5 Pages

    Brands are complex offerings that are conceived by organisations but ultimately resides in the consumers mind (De Chernatony, 2010). A brand thus signals to the customers the source of the products and services and protects both the competitor who would attempt to provide products and services that appear similar or identical (Aaker, 2004). Brands provides the basis upon which consumer can identify and bond with a product or service or group of products and services (Weilbacher, 1995). A brand is a specific uniqueness associated with a product or services that enables the consumers connect with it by easy identification through the name, slogan, design, logo, symbols, etc. of the organisation that produces the products or

    Read More

  • Sultan Qaboos Grand Mosque Essay

    861 Words  | 4 Pages

    The conceptual design of the mosque started at 1992, while the construction took 6 years starting from 1995 ending 2001. The mosque is constructed on a raised podium to lift the mosque from the street level and this is a feature of Omani traditional mosques. The reason behind the slow moving of construction is reflecting the amount

    Read More

More about Sbi Home Loan Case Study

Open Document