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Sbi Loan Against Property Case Study

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SBI Loan against Property SBI Loan against Property Details Interest Rate Processing Fees Loan Tenure Loan Amount Part Payment Charges Foreclosure Charges 10.65% - 18.49% Fixed 2.50% (minimum Rs. 1149) One Time Fee 1 - 15 Years 20Lac Max Nil 5% of principal outstanding About SBI Loan against property Now a day owns property is one of the greatest achievements in life, it provides safety and comfort to owners. A property is an assets whose value never reduces, offering solutions to multiple problems. One way in which property can utilised for other requirements that is availing loan in the form of Loan against property. When we talk about Loan against property State Bank of India is one of the most popular banks in India. A banking history …show more content…

 The margin that fixed for this loan is 25% of the amount borrowed. Documentation required for SBI Loan against property Two types of documents are required one is KYC (Know your customer) and financial documents: KYC Documents 1. Photo Identity proof a. Pan Card b. Passport c. Driving License 2. Residence address proof a. Electricity Bill b. Ration Card c. Passport 3. Pan Card 4. Rental Agreement 5. Date of birth a. Class 10th certificate b. Birth certificate 6. Passport size Photograph Income Documents required for SBI Loan against property (Salaried Individual) 1. Latest 3 months’ salary slips 2. Latest 2 years Form 16 and Income Tax return 3. Latest six month bank statements 4. The applicant Form 16 5. If an applicant or co-applicant has changed job during last 2 years, then in that case appointment letter of current employer and relieving letter of previous employer is

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