Self Help Group Dynamics

Subject PSYCHOLOGY

Paper No and Title Community Psychology

Module No and Title 32. Types, Nature and Dynamics of SHG

Module Tag PSY_P16_M32

TABLE OF CONTENTS

1. Learning Outcomes

2. Introduction

3.Types and Nature of Self Help Group. 3.1 Categories of self-help groups.

3.2 nature of self help groups

4. Dynamics of Self Help Groups.

4.1 The Distinguishing Features of Self Help Groups

4.2 Necessity and significance of Self Help Group

4.3 characteristics

4.4 The Features of Self Help Groups

4.5 Purposes of SHGs

4.6 Significant roles of SHG

5. Summary

1. Learning Outcomes

After studying this module, you shall be able to

• Know meaning

• Learn types

• Identify concept of self help groups.

• Evaluate dynamics including

These groups facilitate them to move toward for universal aim and expand potency from every supplementary to compact through manipulation, which they are fronting in numerous procedures. Groups grow into the foundation aimed at achievement besides alteration. It moreover helps in building of connection for shared belief amid the endorsing institute and rustic deprived throughout steady contact plus authentic hard work. Self-help groups acts an vital responsibility in differentiating among purchaser acclaim and manufacture acclaim, analyze the acclaim structure for its inference and change in cost-cutting measure, society and community situation of the objective groups, provide effortless access to credit and facilitate faction/association for efficient power, ensure repayments and stability in the course of group dynamics; set perceptible norms for interest rates, repayment schedules, growth phase, conservatory, inscription of bad debts; and supplementary group members in receiving permission towards appropriate recognition associations. Thus, self-help assemblage expends microcredit towards the rustic womankind aimed at the code of generating those groundbreaking women plus reassuring them to infiltrate hooked on commercial

They frequently generate a frequent finance by causative their minute savings on a normal basis.

2. Groups believe loan requirements in bulletin meetings, with opposing claims on limited capital being settled by consensus regarding greater needs.

3. Loaning is mainly on the basis of mutual need and trust with minimum documentation and without any tangible security.

4. The sum loaned are petite, recurrent and for short period.

5. Rates of interest diverge from group to group depending ahead the idea of loans and are frequently superior to individuals of banks but lower than those of moneylenders.

6. At periodical conference in addition collecting money, promising rustic, community and economic problems are thrashed out.

7. Debtors are uncommon because of group stress and close acquaintance of the closing stages of the credit as also the borrower 's economic income.

4.4 The Features of Self Help Groups

IT IS characterized by voluntary memberships, a democratic and consultative structure of governance, economic participation of members, autonomy, education and training and concerns for the poor. Apart from a number of things, the members do as a group, they pool their savings and lend within the group to meet the credit needs of the members. Creation of a common fund by regular contribution of members and insurance of loan with minimum documents and often without any security are, in fact, the key features of