Should Low Income Families Receive EBT?

Although, PPACA provides healthcare to everyone, in order to get money to insure all of these people, new taxes were created. The people who suffer the most are the ones that barley miss the Federal Poverty Level and can hardly afford the cost of living, much less having to pay for healthcare. With PPACA, the insurance companies must cover sick people and this causes everyone 's insurance cost to rise. Health insurance offered by businesses can be expensive, this means that lower wage workers might not be able to afford coverage and cannot get cost assistance. With this being said PPACA should be

Also because the economy is slacking businesses can’t raise prices for items they sell. The most important reason is that it would make it harder for people to create businesses if we raise the minimum wage. For example , say that you or a friend were looking for a job, what if neither of you can find a job because all of the once-were available jobs

One proposal is to have the American citizens on a higher tax bracket to help pay for the Universal Healthcare Insurance for all to benefit from. This would be better than trying to meet a high deductible to actually get coverage. John Goodman from Forbes suggests, “If we took all existing health insurance subsidies (including subsidies for employer coverage) and replaced them with a universal tax credit, I believe the amount would be close to $2,500 per adult and $8,000 for a family of four. Since this is roughly what it costs to enroll people in Medicaid, those amounts would buy Medicaid-like insurance. But if people wanted more or better Insurance (including Health Savings Account plans) they could add their own money or an employer’s money – so long as they used after-tax funds” (Goodman, 2015).

But perhaps the greatest opportunity education can do is help get people out of poverty. Unemployment and poverty go hand in hand with each other. As a result if more people get hired then the population’s poverty rate will also go down(Cleveland). Currently ⅔ college students end up leaving college because they can’t afford to continue their education(Clark). If America wants to decrease the poverty rate perhaps the first step is making community college free.

Albert Johnson, Director of Compensation at Elite Financial Services, has some strategic decisions to make in an effort to decrease the costs of their current employer-sponsored health insurance plan. The company has not done much in the past to control the costs of healthcare, so employees are used to certain perks such as only paying 10% of the total costs of the health insurance premium, and low deductible and co-insurance expenses. Making changes to current benefits may be somewhat unsettling to employees, but there are times when it is necessary in order to drive costs down. Albert Johnson must find the proper balance between transferring some of the premium costs to the employees, and setting up wellness incentives to drive claim experience

A public option would meet the wants of certain people and go there, causing a decrease demand of private ones, but again more profit for the private firms. A single payer system to some would considered a monopoly on the healthcare industry because of the government resources and power. However that is not the case. A single system would incentive more people to change to private insurance because the potential strain it might cause the individual. Mark E. Litow, publish the fears of a single payer system in “Benefit Quarterly”.

But overall they provide: private hospitals, private dentists, private pharmacists, nursing homes, private medicines etc. The medical centre would meet the needs by making sure that the client’s parent/guardian has a selection of numbers, of all these private services if they did consider moving from the NHS to the private sector. Most private medical centres wouldn’t set up in Sandwell as is isn’t a wealthy area, but would prefer to set up in more prosperous area like Edgbaston. Private hospitals meet needs by letting clients move up waiting lists. They do operations and outpatients appointments, but you will obviously need to pay.

The Affordable Care Act has worked on the eligibility of Medicaid, which has filled in the gaps for the poorest Americans by creating a minimum Medicaid income eligibility level across the nation. Most Americans will be covered through their employer. One of the other problems that caused Americans to be uninsured was because they were not offered employer sponsored coverage. The other main objective of the ACA was to decrease the costs of healthcare insurance. With the Affordable Care Act, Americans will be able to afford insurance, or at least basic coverage (minimum essential

At the time, Krugman says that health care and repealing the Bush tax cuts would allow the United States to, “use the revenue to pay for more benefits that help lower-and middle-income families.” At the time, an uniform health care system and increased minimum wage could bridge the gap between poor and rich. Without assistance to the middle class and poor, the gap cannot be bridged. Krugman’s ideas for improving income equality can improve overall social equality. Raising the minimum wage allowed the lower class to finally have a chance in society to survive and not on the streets. More unions would allow better pay and job security.

Many conclusions of research have stated that raising the minimum wage will unlikely ease poverty, while some states say that raising the minimum wage will help lower-skilled workers out of poverty. The minimum wage of the United States is $7.25 per hour. Most people start out with a minimum wage and eventually move to higher paying jobs in the future. Those who have minimum wage careers are usually mothers of young children, less educated, or live outside urban areas. Minimum wage increases have lead people to poverty, having a negative impact on society; therefore minimum wages should not be increased.

They also need money to pay the professors for working for them but, making someone pay for their education is not the way to do it. The prices for college are immense. People can simply pay taxes to cover the cost of college or the college can raise money by doing fundraisers or other activities. In conclusion, people should not have to pay to attend college and receive an education. College is said to be very expensive or unaffordable and, although there are alternatives used to pay for college, many people are not eligible for these alternatives.

A minimum wage job is a starting point to a career, not the overall goal. Minimum wage should not be increased because prices will rise, employees may lose their jobs, and people will not have the urgency to achieve a higher level education. Increasing minimum wage will result in higher consumer prices because business owners will be forced to pass the cost of labor onto their customers. Having a higher minimum wage would make buying necessities difficult for people who are unemployed. Some teenagers are forced to obtain a job during school.

In the article, “Minimum Wage Laws Are Immoral and Harmful”, it’s easy to identify that the issue is, should raising the minimum wage be abolished? As explained, it’s not essential for there to be a raise on minimum wage because many of whom insist for a higher wage do it because of moral beliefs. Those who ask for a higher wage tend to be the ones who like to rely on the governments assistance and do little to nothing to better themselves. This may even cause for employers to fire young and inexperienced employees whom don’t show value in the workplace so that those who show potential can keep their job. Raising the minimum wage would be the cause of the increase of the price on food, shelter, medication and clothes.

We face the uncertainty of the government making more changes to the healthcare industry and the insurance marketplace. If patients can’t afford healthcare, they will forgo the insurance premiums to help save some money. Obamacare has changed that way of thinking. Patients are now fined or penalized for not having insurance, but the insurance that is available is too costly for anyone to afford. Patients just have to pray they don’t get sick and need insurance.

People need to be able to provide for themselves and their families, which means they would need paid. For the time being, volunteers perform tasks without pay, during their own free time. Should that change, who would pay the volunteers. The finances of the government and the charities would soon be drained. The system works as it is because there is no one to pay all the additional volunteers that would be created should mandatory service be required of all citizens ages 18-30.People would also be needed to organize the volunteers.