Social Security Disability Insurance (SSI)

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After the widespread suffering caused by the Great Depression from 1929 to 1939, proposals for a national old-age insurance system were at a rise. President Franklin. D Roosevelt asked Congress about “social security” legislation. Before Social Security Act became a law there was a debate about whether it should be an entitlement or insurance raged within President Roosevelt cabinet. The dispute was between Secretary of Labor Frances Perkins and Secretary of Treasury Henry Morgenthau but in the end, President Roosevelt decided for the insurance program. Eventually on August 15, 1935 President Roosevelt signed the Social Security Act into law. The purpose was to designed different social program to pay retired workers age 65 or older as continuous…show more content…
SSDI focus on benefits to disable workers and dependents. In 2014, 11 million disabled workers and their eligible families received SSDI benefits. An average income for a disabled workers’ is about $1,150 per month. The benefits are paid from the Social Security Trust Fund, which is danger for 2016 of being depleted. In order to be eligible for benefits the individual must have a work history, has worked 5 years out of 10 years prior to applying for disability. Now SSI benefits are towards disable people and aged, there is no age minimal requirement. However, there are no benefits for the dependents, benefits are paid from general tax and no need of work history. The difference between SSDI and SSI is that SSDI benefits are available for individuals with work history and work credits compared to SSI benefits are available for individuals with low income and low to no work history. Also with SSDI the individual is eligible for Medicare and with SSI the individual is eligible for…show more content…
The other elements of legislation including age retirement, SSDI, SSI, Medicaid and Medicare help each individual for a continuous source of income and to improve their health. However, there are individual who will take advantage of these benefits and is causing damage on each program resource. Congress needs to address how to preserve the benefits for those who truly need them versus the ones who are capable of working to provide for their family. It is predicated by 2033, there will be 2.1 workers for each beneficiary. In order for Social Security to continue functioning the working population has to increase compared to the retired
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