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Statute Of Limitations

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If you have ever had a debt that you were not able to pay, it may feel like it will never go away.

Fortunately, lenders can 't collect on debts that are beyond their statute of limitations. The only debts that have no statue of limitations are income tax debt, federal student loans and child support.

Prior to the expiration of the statute of limitations for a debt, a creditor may use the court system in order to extract payment from you. Once this has passed, they may no longer win a judgment against you.

The date from which the time frame of the statute of limitations is calculated is the accounts date of last activity. Every state has their own guidelines. These time frames range from three to fifteen years, so it is important to know what

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