Student Debt Essay

If college can be free, more students would go to school and to get a higher degree for themselves. Then after graduating college without debt, students can be able to think about their own life such as doing business, buying house, etc. Also a better - educated population can make positive effect on the society. There could be downside of the situation but students could be able to overcome it because going to college is for their own education and life. Going to college is for changing the student 's own futures and also the

Although students will face various challenges in college, these challenges have solutions and ways to cope with them, thus these challenges will lead them to success. Notably, having a balance in life is a real benefit for anyone. It brings a type of peace and serenity into a person’s life that cannot be found without it. Thus, for college students, this is almost

Of course, there is exceptions to that but going to college can help to improve your skills. College is a valuable aspect despite incurring significant debt because they will make more money, have more job opportunities and over all be more stable. Income is something you should consider before choosing whether or not you would like to go to college. Yes, it does matter what type of job you would like to do but college can really be beneficial. As seen in 2013 median earnings for a college degree were between 37,500-48,000 on

If you 're wondering why college athletes should get paid let me tell you there are a of reasons. 1st most college athletes struggling financially and they don’t get a lot of income from their jobs. ( If they have one) They also struggle with having to juggle grades, practice and a job so they can play.

So, unless students and their families have been saving money or unless the student has enough scholarships to pay for college, they be forced to take out student loans, putting them into debt. Expensive college tuition makes students not want to go as a result, they will not have time for school and a full-time job to pay to live and this will drive the student to school. Nevertheless, free college tuition will help students in the long run as a result of they will not going to worry about paying their loans or debts when they are trying to start a family and synthesize a better life for their children and family. South Dakota would have high graduating numbers and also higher numbers of students going to colleges. Free college tuition would lead to more people going to school and being qualified for a variety of jobs.

With a college degree playing an ever increasingly crucial role in job placement after graduation, students feel the pressure to go to college, but with the astoundingly high cost of higher education, millions are forced to take out loans- 42 million to be exact. This group of Americans currently hold the 1.3 trillion dollars in student loans on their shoulders. With the majority of college graduates being in their early 20s, the amount of debt per capita, around 25,000 dollars can be crippling, thus leading to higher default rates and less stability as they begin their journey out into the world. Not only will it impact their young adult life, but it is predicted that "students who graduated from college in 2015 will have to delay retirement until the age of 75" (Hess 5). Ultimately, it is this battalion that has to most to gain, as well as lose, should student debt not be controlled.

First-Generation Students to Academic Success Research shows that in the Washington post a reporter by the name of Linda Bank-Santali stated that over 4.5 Million First –Generation Students have enrolled in a post-secondary institution in the United States (Bank-Santali, 2015, para. ). Not all First –Generation College Students are all the same but many experience difficulty with four distinct domains 1) professional 2) financial 3) psychological 4) academic. First Generation Students have a lot on their plates and face many obstacles that keep them from succeeding in college. There are many Barriers that first generation students face such as Low-Income status, Lack of Motivation and Low-Self Esteem.

With an ever changing American culture, and values toward college, its importance is increasingly questioned; although, its positives overshadow its negatives making it worth the cost. Preparing a student for the workforce is one main reason college is worth the cost, along with certain mental skills needed for a graduates chosen occupation. For most skilled jobs a college education can better one’s understanding and greatly improve their success, creating better benefits to secure their position. This is seen as “A liberal education… helps us to address problems and potential in our lives with passion, commitment and a sense of possibility,” as stated by Michael Roth.

Student loans can be helpful, but when it's time to pay back, it can lead to future mental struggles and be stressful and hold you back from living the life you want to live in the long run. The student loan debt crisis in now only taking a huge toll on the personal lives of many Americans, but on the economy as well. Whether or not students graduate or not, if they pulled out student loans worth $200,000 they remain in debt for a remainder of years. As the problem continues to grow it becomes more and more critical to find a solution to help the well being of everyone in the nation, student or

It affects them in the way of not being “treated” as professionals because they work their butts off to get in the level where they at right now and for them to get receive a single penny is like not receiving a “thank you” for not doing a job. Although college athletes should not get paid because they are receive scholarships from school. Since High School, college coaches look up for all-star players to recruit them and commit them to a college, the coaches offers them a great deal, which is like the scholarship. “Not every high-school sports-star has the brains for college” (The Economist). That means that college athletes have scholarships,although some of them don 't, so why get more

Student loan debt has become a vast problem in today's society. More than forty million people have student debts, and make up approximately $1.3 million of debt in the United States (Knebel). People are delaying major life events in order to pay off these loans. To remedy this, the government should make it possible for people to revise their student loans to fit their salary or implement an income-contingency plan.

Mary Hunt, author of the book Raising Financially Confident Kids, is no stranger to the evils that come with debt and unwise spending. In her book, Mary Hunt strives to educate parents on how to show their children the proper way to manage money wisely and avoid the mistakes that they made with their finances. Raising Financially Confident Kids, provides those who read it with practical and even fun ways to get children involved in learning about money management and savings. We see what worked and didn’t work for the author to provide her two sons with the information needed to have a well-rounded understanding of money. Readers see that in order to raise financially confident children, kids must be educated on the basics of money such as

Should teens be taught how to do their financial courses early in their life? Young student such as young teens should not be taught at an early age because teens are already stressed enough. The last thing teens needs to worry about is doing their financial aids at a young age and should be more concentrated on graduating. Financial aids requires big decision and some teens are not ready for this decision. It can just lead into a big disaster and therefore teens should not be though financial aids at an early age.