Elizabeth Kenefick explains that “low-income students must increasingly rely on work (and loans) to meet the high costs of college . . . the jobs they take are not in their field of study, which can impair the potential for career exploration and improved employment outcomes in the future” (1). Work-study programs do not always align with a student’s career goals, but it teaches the student responsibility of simultaneously maintaining a job and an education.
College costs are skyrocketing, and at the same time we have students wanting to learn and become educated in order to contribute their knowledge to society. The student loan debt crisis is weighing upon us, so we need to reform the system. If I had the power to make a change, I would cut the costs of college education and lower student debt by a reformed banking system. One of the major causes of the student loan debt crisis is high interest rates for student loans. Too many banks offer loans and do not think how these students are going to pay back the money.
According to Zinsser, "Along with economic pressure goes parental pressure.inevitably the two are deeply intertwined...Poor students, poor parents. They are caught in one of the oldest web of love and duty and guilt." (Zinsser 212) many college students when asked why they are in school will answer because my parents want me to. It has become a sad reality because college is no longer a choice was somewhat of an obligation. Students who forced to go to college because that 's all they were told growing up.
There are many people out there that completely disagree with the Act or even the idea of fixing the crisis itself. people are saying that forgiving students from their debt would make them irresponsible with the extra money they’ll be making The fact of the matter is that if the Act were to pass, it would: eliminate many of the awful consequences of educational indebtedness. In doing so, it would give Americans greater purchasing power, helping to jumpstart the economy and create jobs. Of course, it does have some restrictions, but it will help the student loan debt crisis and the national debt crisis. The solution is that students will continue to pay their debt flexibly comfortably by paying ten percent of their income, and after twenty years of paying, the debts can be forgiven.
Money is the basis of living , even people with lower income degrees could support themselves before the cost of tuition went up drastically. However, when you add student loans in the mix , debt over takes the standard of living. Ellison has heavy focus on this because he wants to highlight a big reason why free tuition can be beneficial for people in the long run. He believes if free tuition was put in place , every college graduate, lower income or higher income, will be able to live within their
Every semester, there are an abundant number of students who apply for Pell Grant to assist them with the costs of college. Sometimes, students will not meet the financial criteria because their parent’s income is a bit too high or because of other financial factors that they will not qualify. Thus, it puts a student in a situation where they will take out student loans, that they’ll be paying for many years. Clearly, the result of being someone who has not committed a crime and works to pay for their own education, is the one that pays the ultimate price. Yet, congress wants to financially grant prison inmates a free education, while exemplary citizens are denied.
In addition, Hrabowski feels that even though colleges has ways around paying high cost that either way it goes it would be a bad investment, due to, a student dropping out, or not passing a class. When Hrabowski stated “ that students take on unmanageable debts” I agree with that statement, because when students can’t receive college initiative help they have to go out and get loans, when a student get a loan that's money they have to pay back meaning putting them in debt which I believe is a stressful thing, at an early age, while trying to handle
In all fairness, is college really worth the trouble or is it just a way to drain people both financially, physically and mentally? Presumably, college is a big deal to people especially parents. College gives advantages to a person’s life such as getting payed more or getting a better job than others, but what others didn’t mention is that various have to pay off student debt for, well, most of their lives because of the
College is a very difficult time in every student’s life but for some it is too much to handle and it causes many students to drop out. Many students do not realize the high cost of college and what it takes just to get to class. Some of the main costs of college are tuition, books, room and board, and a babysitter (if needed). Many students can find help with tuition and books through financial aid but for most this does not cover all fees. If a student has a child, then they also must worry about how they will pay for childcare.
Most Americans without a degree have to work more, for less, just so they can support themselves and their family. College life, chosen or not, provides different pressures that makes every student evaluate the benefits and drawbacks of higher education. Are the high costs of tuition and the long amount