Student Debt

students think that a four-year college degree is worth the expensive cost of tuition, but others

Society often believes college is a necessary experience for a better future, but I argue that the future will not be any better when student debt becomes a part of life for those who follow that mainstream belief. Most parents often dream of the great colleges and universities that their children will get accepted into; however, they fail to think of the cost to attend those institutions. Financial aids! Financial aids! Yes there are financial aids that students can apply to lessen the student debt. Yet the amounts of financial aid they receive are generally never enough for most students, and they continue to carry the debt for most of their miserable life.

So many successful adults till this day are paying back their college debts. Over the years, some are able to pay back their debts in college and others are not able to and are still struggling, due to having to pay other debts that they may have. In some cases, some people drop out of college just so they will not have to owe so much money, but to drop out for that reason is not good. There are several of ways to stay away from college debt and that is getting scholarships, saving money before going into college, and also attending a community college instead of jumping to a university.

Two authors, Sara Goldrick-Rab and Katherine M. Broton state their opinion, in their article “Hungry, Homeless and in College”, that students should be able to finish their degrees with the stress and difficulties of living in extreme poverty. They write about the issues of food insecurity that a significant percentage of students attending community colleges across the college. They suggest that a solution to this problem are college food drives. They argue that the food pantries will improve the students academic success if they have access to basic necessities. This is an emotive opinion piece, and it is easy to agree with the authors that no student should have to experience extreme poverty to achieve what is rapidly becoming the basic qualification to get

College education doesn't guarantee employment. In 2012, there was a lot of evidence suggesting the education to work link being broken. (Allen, 2011) A lot of college graduates are searching for work today. A lot of college students feel that college is a waste of money. (Berger, 2013)According to a sociologist at New York University, Richard Arum, 64% of students show improvement in critical after four years in college. They do not learn what they want to. They have to attend classes that have little or nothing to do with their major. (Allen,

"By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good paying job" (Pocan, 2016). High school seniors advance into college with little income and no knowledge of managing large expenses. Although college incurs significant debt, it has positive lifelong benefits such as a better job, higher salary with benefits, and obtaining an opportunity for a fuller life.

Most of my friends who are currently in college have between 5000$-20.000$ in federal and private loans. In many cases, besides for the loans, students have to work and study at the same time, which results in a stressful life for the student. In fact, many students are not able to finish their education because, since they can’t afford it, they have to work over their studies.

Our whole lives our parents told us that we need to go to college to be successful. They told us that college would insure us a great life, but for many, that isn’t the case. Many students go to college hoping to get a degree, but many drop out due to insufficient funds. While for some, college might be the right choice, that doesn’t mean that college is for all of us.

In 2014, just a bit over 70% of college students graduate with $33,000 in student loans. This number is staggering and why student loan debt has become such a hot topic of debate in the United States. In the meantime I think we, as students need to be a little more involved in our future and the college process rather than placing the burden and stress solely on our parents. There are various things I can do to reduce my student loan debt and avoid the stresses after I graduate college.

College is one of the most important and life changing times in the life of an American. Leaving high school behind and venturing out to the adult world is an amazing experience that every individual should experience. However, young adults from every corner of the country leave college with crippling debt or do not go to their preferred college of choice. College education should be cheaper as it will help families and students financially and give them the satisfaction with having the opportunity to go to their first choice for college.

Looking back from the 1900’s till the 2000’s life has changed drastically. Now a day’s technology is used in everyday life like social media, compared to in the 1900’s where their technology was the first airplane, radio, and electricity. Adams’ definition of the American Dream is inaccurate and unachievable for Americans today because the minimum wage doesn’t cover the cost of living, digital society has replaced man’s ability to communicate, and college loans leaving young adults in debt.

Who is to say that success cannot result from actively pursuing a career (internships, apprenticeships, etc.) rather than pursuing a college experience that may not be beneficial? It is critical to not confuse this, however, with Wilson’s fear that both the college path and career path remain unexplored. Not going to college definitely does not mean an easy way out; as much dedication is required as would be in school, as well as proper circumstances. For those that do require college though, a student loan may be a blessing in

In the short story A Lifetime of Student Debt? Not likely. Written by Robin Wilson, he goes into detail of the crises of college debt in the United States. The first point being made is on how students over barrow student loans. Some of the students come from low income families, and they are the first generation to ever attend college. Without having the proper funds, For example like Jennifer M. Holl. A student graduate from Denison University with a bachelor’s degree in American history. Ms. Holl has a debt of $20,000. Many call it a life sentence because it hinders the life after college for many young adults. Graduates are still trying to live like normal people, they want to live the American dream. For many is getting a good paying

Who wouldn’t love to stay young forever and not have to worry about life responsibilities? It is all fun and games until you graduate from high school and realize that education is not free anymore. The majority of college students today have a hard time deciding whether working while in college is a good idea or not. Some students must work while attending school due to financial reasons; while for others, it is an option. Although it is easier to focus on school completely, working while attending college can actually be extremely beneficial for future employment in students’ careers as well as life responsibilities.

As a High School Junior looking at jaw dropping tuition prices, my family and I often ask ourselves a question I’m sure many other American households are challenged with: Is a college degree actually worth it? Once you look past the recent unemployment rate for college grads, you’ll find that a college degree proves to be highly beneficial once placed in a career. Degree holders often enjoy benefits such as higher pay, higher-skilled work, and an intellectual advantage over their coworkers that do not have a degree. These benefits often outweigh the seemingly outrageous cost of college, making the price tag more than worth it.