Student Debt

A student might have to drop out and get a job to provide for younger siblings or a parent. This would be an understandable reason to not continue college, but is very specific to certain people or families. Another personal case of why an individual would drop out is college is it is just not the right fit for their life. College does teach valuable life skills and provides an advanced education for those who need it, yet some professions do not require a degree. If a student is not getting valuable instruction for what they want to do, it would be the smart thing to back out and peruse an apprenticeship for example.

Many middle-class students find themselves in a predicament when filling up those financial aid forms before enrolling in the college. Many times, their families have the paradoxical problem of having a high net income for qualifying for financial aid, but still do not have enough to pay for fees out of their pocket. Students are then forced to depend on academic scholarships and loans which getting them is extremely hard and competitive and often aren’t enough to pay for the entirety of a tuition bill. A college education is an essential in today’s economy and unfortunately, it is more difficult than ever to obtain a degree. The financial barriers for students and their families are an alarming trend that can only be reversed through a government

Having free tuition for college means that more people who cannot afford it now, would end up going. This is a good thing in terms that more people are getting a good education and continuing their educational careers to hopefully obtain good job, but it also decrease the value of a college education. If more people are able to earn degrees, it devalues them. Finding jobs even with their qualifications would be difficult (Should college be free?). This idea would also apply to the students, mainly student-athletes, that work for multiple years to try to perfect their skill and obtain full or half scholarship.

The total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States. In the last fifty years the world has gone under many changes but one that is really shocking is the escalating prices of colleges.

With a college degree playing an ever increasingly crucial role in job placement after graduation, students feel the pressure to go to college, but with the astoundingly high cost of higher education, millions are forced to take out loans- 42 million to be exact. This group of Americans currently hold the 1.3 trillion dollars in student loans on their shoulders. With the majority of college graduates being in their early 20s, the amount of debt per capita, around 25,000 dollars can be crippling, thus leading to higher default rates and less stability as they begin their journey out into the world. Not only will it impact their young adult life, but it is predicted that "students who graduated from college in 2015 will have to delay retirement until the age of 75" (Hess 5). Ultimately, it is this battalion that has to most to gain, as well as lose, should student debt not be controlled.

Reducing College Tuition College can either be a rude awakening for some students or it can be an opportunity for higher learning, but the goal is the same: to obtain a higher education and become successful. The purpose of college is to open people’s minds to new thoughts and ideas. Higher education offers knowledge and wisdom, but most of all, it offers experience, which is what people look for and desire when they think about attending college. Unfortunately, there is just one barrier keeping people from obtaining higher education, and that barrier is the price tag of college tuition. The cost of tuition is an incredible problem in today’s education system throughout the United States because it hinders the people who want to go college but cannot afford to do so.

A lot of colleges students work part time jobs to help cover the cost of college tuition. Though many schools offer scholarships and financial aid is available it is still hard to cover the full cost of college without taking out student loans. My friend from college has to work a part time job to help cover the cost of school, but unfortunately he just recently lost his job. The loss of his job has caused him a great deal of stress and he doesn’t know how to handle it. According to psychology, there are many ways to deal with stress, but one main idea of dealing with stress was called the cognitive-mediational theory.

For many people, college is an important key for their future. Some people go to college for the job opportunities and the new windows it can open. Others go just for the education and experience. A good education is beneficial from many different viewpoints; in truth, it is a possibility that one's adult life could be much harder than people care to think. One can have better wealth, is less likely to be unemployed, and a much higher chance of being closer to your family.

To further explain, due to students not taking advantages in high school are required to take remedial classes they most-likely took in high school and pay around triple the amount. The significance in the evidence is that college students are not trying ahead of time to save money, which is a big reason for some quantity of their debt. Not being able to adapt to new

That is exactly what this argument is. Many people for the free higher education argue that families can’t take the financial strain that paying for college has on the family. Families tend to end up searching and scrounging up money from miscellaneous places when it comes time to pay for college for their children. Some even have to send their children out into the workforce without any higher education just so that way they can afford a higher education (Jeje). Many families end up stressing over saving enough to pay for college for their children that they become obsessed with it.