Preston Harris
6/13/2023
ENGL 200 ZA
Mrs. Martin
Rough Draft
You and I, as college students, probably keep up with the finances related to our higher education. Setting oneself up for success as a student is crucial, and this includes preparing for potential debt. The issue of student debt and what to do about our outstanding loans is causing a serious financial problem in the United States. After completing their studies, more than 65 percent of college graduates average $28,650 in loan debt. It comes as no surprise that most graduates are drowning in debt, unable to purchase a home, a car, or some of the other necessities of life, and are simply struggling to make ends meet. I want to make the point that Korff does an excellent job of
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Korff states that by the federal government paying back our loans, the universities will just raise tuition once again, and we will find ourselves in the same situation once again. Korff continues, Universities know that most students can’t afford college. But they also know that the government will help pay for what students can’t afford. Korff argues that eliminating all student debt for one generation is not a permanent solution, and the consequences could be severe for generations to come. When it comes to persuading his classmates, Korff succeeds admirably. He uses a variety of examples in his writing to make connections with his readers, connecting facts and emotions from the perspective of a college student with what those facts mean for him and his classmates by using the rhetorical devices of pathos, ethos, and …show more content…
” This is perhaps the most frustrating feedback cycle facing our generation today. The more the government pays to try and help students, the more universities raise their tuition. No one benefits but the colleges themselves” is a fantastic example of how Korff skillfully uses pathos to express wrath and disappointment because it inspires us, the students, to take action.
Korff uses the persuasive appeal to ethos because of the compelling effect on the intended readership. The article's use of ethos in persuasion is best illustrated by the usage of ‘’Why does the government make it so easy for an unemployed twenty-year-old to take on six figures of student debt in the first place?’’, the author makes the claim in order to blame the government rather than us, the loan's clients. This can make it simpler to trust someone who accepts responsibility for our mistakes. The author establishes credibility Korff also effectively uses the logos appeal by writing “the more the government pays to try and help students, the more universities raise tuition” this is an effective use of logos due to the fact its logical, simplistic and heavily relates to the current
Evaluating this article, it is very informative and helpful in helping one who is in debt to individually find a solution. This article, although not focused on the entirety of this social problem, demonstrates a perspective of solution for an individual. Comparing this article with the others, it relates to the article shown above, however; focuses more on how the individual can help their debt rather than how to solve the student debt crisis all throughout
With student loan debt on the rise across the United States of America, measures must be taken to address the issue of millions of Americans facing tens of thousands of dollars in debt immediately after finishing college. According to Robert Applebaum, a man that began a petition for the United States federal government to offer a one time deal of forgiving all student loans, to forgive these loans is a necessity and may prove to boost the economy. In Kayla Webley’s “Is Forgiving Student Loan Debt a Good Idea?”, the journalist and correspondent for Times magazine takes a long hard look at Applebaum’s proposal and just how forgiving the student loan debt is likely to play out. Throughout her article, Webley dissects the argument for forgiving
According to the last recording of student loan debt, the total amount of the United States student loan debt is roughly one and a half trillion dollars (A look at…). Statistics like these present the urgent need to resolve the major financial issue of student loan debt. Solutions have been given by many people to solve this issue but most solutions fail. The main reason behind student loan debt is falling to far into debt to the point where it is almost impossible to come back. The origin behind all of this is a lack of a student loan amount cap.
Burden of College Debt College is meant to be a chance to introduce new opportunities to growing adults, and to offer them a career path that will sustain them financially. It's a way to reach for the above and beyond and make one’s dreams possible. However, college is frequently accompanied by hefty student loan debt, leaving the achievement of those dreams completely out of the question. Even after obtaining a good college degree, students are often tied down by their student loans, which can significantly impact their future prospects.
The Student Debt Crisis The look into college can be frightening these days. College seems to be an overwhelming topic because of the expenses. Over 50 million college students are in debt in America, collectively owing almost over 2 trillion dollars. The student debt in America is a serious problem for many young Americans trying to get a higher education and continue on with their lives as adults.
Aidan Autovino Mr.Allen English pd.3 20 April, 2023 Student Debt Imagine graduating college look at the amount you owe on loans for your education is over $20,000.The average federal student loan debt balance is $37,338. That's a lot of money for just one person to pay off! The federal student loan portfolio currently totals more than $1.6 trillion, from loans owed by about 48 million borrowers. Student debt is caused by the astronomical price of higher education that leads to crippling debt for college graduates and even dropouts; however, There are Government plans and scholarship payment programs created to help this issue be forgiven or partially assisted.
There is an action taken to help with the student loan debt that keeps affecting graduated students and the economy. According to Bassaline (2022), “Recently, President Biden started considering an executive order to do a loan forgiveness of student debt under 10,000 dollars” (para. 7). The loan forgiveness would help decrease people’s debt that they owe. Bassaline (2022) also says, “Overall, it will cost the government $321 billion dollars. If we were to have a 10,000 debt forgiveness of student debt, it would mean more spending for consumers, and there would be a boost of entrepreneurship” (para. 7).
College Debts And Their Effects On Future Generations Student debt is destroying what past generations have worked so hard in creating, a functional world. Colleges and universities have been around for quite some time now and have been a key piece in the puzzle of preparing students for success in the real world and unveiling what it has in store for them. Although these educational institutions have done much good to our communities and societies, there is a side of it that has limited our growth as a species and punished those who want to succeed.
About 17.4% of Americans endure the affliction of college student loans. That’s about forty five million people who have borrowed student loans. But looking into the past, the 50s and 60s specifically that was not the case: the average college student's tuition was free or had a very low fee of a thousand dollars or less. Comparing this to the ever mounting 1.76 trillion US dollars of college debt, there's obviously a huge need for reform as this sets many young students into debt early on. College student loan debt is one of the most punishing grievances that affects the lives of most young adults living in America this 21st century.
The total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States.
Students often leave school or graduate school with loads of debt. High schoolers going into school notice the debt that they will leave school with but they can not do anything about it because the colleges make money off of the student loans. Colleges often charge a lot to go to their school and, “The average graduate student owes up to $90,170 in cumulative federal student loan debt. 54.2% of all graduate school completers have federal student loan debt from graduate schools; 60.5% have debt from their undergraduate studies” (Hanson). Students leave school with tons of debt and students rarely leave without student debt.
The tuition and cost of college is detrimental to thousands of families across the country and brings student debt to future graduates. Some students have seen their debt climb over $30,000. Friedman writes, “The average student in the Class of 2016 has $37,172 in student loan debt…” (Friedman). With the debts being over the average income for single people households, college has transformed from a benefit to a burden. Young adults not only have to worry about their education but also paying for the next semester or years of college ahead of them.
And in between, students are driven to take low paying and high paying jobs against their own consent, their interests are altered, personal decisions must be taken according to financial situations, and people dare to reject education (Choi, 32). Student loan debt weighs on billions of shoulders in the world and it is nearly impossible to be oblivious to all the harm that it has done and all the factors it takes part in affecting that it shouldn’t. If awareness could be raised and colleges would only consider to at least reduce tuition rather than eliminate it, that would still help do the nation well and commence improvement. An education must serve to inspire imagination and to motivate creativity in as many fields as possible. A society that is excellent is a society that presents opportunities for each and every member.
Student loans can be helpful, but when it's time to pay back, it can lead to future mental struggles and be stressful and hold you back from living the life you want to live in the long run. The student loan debt crisis in now only taking a huge toll on the personal lives of many Americans, but on the economy as well. Whether or not students graduate or not, if they pulled out student loans worth $200,000 they remain in debt for a remainder of years. As the problem continues to grow it becomes more and more critical to find a solution to help the well being of everyone in the nation, student or
With the high costs of healthcare and college tuition, the United States overall inflation rate of percentage keeps going up. “higher education is dependent on highly educated workers”.(Chapman 2) That is explaining on how if you get a good education you will have a higher ended job. The president should make new laws on how to help those students out on their debt. Also, to release any remaining debt after twenty years.