ipl-logo

Swot Analysis Of Indian Banking Industry

993 Words4 Pages

1.1. INDUSTRY PROFILE
A bank is a financial institution that provides banking and other financial services to their customers. A bank is generally understood as an institution which provides fundamental banking services such as accepting deposits and providing loans. There are also non- banking institutions that provide certain banking services without meeting the legal definition of a bank. Banks are a subset of the financial services industry.
A banking system also referred as a system provided by the bank which offers cash management services for customers, reporting the transactions of their accounts and portfolios, throughout the day. The Banking sector offers several facilities and opportunities to their customers. All the banks safeguards …show more content…

The financial and economic conditions in the country are far superior to any other country in the world. Credit, market and liquidity risk studies suggest that Indian banks are generally resilient and have withstood the global downturn well.
Indian banking industry has recently witnessed the roll out of innovative banking models like payments and small finance banks. The central bank granted in-principle approval to 11 payments banks and 10 small finance banks in FY 2015-16. RBI’s new measures may go a long way in helping the restructuring of the domestic banking industry.
Structure of Indian Banking Industry
Banking industry in India functions under the sunshade of Reserve Bank of India- the regulatory, central bank. Banking Industry mainly consists of:
• Commercial Banks
• Co-operative …show more content…

In our country, the cooperative banks have more reach to the rural India, through their huge network of credit societies in the institutional credit structure. There are 31 State Cooperative Banks with 450 branches working for the development of co-operative sector in our country. A wide network of 361DistrictCentralCooperativeBanks(DCCBs) with over 7000 branches and 112000 Primary Agriculture Cooperative Credit Societies are serving the rural population and particularly farmers of our country. Apart from the DCCBs there are more than 350 Agriculture Cooperative and Rural Development Banks (Formerly known as Land Development

Show More
Related

  • Swot Analysis Of Canadian Imperial Bank

    843 Words  | 4 Pages

    SWOT Analysis Opportunities The Canadian Imperial Bank is placed extremely well with a significant and assured customer base from the level of the government and the public sector business. Many government parties will do business with CIBC because they know that the profits of the Bank belong to the people of the country and are used for the country’s development. Business with the bank is seen to create value and opportunity within the communities economy. The availability of modern telecommunication systems and technology will facilitate the improvement and strengthening of the Bank’s international business and ATM services, and the development of new services, such as telephone banking.

    Read More

  • Swot Analysis Of Soar Company

    890 Words  | 4 Pages

    Background You have asked me to research on accounting treatment for goodwill and goodwill impairment under the scope of ASC-350 (Intangibles-Goodwill and Other) and ASC-805 (Business Combinations). Soar is a leading manufacturer and distributor of aircraft maintenance equipment and services, and it has two reporting units, namely Subsidiary A and Subsidiary B. Soar performs its annual goodwill impairment test on January 1. Issues and Analysis 1. What is the meaning of “goodwill” acquired in a business combination?

    Read More

  • Bank Of Toronto Swot Analysis

    133 Words  | 1 Pages

    The Bank of Toronto was founded in 1855 for grain millers and merchants and began operations in 1856. It started out as a single branch bank but has now grown to a major financial service company. Dominion Bank was founded in 1869 and began operations in 1871. Before 1935, there was no bank of Canda so banks had and issued their own bank notes. In 1935, the Bank of Canada began to operate and bank currencies started to go away..

    Read More

  • Swot Analysis Of Royal Bank

    933 Words  | 4 Pages

    Although the SMR&A group began their mission in 1995, the bank has long had an interest in analyzing customer data. As an example, the bank has measured customer profitability across the retail customer base since 1992. In its current environment, Royal Bank uses the Value Analyzer profitability system from NCR to create a comprehensive view of customer contribution. Profitability measurement and the refinement of such provides a clear illustration of the bank’s longstanding commitment to refining its capability to capture and mine its customer data to improve its relationships with customers. Profitability measurement is complemented by a number of other strategic client models, such as credit risk; potential; lifetime value; vulnerability;

    Read More

  • Amy Elliot In Salinas

    669 Words  | 3 Pages

    1. What are the legal, ethical and management issues in the Salinas situation? (90-110 words) Swiss banks have secrecy laws put in place to protect their clients’ accounts from investigation without a legal mandate, while U.S law enforcement has legal authority to access individual accounts to investigate criminal acts. Elliott has an obligation to her client Raul Salinas, brother of Mexican president Carlos Salinas. The president would have countless political enemies

    Read More

  • The Organizational Structure Of Bank Of America

    850 Words  | 4 Pages

    Organizational Structure Bank of America is an American financial services corporation and is the second largest bank holding organization by assets, in the United States. The headquarter of the financial organization is situated in Charlotte, North Carolina. The bank has approximately 5,700 retail banking offices and 17,250 ATMs in the United States. The online banking system of the bank has more than 30 million active users.

    Read More

  • The Poor Pay More For Everyday Purchases By Halah Touryalai

    1591 Words  | 7 Pages

    Banking is like any other business that takes the money of people and puts it to another use. Though this may be true, banks should not be doing it only to the poor but also to the rich.

    Read More

  • President Jackson's Policy Toward The Second Bank Of The United States

    1718 Words  | 7 Pages

    Banking system is essential in our economics to maintain an effective circulation of money. The bank has functions for regulation of currency to aid strong economy. Distribution of the money is crucial to promote construction of the nation and prevention of bankruptcies. In our modern economic structure is supported and developed by the banking system. However, there was a period that the national bank was shut down by the government the consequence of the bank war.

    Read More

  • Bank Of America Mission Statement

    1005 Words  | 5 Pages

    Executive Summary In this report, it foucs on the marketing strategy of Bank of America. I aslo provide the 1. Introduction 1.1 Bank Background Bank of America has founded 113 years ago on October 17, 1904, as the Bank of Italy by Amadeo Pietro Giannini in San Francisco. They targeted on the needs of the immigrants who wanted to settle in United State at that time.

    Read More

  • Swot Analysis For Wells Fargo

    1098 Words  | 5 Pages

    Company profile Wells Fargo & Company is a financial services company. It was founded in 1852 and has assets of $1.6 trillion. It provides with insurance, banking, mortgage, investments and consumer & commercial finance. It is present in more than 8,700 locations and has more than 12,500 ATMs. It has headquartered in San Francisco, but as it is decentralized, every local Wells Fargo store is a headquarter and satisfies all the customers’ financial needs.

    Read More

  • FINCA International Case Study

    1594 Words  | 7 Pages

    In order to integrate into the formal financial sector claims village banking programmes to navigate a new landscape, the one that provides new prospects for growth while exposing them to new potential risks. It is insufficient for a village banking programme to set its sights on commercial funding, such as the funding must be on favourable conditions and organized in a way that minimizes the risks from changes in exchange rates, interest rates, refinancing and regulations. To decrease these risks, the following generation of technical assistance to commercializing MFIs will focus on specialized expertise in banking, commercial law, financial and

    Read More

  • Differences In Banking Crisis

    1835 Words  | 8 Pages

    Bank crisis. Differences in banking structure US economy in the 1920s: There were two ways in which commercial banks could be characterised, i.e. nationally chartered banks and banks that were chartered by states. As branching was strictly forbidden by national regulators and most state regulators, this led to a majority of banks being unit banks. Unit banks were a serious problem in the twentieth century Great Depression especially, as it was “a system of banking in which the government restricts or does not permit a bank to open branch offices”.

    Read More

  • Strengths And Weaknesses Of The Banking Industry

    976 Words  | 4 Pages

    I would frame the banking as an industry that is built on trust. Trust that is reaffirmed by the governments, and regulators. Banks have an imperative role in our economic growth, and development. Correspondingly, without the bank industry, there is no industry to replace them as the conduit for social and economic policy. Equally important, there is no industry to replace them as the key performer in creating our economies multiplier effect.

    Read More

  • Microfinance Definition

    2561 Words  | 11 Pages

    The study explores some suggestions to make micro finance more effective. The potential for growing micro finance institutions in India is very high. Microfinance market in India is expected to grow rapidly, supported by government of India’s initiatives to achieve greater financial inclusion, and growth in the country’s unorganized but priority sector. Microfinance has evolved rapidly into a global movement dedicated to providing access to a range of financial services to poor and near-poor households. The organizations that provide these services, known as microfinance institutions (MFIs) may operate as formal micro banks, non-bank financial institutions, non-governmental organizations, or community-based financial institutions.

    Read More

  • Customer Satisfaction In Banking Sector

    879 Words  | 4 Pages

    This is mainly because of the fact that the banking sector is increasingly experiencing a high level of competition. This puts a tremendous amount of pressure on banks to improve their services (File and Prince, 1992; Goode and Moutinho, 1995; Goode and Moutinho, 1996; Goode et al., 1996; Levesque and McDougall, 1996). However, a similar argument can be made in connection with the banking sector in many Asian countries including India.

    Read More

More about Swot Analysis Of Indian Banking Industry

Open Document