K. Pandit as Chairman of Prathama Bank, who has taken charge of the Bank on 31.10.2011. Sri B. K. Pandit joined Syndicate Bank on 18.03.1985 and has worked in various positions in branches as well as in administrative offices in Delhi, Balasore, Raniganj, Andaman Nicobar, Noida & Ghaziabad. Prior to his appointment as Chairman of Prathama Bank, Sri B. K. Pandit was holding the position of Deputy General Manager, Large Corporate Finance, Syndicate Bank, Regional Office, New Delhi. Sri Pandit is a prudent and positive Banker having rich experience of more than 2½ decades in various fields of Banking, operations and administration. Born on 10.09.1956, Sri B. K. Pandit is a Post Graduate in Science &
Commercial Banking The World of banking is changing rapidly and the days of high street branch and local branch manager are passing. Telephone banking, PC access to accounts and other banking services are playing vital role in this contemporary world. The fact that banking figures are important and they are readily available in a large number of countries has not meant that banking conditions as between different countries could be readily compared. In each country, those figures which are available represent samples covering predominantly the larger banks in the larger cities. And here we talk about the Commercial banks which have a greater capacity for varying the aggregate volume of credit than other financial intermediaries.
An increase in the impairment losses on the loans reflects their inappropriate loan extensions in high risk categories. This can have a very negative impact on their probability. Shift towards wholesale banking could affect its growth prospects In the past three to four years, Standard Chartered has changed its focus to wholesale banking led growth. The income from wholesale banking registered a year on year growth of 42.8% in 2008 while in 2009 the growth was 24.1%. At this same time, growth rate in the consumer banking division is at a very low single digits.
SBI Card ELITE: Overview State Bank of India is the largest public sector bank in the country. It has its branches spread across India and around the world. It offers a variety of financial solutions. Among its debt offerings, the bank provides personal loans, care loans, education loans, housing loans and business loans for retail users. State Bank of India is also one the leading banks in the market when it comes to offering credit cards.
1. Introduction 1.1. The Company People’s bank is a state-owned bank in Sri Lanka and headquarter in Colombo. This is established in 1961 and there are 347 local branches and 387 service centers. (Annual report, 2014) There are 450 ATM’s with the Peoples Bank.
SBB offered strong retail franchise in namely credit cards, auto finance and sub-prime lending as well as business (or SME) lending which complements the latter’s strengths in wholesale banking. SBB provide retail banking with more than 4 million customers across 233 branches and more than RM15 billion of assets across 17 BCs and 33 RBCs. As a merged entity, CIMB Group now ranks as the 2nd largest banking group in Malaysia and 5th largest in South East
Sometime later, in the year 1993, the government took yet another stride towards economic prosperity and made a turn towards merger of banks. The New Bank of India was merged with the Punjab National Bank (PNB). This was the first merger between nationalized banks in india. At present in india have 27 nationalized banks and 22 private sector banks and Report of the Narsimhan Committee The Narsimhan Committee, to file a report regarding the reforms in the Indian Banking Sector, was set up in the month of December, 1997. It submitted a report with the following suggestions, on April 23, 1998.
The five largest banks control approximately 45% of total assets. Several financial institutions collapsed in 1998 and 1999, prompting the government to bring banks into line with the Basel convention on minimum capital requirements. In 2001, the money market rate, was 10.6%. Along with the BAN-GUAT, the Fund for the Regulation of the Bond Market was created to promote security issues. On account of the Guatemalan preference for concrete investments, there is a hardly developed securities market.
 In 2010, Royal Stag first time crossed the mark of 10 million cases and Pernod Ricard became the first multinational company to cross this mark in India.  In 2013 calendar month, Royal Stag first time crossed retail sale worth more than $1 billion. It had a total of $1.3 billion in retail sale.  Royal Stag sold 16.1 million cases in 2014 and remained 3rd largest selling whisky in India from 2011 behind Officer's Choice and McDowell's
The operational jurisdiction has been covered by seven zones headed by Deputy General Manager’s. The corporation has formed Executive committee, Managing committee, Default Review Committee, Audit Committee, Project Implementation Review Committee and Small Loans Advisory Committee to assist the Board. 2.1.7 Management The management of Karnataka State Financial Corporation is pioneered by the Board of Directors constituted as per the State Financial Act of 1951, assisted by The Chairman, The Managing Director and The Executive committees. The Board consist a total of 9 directors comprising of: “One Chairman cum Managing Director appointed by SIDBI” “Two Directors nominated by SIDBI” “Two Directors nominated by the State Government” “Two Directors to represent public sector Banks” “Two Directors represented by Shareholders” 2.1.8 Personnel and Administration The strength of KARNATAKA STATE FINANCIAL CORPORATION stood at 960 at the end of 31st March 2016 as against 1020 at the end of 31st march 2015. There are eight in-house training programmes that were conducted to cover 295 employees.