Teachers Debt Problem In Education

Introduction Teachers’ debt problem has been regularly raised and emphasized, while the government and the Ministry of Education assigned the Office of the Teachers Commission (OTC) to set up a working capital fund in order to ease or relieve the teachers’ debt problem as well as to promote to make more income for the teachers nationwide. In the 1997 fiscal year, the Ministry of Education received a budget of 500 million Baht to solve the government teachers’ debt problem. In the fiscal year 1998, the government allocated an additional budget of 100 million Baht, totaling 600 million Baht, but this government supported budget was not enough to resolve the teachers’ debt problem completely. The Ministry of Education had issued a letter dated

(2) The change of the use of money behavior. (3) Teachers have increased their debt burden. (4) There were the group of teachers for debt consolidation which led many teachers are in debt as before. All these can indicate that TLDP management of OTEP is not effective enough, which the researcher count the ineffective TLDP management as the main issue and use this issue as the significance of the study. As OTEP has a variety of responsibilities and also many causes and factors, which it is difficult to study all aspects at the same time, then the study aims to address on the only key issue which is the TLDP management of OTEP.

Research Objectives

1. To study the problem of TLDP management of OTEP under SEP.

2. To study the development approach of the management of TLDP of OTEP under SEP.

3. To study the key factors contributing to the successful development approach of the management of TLDP of OTEP under SEP.

Concept, Theory, and Related Research

1. Concept, theory and research related to

[16] Wiruchnipawan mentioned the main conceptual framework of the independent variable or the cause as two factors which consist of (1) the key factors affecting the problems in the management of the TLDP, and (2) the key factors that contribute to the guideline development of management of the TLDP. In addition, the researcher also included both the internal and external factors, which contribute to the successful development of TLDP management, as the secondary conceptual framework and used as the independent variable or input and analysis of one research objective that is the key factor contributing to the successful development of TLDP management. For the dependent variable or the output that used in this study included the factors that contribute to the improvement of effective management based on four perspectives of Balanced Scorecard included; (1) stakeholders, (2) internal process, (3) organizational capacity, and (4) financial ([17]