Nowadays, debit cards are one of the most common forms of payment used in the world today. These are cards that look identical to credit cards, which are linked directly to your bank account. Whenever you make a purchase, the funds are taken directly from your account, resulting a simple and quick transaction. In my opinion, I believe that there are some enormous benefits from using debit card as a form of payment, but some negative things to consider as well. In this essay, I will elaborate further about the advantages and disadvantages of debit card to the people.
First and foremost, let’s elaborate on its advantages. Firstly, Debit cards are extremely convenient compared to cash notes. Why? This is because; it’s a card that contains the savings from your bank account. With that being said, we actually can cut time when paying bills on a hectic place. As an example, when the queues are far long in a mall, you can cut the time by just giving out your debit card. Unlike money, you have to double count it to make sure you’re not giving out extra money. Vice versa with the retailers, they don’t have to go through a short amount of money after closing the store. Therefore, thin card is better and safer than 20 or 30 notes in your wallet.
Next, it is a sort of cash but it is a card. Sure, cash notes have been dominating the markets and the economy, but if we look into the other side of it, cash notes production does impact with the environmental in this world. This means,
Document two is a picture that comes from the British Museum, which should work to educate people in an unbiased manner. The document is a picture of artifacts and, more importantly, coins from China that were found in the Swahili coast. Because it is only a picture, it shows nothing but pure factual information. The use of coins suggests that trade was not quite important or common enough to use paper money instead. China started using paper money instead of coins once trade was so important and common that coins often were too heavy for traders to carry in large quantities.
They are unwanted by many people so they might give them away. They aren't worth much that might also cause people to give. They keep costs low because they are only 1 cent. All cash transactions will have to be rounded off to the nearest nickel.
These help the reader understand that while there are many ways to earn money there are also just as many ways of going into debt. The book shows many different ways of avoiding debt and being smart with your money. In addition to debt, the book talks about credit cards and the debt related with them. The authors write about the dangers of credit cards and the schemes of credit card companies. Reading about credit card companies and their schemes helps the reader think carefully and evaluate their plans before getting credit
Phones require the mining of certain minerals as they make up different parts of the phone. Mining leads to water and air pollution as waste minerals can leak into surface and groundwater, and large tools and trucks used for mining and transportation also use fossil fuels. Despite believing living off the grid positively impacts the environment, contributing to the global economy still causes pollution and global
When you see a litterbug throw the rest of their half-eaten lunch on the ground or dispose of a cigarette out their Hummer window, you might be disgusted by the fact that, that someone negatively impacts the environment. Most human beings know that our negative actions towards the environment have a ripple effect like a drop in the ocean. However, not everyone cares or sees the impact that we all individually have on the earth. In the essay, Our Unhealthy Future Under Environmentalism, John Berlau, an American economist, debates that conserving and preserving our environment is unnecessary and environmentalist should chill out with this save the planet bull crap. This essay comes directly from Berlau’s book called, Eco-Freaks: Environmentalism
Using paper money made people very fond of it especially the farmers. The farmers liked that they could repay their debts with depreciated
There are little activities in daily routines that can help the environment rather than harm it. Jensen and McMillian mention that many business manufacturers harm the dams and rivers because they are tearing them up to mine and make money (Jensen and McMillian 695). They are trying to mention to the reader how big manufacturers companies do not care for recycling and will do whatever it takes to make money. Jensen and McMillan stress about how the population as a whole should save the planet, not just one individual. All the toxic metals in the cans are harming us if we just throw them away.
Bank of America: Mobile Banking This essay is based on the case “Bank of America: Mobile Banking” which is dated on May 2012. We will first present benefits mobile banking provide to consumers and highlight reasons why many consumers haven’t adopted mobile banking yet. Furthermore, we will look into Bank of America motivation to offer mobile banking to its customers and review associated costs and risks of mobile banking implementation. Then understand what lessons can the bank learn from its online banking operations and analyze costs and benefits of having customers migrate to online banking.
Cryptography is a technique or method to secure personal data from unauthorized user. In cryptography two types of operation are performed. (i) Encryption and (ii) Decryption. To encrypt and decrypt data a secret key is used. After encryption original data is converted into another format known as cyphertext, which is not easy to understand.
Today nearly everyone has to have and use a credit card (credit card) as a medium of non-cash transactions. This is because the manufacturing process tends to be easier, offer a discount for its users as well as the practicality of use. But of course there are consequences to be paid when you use that bill pembayarannnya. For some people it does not matter, but for some others, sometimes it becomes a new problem. As a result, it is instead make your life easier, but instead burdening your life.
Companies should think about less polluting products and production processes for
The world produces more than 300 million tons of paper per year. But remember, books are not the only source of paper consumption. 2. Textbook production by factories can release toxins into the air 3. Many trees are cut down to produce books every year which can lead to water pollution, increasing the temperature and soil
To become a sustainable society, we must eliminate our contributions to: No1. The increase of concentrations of substances extracted from the Earth’s crust (heavy metals and fossil fuels) No2. The increase of concentrations of substances produced by society (plastics, dioxins and DDT) No3. The physical degradation of nature and natural processes (harvesting forests and destroying habitat)
Apple Pay’s value proposition to consumers is mainly the ease of use and peace of mind with security that they provide free of charge. Apple Pay reduces the need for consumers to grab a card out of their wallet or purse every time they need to make a purchase. It also reduces interaction time between consumers and associates at stores, hopefully preventing the inevitable promotions pushed on customers at checkout. Ideally, it makes purchasing goods easier from every aspect.
Introduction “Companies today are rushing headlong to become more digital… This often results in piecemeal initiatives or misguided efforts…[regarding their use of social media platforms]” (Dorner and Edelman, 2015:1) In a society where social media has a profound impact on businesses we ask ourselves just how effective can it be? And if not effective, what are the negative impacts?