The Affordable Care Act (ACA)

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The United States has always relied on private health insurance to allow people to access health care. Even though the United States has relied on those private insurance companies, the government has implemented programs like Medicare, Medicaid and State Child Health Insurance (SCHIP). Medicare helps the elderly, Medicaid helps the poor and SCHIP helps the children of the working poor. These programs helps certain groups of people in America, but these programs are not enough to help everyone across the nation. In hopes of helping every person across the nation, The Affordable Care Act (ACA) created and signed into law by President Obama. The Affordable Care Act helps low and middle income families pay for health insurance. The ACA was intended…show more content…
The Affordable Care Act is currently the healthcare act that is implemented in America, and although this act is implemented in American society, there are many people who do not know the impact of this act has on their health insurance. The Affordable Care Act is also known as ObamaCare or Patient Protection Act. ObamaCare is a simple label for a complex subject. In 2010, President Obama signed the Affordable Care Act into law, in hopes of decreasing the amount of uninsured Americans and decreasing the costs of insurance. With this act, it is mandated that every American must be covered by insurance. If a person is not covered by health insurance, they will face a tax…show more content…
People still remained uninsured due to the high costs of insurance coverage. Now, Americans will be able to pay for the costs, “The new law opens the door to the healthcare system for these uninsured Americans and ushers them inside with financial assistance so that they can get basic coverage, either through Medicaid...or subsidized health insurance via exchanges” (Tate 13). It is important that Americans will be able to get financial assistance with the ACA because they are able to get at the least basic coverage, which will then decrease the amount of uninsured Americans across the nation. If Americans are still not uninsured and cannot afford health insurance, they are able to get covered through Medicaid. The Affordable Care Act has worked on the eligibility of Medicaid, which has filled in the gaps for the poorest Americans by creating a minimum Medicaid income eligibility level across the nation. Most Americans will be covered through their employer. One of the other problems that caused Americans to be uninsured was because they were not offered employer sponsored coverage. The other main objective of the ACA was to decrease the costs of healthcare insurance. With the Affordable Care Act, Americans will be able to afford insurance, or at least basic coverage (minimum essential
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