The Affordable Care Act (ACA)
The United States has always relied on private health insurance to allow people to access health care. Even though the United States has relied on those private insurance companies, the government has implemented programs like Medicare, Medicaid and State Child Health Insurance (SCHIP). Medicare helps the elderly, Medicaid helps the poor and SCHIP helps the children of the working poor. These programs helps certain groups of people in America, but these programs are not enough to help everyone across the nation. In hopes of helping every person across the nation, The Affordable Care Act (ACA) created and signed into law by President Obama. The Affordable Care Act helps low and middle income families pay for health insurance. The ACA was intended …show more content…
The Affordable Care Act is currently the healthcare act that is implemented in America, and although this act is implemented in American society, there are many people who do not know the impact of this act has on their health insurance. The Affordable Care Act is also known as ObamaCare or Patient Protection Act. ObamaCare is a simple label for a complex subject. In 2010, President Obama signed the Affordable Care Act into law, in hopes of decreasing the amount of uninsured Americans and decreasing the costs of insurance. With this act, it is mandated that every American must be covered by insurance. If a person is not covered by health insurance, they will face a tax …show more content…
People still remained uninsured due to the high costs of insurance coverage. Now, Americans will be able to pay for the costs, “The new law opens the door to the healthcare system for these uninsured Americans and ushers them inside with financial assistance so that they can get basic coverage, either through Medicaid...or subsidized health insurance via exchanges” (Tate 13). It is important that Americans will be able to get financial assistance with the ACA because they are able to get at the least basic coverage, which will then decrease the amount of uninsured Americans across the nation. If Americans are still not uninsured and cannot afford health insurance, they are able to get covered through Medicaid. The Affordable Care Act has worked on the eligibility of Medicaid, which has filled in the gaps for the poorest Americans by creating a minimum Medicaid income eligibility level across the nation. Most Americans will be covered through their employer. One of the other problems that caused Americans to be uninsured was because they were not offered employer sponsored coverage.
The other main objective of the ACA was to decrease the costs of healthcare insurance. With the Affordable Care Act, Americans will be able to afford insurance, or at least basic coverage (minimum essential
Persuasive Essay On Obamacare
286 Words | 2 PagesThe Affordable health care act, popularly known as Obamacare, it’s a law that makes affordable health care available to more Americans since there are million of uninsured Americans and it will be cutting the rising cost of health insurance. Because of this law that grants coverage to everyone, it is increasing the rate of demand and consumer expending, making a great impact in the economy especially to GDP and economic growth. Also, not only there’s an increase in spending but also the labor market has been growing, since the employment rate has been increasing in the health care sector. While providing insurance to every American, it is generating major benefits to the newly insured like improving health, enhancing families security, increasing
The Pros And Cons Of The Affordable Care Act
175 Words | 1 PagesThe Affordable Care Act has been a positive reinforcement that the health care system needed. The quality of life in regard to health care has increased in a good way. Therefore, with easy access and low cost to hospital facilities have provided more transparent relationships with patients. The Affordable Care Act has provided individuals the opportunity to take accountability for their own health. I believe the Affordable Care Act is one of the most successful laws that was created.
Obamacare Argumentative Essay
366 Words | 2 PagesThe Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
Pros And Cons Of The Affordable Care Act
187 Words | 1 PagesThe Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
PPACA Effectiveness
873 Words | 4 PagesThe Patient Protection and Affordable Care Act (PPACA) was signed into law in March of 2010. Assess the effectiveness of the PPACA in the past year both for a person and for the nation, declare an opinion of whether the law is good for the economy or bad for the economy, and finally - from a health policy perspective, suggest if any changes need to be made to the law in the future, what those changes should be, and why. The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA) or, colloquially, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The comprehensive health care reform law enacted in March 2010.
Obama Care Act Pros And Cons
482 Words | 2 PagesThe Affordable Care Act is an act that helped many people who would not have otherwise gotten help, many families can now afford care for their kids and plans can now be given to people without Medicare. The Affordable Care has made America better more people are getting help and more money has even been place in to the heal care system. This act is the start of a beginning of a time where people can get good care and continue to get coverage. Over time there is a going to be a change is how medical care is
Benefits And Challenges Of The Affordable Care Act
742 Words | 3 Pages.” Health reform has the potential to help by providing premium assistance and lowering out-of-pocket costs” (Schoen et al ,2011). Affordable Health Care Act 0f 2010 can also be referred to as Obamacare was implemented to help Americans to have access to affordable and quality healthcare services. It has drastically the number of uninsured and underinsured individuals. Those with chronic medical conditions on high bills with little income and are underinsured between 2003 and 2012 increased by almost 80%, although, they have an insurance plan with inadequate coverage which makes them open to costs they cannot pay.
Persuasive Essay On Obama Care
708 Words | 3 PagesThe Patient Protection and Affordable Care Act, also known as Obamacare, was a law signed by President Obama in March 2010. According to the United States Health and Human Services website, "This Act puts individuals, families and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief – the largest middle-class tax cut for health care in history. It also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense... It keeps insurance companies honest by setting clear rules that rein in the worst
Obama Care Act Essay
416 Words | 2 PagesIn 2017, there were increases in rates. In fact, 70 out of 100 percent of marketplace customers were actually able to still get a plan that was less than seventy-five dollars. There was 80 out of 100 percent of people who were able to get a plan for less than one-hundred dollars. Cost assistance is actually based on low income, so that is why it was possible. Obamacare does not take the place of Medicaid, Medicare, or private insurance.
Obamacare Persuasive Essay
507 Words | 3 PagesObamaCare is a US healthcare reform law that expands and improves access to care and curbs spending through regulation and taxes. ObamaCare's goal is to give more Americans
The Affordable Care Act (PPACA)
1247 Words | 5 PagesACA prohibits discrimination against anyone with preexisting conditions, dropping coverage if you become sick, and limiting your annual or lifetime benefits. Millions of uninsured will get access to affordable high quality health insurance. In order to get money to insure uninsured, net taxes are placed mostly on high earners and the health care industry. (obamacarefacts) The Affordable Care Act will help to improve the well-being and incomes of Americans by increasing coverage and lowering costs of health insurance, helping the rate of uninsured go down.
Affordable Care Benefits
633 Words | 3 PagesBetween 2010 and 2050, the United States population ages 65 and older will nearly double, the population ages 80 and older will nearly triple, and the number of nonagenarians and centenarians—people in their 90s and 100s—will quadruple. (KFF, 2015) Trustees of Medicaid are forecasting that in 2024, Medicaid will start running out of funding. Although there is little evidence in the trustee’s projections it is still something that needs to be looked as more and more people are getting older and are needing benefits vs a number of people putting in. Every day there are 10,000 people turning 65 or older.
Affordable Care Act
786 Words | 4 PagesAccording to the Kaiser Family Foundation, there are currently 3 million Americans in the coverage gap; there is a substantial number of Americans the Act does not address. The Affordable Care Act, as with any major legislative action, has its advocates and viewpoints. Supporters of the Affordable Care Act point out that the Act allowed Americans, who would not be able to afford health insurance without federal assistance, to purchase affordable health insurance. Through coercion, the Act has decreased the number of uninsured; nonetheless, a minority of Americans have benefitted from federal subsidies whilst the vast majority of Americans have endured a great deal of suffering. Another alleged consequence of the Affordable Care Act is the improved quality of care-- a major fallacy.
Persuasive Essay On Affordable Care Act
428 Words | 2 PagesBefore the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Argumentative Essay On Obamacare
1227 Words | 5 PagesObama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.
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