The financial literacy classes will allow for us to become more effective in our financial efforts. “ In some ways, the find that financial education doesn’t provide long-term payoffs is hardly surprising. After all, how much do you remember from your high school chemistry class? Unless you use chemistry at work, you probably don’t recall much… those with more than 24 hours of [financial] education and training, almost the length of a college course -- had no discernible effects just two years later.” (Thaler, 10) Financial literacy will be forgotten after a few years, just like all other subjects learned in school, unless you use it in your daily life. The current way is not showing a very effective way of learning.
Some people say there is no need for the thousands of dollars wasted in college, others say college is the key element to success. Many people don't think that college is necessary, but is that really true? College has a tremendous value when one is looking to be successful.The value of a college education is extremely valuable and necessary for someone who would like to prosper in life. A college education, from the moment you graduate you’ll see that it will definitely give you more beneficial options. In the article, “Actually, College Is Very Much Worth It” by Andrew J. Rotherham the author states“The data makes clear that getting a college education is still a good idea- college graduates earn more, and are likely to have a job in the first place.”(Rotherham, 79) This quote shows that a college education will help you gain a job once you graduate with a college degree.
They say that it is not worth it because many students do not graduate and waste their money and the governments. I on the other hand believe that even though you may not graduate from college you still get to learn the social skills needed in your everyday life. You may have failed a class in college so you did not graduate and now your thinking your money has been wasted, but it has not. You got to learn the curriculum and how to communicate with people at jobs or even your neighbors. Now that you have already taken that class you can try to take it again next semester and learn from your mistakes.
And in between, students are driven to take low paying and high paying jobs against their own consent, their interests are altered, personal decisions must be taken according to financial situations, and people dare to reject education (Choi, 32). Student loan debt weighs on billions of shoulders in the world and it is nearly impossible to be oblivious to all the harm that it has done and all the factors it takes part in affecting that it shouldn’t. If awareness could be raised and colleges would only consider to at least reduce tuition rather than eliminate it, that would still help do the nation well and commence improvement. An education must serve to inspire imagination and to motivate creativity in as many fields as possible. A society that is excellent is a society that presents opportunities for each and every member.
You came to college to learn about the world and to engage with new ideas and to discover the things you 're passionate about -- and maybe have a little fun’” (Procon.org). Learning and engaging in everything is a skill everyone should have, so as he suggested, one should attend college to be able to do that. Additionally, education helps people develop intellectual skill and become responsible (Pew Social and Demographic Trends). Thus said, being educated and smart is something everyone can do and college helps with that. Likewise, college can encourage someone to become educated and happier.
“The number one problem in today's generation and economy is the lack of financial literacy.” (Alan Greenspan). Since kids, we are taught by our parents to study hard so we can earn excellent grades. With those grades, get accepted in a well-known university so at the moment we graduate, get an offer for a high paying job. By completing those steps, we “will be financially successful”. Unfortunately, this is the ideology of most of the population.
Money keeps getting higher and higher every year and a lot of students can’t afford it. A lot of people spend different amounts of money for different types of education for what they want to do when they get done with college. College students shouldn’t go to college because they would not need the classes, the costs keep getting higher and they can’t afford it, and a lower education in general. Some students think it is worth the money for a better education because they take classes they need. First, If the goal is to earn a living, then, maybe it isn’t really true that 18-year-olds need to be imparted with a sense of panic about getting into college (though they
Academic preparation takes a great role in educational achievement and growth in the gap in reading and math has a huge impact on the rate of college completion. (Greg Duncan and Richard J. Murnane). According to the Fraction of students completing college, 54 percent of one fourth of students from high-income families have finished four-year College, while the lowest income quartile showed only 9 percent, having 45 percent difference with affluent families in 1980 years. In contrast, in the mid-1970s these results were much lower. (Bailey and Dynarski.2011)Number of graduates depend on college costs and enrichment of parents, therefore gulf between rich and poor students is increasing dramatically, as
It is easy to think college is not worth the cost to become better, but getting educated makes people better, and happier in the future and sometimes even in better health (Leonhardt 25 ). Becoming a better and happier person is good for everyone. Even former President Obama says “‘Education helps us be better people. It helps us be better citizens. You came to college to learn about the world and to engage with new ideas and to discover the things you 're passionate about -- and maybe have a little fun’” (Procon.org).
Even though these educational institutes like colleges and universities clutch an expensive cost, it is of huge weight not to let that dishearten you from getting a college degree. The expense of tuition is continuously on the rise but also the amount of accessible monetary aid choices. The worldwide financial system is becoming gradually more and more competitive, and to give yourself the most excellent possibility for a good salary job and a good healthy life, the importance of college education must first be