Financial Economics CIA Vandana Menon 1313834 Microfinance and the Importance of Financial Inclusion Introduction All households, businesses, and individuals are entitled to be able to access proper financial services to improve their lives. Microfinance is the source of these financial services, and the objective is to achieve a world in which as many poor and near-poor households as possible have permanent access to services such as credit, savings, insurance, fund transfers, etc. Financial inclusion
The Financial Sector Adjustment Program (FINSAP) in response to requests for easier access to credit for companies hit by the policies of the Economic Recovery Program. The company was a joint venture between the Bank of Ghana and the Social Security and National Insurance Trust. Despite offering some of the highest lending rates in West Africa, Ghana’s banks enjoyed increased business in the early 1990s because of high deposit rates. The Bank of Ghana raised its rediscount rate in stages to around
conformity or it becomes the practice of freedom, the means by which men and women deal critically and creatively with reality and discover how to participate in the transformation of their world”. In this statement made by Paulo Friere he states the importance of allowing the integration of education with social transformation and how education can be used to readdress wrongs that were done in the past by allowing students to become critical thinkers by giving them opportunities to solve real world problems
Introduction During the period of 1994 elections took place in South Africa, where they coincided with the global proliferation on education for all, therefore the world declaration on education (Jomitien 1990) derived an active vision that generalized access to education for all children, young or old which will develop equality, create opportunities which will raise awareness and create widespread for inclusive education. This means being dedicated in describing the problems that many encounters
United States, Starbucks rapidly developed and became the world biggest coffeehouse company. In 2013, its net revenues were at 14.9 billion, increased by 12.03% compared to 2012. From 2009 to 2013, while many others were facing financial difficulties caused by the global financial crisis, Starbucks was still getting stable revenues. The success of Starbucks was decided by many reasons. In which, the unique organization culture and motivation policy, which the company is following, contribute significantly
WOMEN’S EMPOWERMENT AS A MEANS TO ACHIEVE GENDER EQUALITY I. HOW TO ACHIEVE SUSTAINABLE GENDER EQUALITY By assuring the access of women to education, decent work, proper and universal health care, as well as representation in economics and politics, both the economy and society will be very benefited, while achieving gender equality will contribute to creating a nonviolent, flourishing and sustainable world. As explained in the previous section, the inequalities and violence suffered by women are
indirect manner. A brief review of some of the relevant literature is as under: 2.1 INTERNATIONAL REVIEW Mathew et al. (2005) analyzed the use of banking technology in United Kingdom by ranking of importance of selected technology on consumer perception of service delivery performance and found that the importance-performance grid demonstrates two factors and their underlying attributes that fall into the “Keep up the good work” quadrant and the other two factors fall into the “Low priority” quadrant.
services (Ahmed & Pillay, 2004; Sher & Long, 2012). This paper seeks to discuss the various theoretical and practical shortcomings of psychotherapy in the South African context and how these shortcomings can be addressed. It shall highlight the importance and the need for addressing issues in psychology in the South African context and suggest solutions for psychotherapy shortcomings in the South African Context.
Trade Openness, Structural Transformation, and Poverty Reduction: Empirical Evidence from Africa Zerihun G. Kelbore Post-Doctoral Research Fellow, Bureau of Market Research, College of Economic and Management Sciences, University of South Africa, Abstract This paper examines the poverty reduction effects of trade openness and structural transformation in Africa. The study uses a panel data covering the period from 1981 to 2010 and constituting 43 African countries. Using System generalized methods
The important role of the community in development by Shaffer, Deller & Marcouiller (2006) lead to the understanding about the community and various types of communities within the society and nations. As construed by Shaffer, Deller & Marcouiller (2006), Community is a group or unit having some common interests, such as community of football fans. They elaborated more that space plays a vital role in the definition of community, which then invites the notion of spatial community. There are three