Money Clips Essay

Many people dream of a life filled with riches, but that dream is hard to obtain without a college degree. It is somewhat ironic how people dream of being a successful student and going to college but the cost of tuition turns that dream into a horrible nightmare. It is not a shock to most people when they that college tuition is expensive, but in the past few years it has increased to an all-time high. Lower and middle class students have now begun to realize that college tuition is holding them away from their dreams. Even though college tuition could provide opportunities for job creation and economic growth, tuition is not affordable for the average American household which in effect, prohibits students from taking opportunities like going to college in the first place. Since tuition has risen 3 times higher the rate of inflation in the past 10 years, this increase a student’s chances of not being able to afford higher education and also gives them a better chance of accumulating debt post-graduation.

Society often believes college is a necessary experience for a better future, but I argue that the future will not be any better when student debt becomes a part of life for those who follow that mainstream belief. Most parents often dream of the great colleges and universities that their children will get accepted into; however, they fail to think of the cost to attend those institutions. Financial aids! Financial aids! Yes there are financial aids that students can apply to lessen the student debt. Yet the amounts of financial aid they receive are generally never enough for most students, and they continue to carry the debt for most of their miserable life.

The elevated costs of college cause not only students to struggle paying for college, but also to struggle financially paying for college when they are done. In many cases, after graduating, young adults who don’t find a job will become poorer, increasing the gap between the rich and the

Our whole lives our parents told us that we need to go to college to be successful. They told us that college would insure us a great life, but for many, that isn’t the case. Many students go to college hoping to get a degree, but many drop out due to insufficient funds. While for some, college might be the right choice, that doesn’t mean that college is for all of us.

According to the 2015 Building a Grad Nation report, low-income high school students are graduating at a rate 15 percentage points behind their more affluent peers. The graduation rate is decreasing because of a problem that is affecting more and more students which is the opportunity gap. The opportunity gap is a barrier that low-income and minority students encounter when wanting to be educationally successful. The opportunity gap enlarges when students are lacking in resources, services, and experiences. This problem is mostly occurring to low-income and minorities students because they don’t have the advantages to afford the same resources as the privileged students. Because the opportunity gap creates inequality, minority and low-income

As a first generation student to attend college from a family of seven, the journey to a higher education has been arduous and overwhelming. My family gives me all the encouragement I need and are very optimistic about pursuing a higher degree. Unlike myself, my parents did not have the opportunity to attend college. My parents were born and raised in a small town in Mexico where the highest level of education they received was fifth grade. I have worked since I was 14 years old to support my parents with bills, and also saving for college and my own vehicle. I have not had any interruptions during my education, because I was able to balance work, babysitting, studying, and attending class on time. Although I managed not having any interruptions

College was always one of my biggest goals and something i do not plan on giving up on not even with the thought I possibly will be in debt during or after i get my college diploma. But this isn't the same situation for other young adults throughout the US, a lot of young adults don't even dream of college because of student debt. The thought of it alone almost made me feel like it’s something impossible.

The financial burdens that college leaves with the families and students needs to be addressed as student loans keep racking up over time. The cost of tuition for colleges has risen drastically over the years and has bounded students to only one or two college choices to choose from and at some points tearing away the opportunity to go to their dream college. However, one reason college has driven up in price is because the value it brings with it’s degrees, but it should not limit those who can not afford the worthy degree. College should be cheaper as it will ease financial burdens and broaden the choices of those wanting to attend

College and universities are the final steps in someone’s educational journey. To go away to college is the dream, the American dream. College is where students find their future, to work for a degree, and to find out what they want to be, but at what cost? College is not cheap, a hefty fee is often payed by those who want to attend, often out of their own wallets. It is no secret that funding a college education is getting harder and harder. Thus begs the question, is the charge of Universities becoming too high? Yes, college costs have skyrocketed over the past decade (citation). Being capable of going off to a university to acquire an education is slipping for countless people due to the rising costs.

“At some point you have to realize that some people can stay in your heart but not your life.” -Sandi Lynn. Life changing things can happen any second when you least expect it. Sometimes for better or for worse. Either way, these events mold us to who we are today. For me, it would have to be my parents divorce. I would have never expected this to happen to my family. Partly because in my south Asian culture it didn 't happen often. We were custom to arranged marriages and the father being the main provider for the family. There was a commonly held view that the man was dominant and the woman was submissive. The sense of masculinity took away from the independence of women. Due to these ideals Divorce was a bizarre thing which never seemed to

Preliminarily, students apply for loans when they don’t have the money to pay for their books or other expenses that derive from college. Loans can quickly turn into a substantial amount of debt by the time a student completes their standard 4 year degree. As a result, this debt can carry on throughout their adult life and make starting that life more difficult. “A record share of students are leaving college with a

Now, my dad is a manager of Fairleigh Feed Yard and brings in a steady income. My mom is a substitute teacher and volunteers her time helping numerous people within the community. Through my parents struggles and learning from their past, I believe that I have a one-up from most other kids my age. Hearing stories about how my parents lived with mice to begin with, and seeing where they are now is so inspiring. For this reason, they are two of my biggest financial role-models and I am grateful to have a relationship with them to this extent. Going through our Dave Ramsey class, EverFi modules, and hearing my parents testimony, has increased my knowledge on financial stability to new levels. I believe that I am far more inclined, now, to begin college and venture out on my own than I would have been without these role models and examples set before

From a young age I seemed to be under the impression that college was the only path for everyone. When I got to high school the tables were really turned and there were many options laid out on the table for me. But I had always wanted to go to college and by the tenth grade I knew I wanted to go into the business field. My mother and father both work very hard for all the money our family needs. My father is a postman and my mother works as a secretary at my high school. Seeing the way, they both earned their livings was enough for me to understand that college wasn’t a must to make a livable income. My father actually has multiple times tried talking me out of going into college. They are what has given me the motivation to go to college. Hearing the many stories about how my mom had gone to college for a couple years before being constricted by debt, has pushed me to actively pursue the many scholarships I’ve applied for. My goal as I continue my education is to be the first in my family to graduate from a college, and my passion for the love of sports, especially our Cleveland teams, will help me get there as I strive to major in marketing and one day get to work for a professional sports franchise somewhere around the

High school seniors have a lot to think about that last year of college. From decisions on prom attire to homecoming king and queen, the biggest decision of all is figuring out where to continue their education. While soon-to-be students are thinking about the best place for parties or the best education, the parents are thinking about the cost of their child’s needs. What is the real cost of college is what many parents (even students) try to figure out as their student debt grows. The average family cannot afford the average four year cost of a college student because the cost of tuition is too high, housing and meal plans are too extreme, and students struggle keeping their workload (from school and jobs) while athletes are normally forbidden to have jobs.

College students have a great amount of activities going on in their life: work, homework, exams, family, friends, and sports. Parents can help push their kid to be the best they are capable of being, sometimes everyone needs a push in life to get the wheels turning the right direction. Some college students are fortunate enough to get an academic scholarship or specific scholarships. Not all students are that fortunate enough to pay for the college experience. We know that college can be an expensive bill to pay, that is why parents may feel that they should help their child with the debts, but these parents should have the right to know what classes their children are taking because students may begin to not attend class, may be doing poorly, and they should not have to pay for their lack of work unknowing of their success.