The Importance Of Universal Healthcare In The United States

Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.

For a majority of enrollees with lower incomes, the federal subsidies make the premiums more affordable. For those even closer to the poverty line, they can receive additional subsidies that reduce the deductibles even more. But for many middle class families that earn an average income of $97,000 for a family of four, the health coverage premiums and deductibles have sky-rocketed (Luhby). This is causing a huge amount of Americans opting to stay uninsured, rather than spend thousands a year. According to a Kaiser study, 46% of uninsured adults tried to get coverage but did not because it was too expensive (Luhby, 2017).

There is something wrong with the health care in America. People who live abroad in other countries understand there are issues with the United States health care system. According to “The Lancet”, the journal in the field of global health, “Fifteen percent of the population of America, or 37 million persons, have no health insurance or coverage (the highest in the industrialized world), one-third are children under 18.” So if they would fall ill, they could become bankrupt by paying out of pocket for medical attention. It would be better to change the American system to be more like the Japanese health care system. There are three main factors that could better change the American health care systems: accessibility, cost, and credit security.

According to statisticsbrain.com, their are 110,489,000 Americans who are on welfare and more and more Americans are applying for welfare each year. Many Americans rely on welfare for their families and for individual needs. Welfare recipients should not be permitted to take a drug test because drug testing is expensive for states and the country, drug testing is unconstitutional and welfare recipients do not do drugs any more than people who do not receive welfare. Drug testing is expensive and cost states a lot of money one drug test cost averages to about 42 dollars, not including the cost for equipment and hiring people to conduct the test. States start programs that require welfare recipients to take a drug test and the programs end up costing them up to 1 million or, even more, depending on the number of welfare recipients that reside in that state.

After World War II, the United States acquired a massive economic boost, which allowed for health care in America to be born. This system allowed for health insurance to be provided by the employer, and as a result, health care became extremely valuable to companies and workers. A single dollar in health benefits was worth significantly more than a dollar in wages due to non-taxable aspect of health insurance. Decades later, the government loses millions of dollars a year from not taxing health insurance. Today, so many families are unable to afford quality health insurance or their health insurance does not cover their needs.

It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.

ARTICLE REVIEW 2- THE MORAL HAZARD MYTH The article mainly emphasizes about the uninsured population in America and the reasons behind the lack of insurance for almost forty five million people. Author states about the research conducted by two Harvard university researchers, and according to them the reason for lack of coverage for these forty five million people is that they cannot afford health insurance implies medical services in America are high expensive and almost one- third of uninsured people are below poverty line. But, according to Bush’s administration plan in their economic report stated that almost one half are uninsured because of their choice which can be challenged based on the research conducted but Harvard researchers.

When ObamaCare was passed, Americans were assured that it would provide insurance for 32 million people who did not have any coverage. Four years later, ObamaCare has covered far fewer new people, between 10% and 20% of what was promised, and about half of those were through an expansion of Medicaid—a burden that will eventually bankrupt the states—rather than through ObamaCare’s insurance exchanges. Most of the people buying insurance through the exchanges are those who were kicked out of their previous health insurance plans by new regulations. It turns out that if we liked our health insurance, Americans could not keep it. For some, this will be bad.

The Effects of PPACA on the United States Over 44 million people in the United States currently do not have health insurance. With the Supreme Court’s ruling on the Patient Protection and Affordable Care Act many Americans can receive health care coverage. The Patient Protection and Affordable Care Act (PPACA) is the 2010 health reform act that could extend coverage to 32 million Americans. The PPACA was enacted to increase the quality and affordability of health insurance, uninsured rate lower by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government. (Wikipedia) The PPACA is part of solution for improving health care access and coverage in the United States, by giving many people

Clinton explains that “on any given day, over 37 million Americans have no health insurance at all [and that their] medical bills are growing at over twice the rate of inflation.” By applying facts and statistics, Clinton not only makes the audiences gain more credibility from him but also makes them reflect on how much they have already invested on health care just like the facts have stated. Furthermore, Clinton makes people surmise the benefits and savings that will result from the health care reform which will help bolster his claim. Ultimately, there is no doubt that Clinton is able to advocate for the health care reform of America by implementing a combination of a friendly but a determined tone, slightly emphasized diction and factual reasoning. Although Clinton made a significant first step, it is important for the American society to continue making strides toward more affordable and efficient health care

Immigrants face many barriers when it comes to gaining proper access to health care. Immigrants have the highest rate in the nation to not receive health insurance for the year. Not receiving health insurance is mainly due to the high cost of health care. Obtaining the proper health insurance is important for any human being because as humans we have to pay to be healthy. Immigrants come from their countries to seek better opportunities such as access to health care and health insurance.

There are many different factors Medicare has impacted the healthcare system. For starters, when they started Medicare up in 1965 there were a lot of the elderly without insurance. Unfortunately, this was due to the cost of insurance, and the coverage. Which in fact, having no insurance left our elderly vulnerable to chronic illness and other illness that could have been avoided. “Since the amendment of Social Security created Medicare, in 1965 only about 1% of elderly Americans are without health insurance.”(Michael Lewis) Furthermore, “Medicare is the largest health insurance in the world.” (Michael Lewis) Which is how; Medicare is played a big part in the GDP.

Valerie Benavidez Professor Stewart ENC 1101 15 November 2015 The Healthcare Crisis in the States Today, many Americans struggle to obtain minimum, let alone full healthcare coverage. The cost of healthcare has sky rocketed over the years and has become less affordable for thousands of people across the U.S. The number of uninsured Americans is at an all-time high. The Affordable Care Act (ACA) makes perfect sense, economically, because it eases rising costs, has been more successful at previous attempts of reform, and provides a better healthcare system overall, compared to the initial medical care system we use today. There are many factors that led up to the reasons why healthcare costs have risen so rapidly, but one of the main reasons

The United States of America is the only western industrialized country that does not provide universal health coverage to its citizens. Most health care is financed by a for-profit, minimally regulated private Insurances. 10.4 percent of the United States population, still went without health insurance for the entirety of 2014. Millions more were uninsured for at least part of the year. Most Americans citizens who are not insured is poor, black and Hispanic.