There are two main channels for close cooperation between main banks and enterprises in sharing information: First, to exchange information widely through personnel exchanges. As the main bank-led business-related financing is usually the largest lender and bank shareholder, the exchange of information between people is a good way. Second, the main bank monopoly management of corporate settlement accounts, direct access to corporate information. Business settlement account records all the business transactions, which is very important information to determine the business performance and financial
AIG Life and Retirement- provide the insurance policies and retirement services in United States; 3. United Guarantee- mostly focused on the mortgage guaranty insurance and mortgage insurance. Except this they are providing the financial services in the global market operations, closely helping with the investments and retaines interests. On the list of the 500 the biggest companies in the world, this company took the 42nd place. Important fact to
Retail Banking Features: (Rao, 2014) Explains the main feature of retail banking which is centered around reducing the risk through distribution risk to the largest number of individuals rather than focusing the risk on a few companies. With this feature in Retail Banking, banks need to have high efficiency to manage this large portfolio of financial and banking services. 2.2.4. Types of Borrowers According to (APOSTOLIK, DONOHUE, & WENT, 2009) the main borrowers types in the banks include Retail borrowers, Corporate borrowers, Sovereign Borrowers and Public borrowers. For our research we will focus on the retail borrowers (individuals).
Case 1: CIMB merger with Southern Bank Berhad Company profile and background CIMB Group is a leading ASEAN universal bank as it is the largest Asia Pacific (ex-Japan) investment bank and is one of the world's largest Islamic banks. CIMB Group is headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, wholesale banking, Islamic banking and asset management. CIMB is the fifth largest banking group by assets in Southeast Asia and at the end of June 2013 had over 40,000 staff and approximately 13 million customers. The Group's retail banking branch network is the widest in the region, with 1,061 retail branches in Malaysia, Indonesia, Singapore, Thailand and Cambodia.
Were merged into UBL to work as UBL’s subsidiary. The head office was Dhaka. United Bank Limited is one the best largest commercial bank in the country. With almost 46 years of good standing to its value clients, UBL has stood the test of time, producing asset of over Rs. 300 billion.
5. To examine the problems of respondents based on information collected from Bank Customers’, Bank Officials and different secondary sources, 6. To compare and analyze the problems of respondents between private and public sectors banks and; 7. To examine the problems by taking respondents’ views and suggest various measures to improve the banking services and marketing strategies of banks. 1.4 NEED OF THE STUDY: India being the largest economy in the world having more than 128 crore of population, the good governance of banking system has a significant demand of customers
2.0 Internal Forces 2.1 Company Profile CIMB Group Holdings Berhad is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. The Group is headquartered in Kuala Lumpur, Malaysia and has been listed on the Bursa Malaysia since 1987. It is one of the largest investment banks in Asia and one of the largest Islamic banks in the world which lead CIMB Group as the fifth largest banking group in ASEAN. Currently, CIMB has around 39,000 staff in 16 countries and over 12 million customers. CIMB Investment Bank acts as market leader conventional and Islamic financial advisor for a customized of banking solutions to their customers.
1 HBL TEHSIL GATE BRANCH KOHAT It was an honor for me to get training in HBL tehsil gate Centre. It is the smallest retailbanking branch in Pakistan with deposits of 22 billion rupees. It is also the sub-mainbranch of Habib Bank in kohat. It also serves as credit hub as well as cash bank for kohat region. It was an opportunity as well as honor for me because it not only gives me a lot of practical exposure to real field work but also clear understanding that how small institutions are run and controlled.
1.1.8 MAJOR BUSINESS SEGMENTS HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale part and transactional / branch banking on the retail side. The bank has three key business segments: 1. Wholesale Banking: For different range of customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. 2.
Role of HR strategies for improving organizational performance in the banking sector in India Introduction For any organization, the human resources play a phenomenal role in the overall effectiveness, efficiency and profitability of the organization. The key characteristics of this type of resource are that every individual is a unique package of qualifications, aptitude, skills, abilities, psychological setup, behaviour and approach. As a group these attributes interact to render various management styles in an organization. Thus, human resource is aptly considered as the strongest asset of an organization. Banking sector In the banking sector in India, until recently, generally banks target the HR functions to improve the performance by