Over the last few centuries and many presidents, there have been different views on how health care should be provided. For some presidents, it was the citizen’s responsibility to purchase health care and others thought health care reform was needed to help fund and subsidize further government initiatives. The U.S. does not have a constant health care system nor universal coverage for all citizens, but has recently endorsed statutes requiring health care coverage for all people, also known as the Affordable Care Act of 2010 or Obamacare. In 2014, 48 percent of health care spending was private, 28 percent coming from households, and 20 percent coming from private businesses. In 2014, there were 283.2 million people living in the United States with 89.6% having some sort of health insurance coverage; 66% of workers covered by a private health insurance plan. Among the 115.4 million people who were insured, 36.5% of the population received coverage through the U.S. government by Medicare, Medicaid, or the VA. In 2014 alone there were 32.9 million people with no sort of health insurance (DPE, 2016). In the span of 16 years from 1997 to 2013, the United States doubled the amount of money spent per person on health care, about $8,713 or 16.4 percent of its Gross Domestic Product. The second highest was the Netherlands at 11.1 percent and average is 8.9 percent. Generally
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.
This cartoon is represents the inefficiencies of a fully government funded health care system. People who are willing to pay for quick treatment are denied the opportunity due to socialist policies placed by provincial and federal governments that encroach on our health care system. The individual waiting is being forced to have delayed treatment despite the fact they are willing to pay for their own procedure. A two tier system would allow for people to have treatment regardless of income however people willing to pay for faster treatment of would be given the option. Socialized medicine undermines the personal liberty of
The nature of the current debate surrounding the implementation of universal healthcare in America is troubling because it is comprised almost entirely of pragmatic arguments void of concern for the principles behind the project. Before one asks how much a thing will cost, how it will be organized, or whether “the uninsured” will benefit, one should ask whether enacting universal healthcare is in keeping with the values and principles of the American experiment. In other words, is universal healthcare good for America?
For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
22 million. 22 million is the number of Americans who would not have had health insurance if it were not for Obamacare. That is around 4 times the number of people living in Singapore. Whether it be a cancer patient, or an employee working 30 hours a week, they may not have been insured. Obamacare, or the Affordable Care Act (ACA), is a health care act implemented in the US law, which was passed in 2010. It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
I believe everyone deserves to be given free healthcare if they can not afford it. Plenty of people are dying because we don’t have coverage for everyone.More people are needing universal healthcare and we should be able to give it to those in need.This is making us look so bad to other countries. We should care for everyone who lives in our country even if we don’t know each other. None one should ever be left behind to suffer or see other people suffer from something that can be easily cured. Healthcare would save tons of lives, keep our nation whole, and make everyone strong again.
Healthcare is an important access we hold, but an issue is that not everyone can have that access to the healthcare they need. There are many arguments regarding the United States adopting a universal healthcare system. Although the universal system may reduce the quality of care the people receive, there are too many people not able to get any kind of care. Therefore a universal healthcare system would be more beneficial to the citizens of the United States than the limited access of care we have today.
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market. Some people are at a ton of risk, such as being old or having a history of poor health. These people in poor health are more expensive to cover simply because they hold more risk for the insurance company as they require more
Two Harvard academics, Susan Starr Sered and Rushika Fernandopulle wrote the article The Morale Hazard Myth. They also were the two authors of a popular book that discussed health care coverage in the United States “Uninsured in America”. The article primarily discussed 2 issues in healthcare that Americans are facing. Along with Americans not having health coverage, there is also an issue of moral hazard. Moral hazard is the concept in health care that says that once someone has insurance they will overuse it and abuse health coverage. Many aspects of people’s lives are impacted when they are uninsured including their health, employment status and personal lives. The article stated it the best when it said, “Because the uninsured are sicker
In the same fashion, the Affordable Care Act demonstrates various elements that improve employment, families health, and the economic progression. Therefore, the Affordable Care Act is essential for lowering the overall healthcare costs by providing insurance for millions of Americans (Amadeo). With that said, the more people are covered the more the nation is filled with healthy citizens. Not to mention, this plan allows citizens to receive necessary treatment before worrying about the cost because the policy controls cost by regulating premiums, lowering overhead costs. There have been many controversies toward the policy; one being that it has a negative impact toward employment. However, it’s quite the opposite as it does not negatively
There is proof and evidence that Americans citizens do not receive the healthcare that they need despite the fact that the U.S. spends more funds per individual on health care than compared to any other country. Individuals who are battling prolonged diseases such as, diabetes, high blood pressure, or heart disease does not get the established and actual treatment that they should. For example, these individuals should be receiving drug therapies or self-management services so that they can assist them more efficiently and help them control their conditions. This goes for every American citizens that is uninsured, insured, or under-insured. These problems that the individuals are facing are only worsen due to the fact of lack of coordination
Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.