Explain How Your Changes Will Have On Middle Income Families

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Explain how your changes will impact those middle income families who want and can afford premium coverage. The changes and recommendations proposed above are not being put in place to stop those middle income families who want and are able to afford premium coverage from getting the type of coverage they want or decide they need. The purpose of these recommendations and changes is really to bridge the gap for low income families in terms of purchasing and receiving health care. However, these initiatives will impact middle income families, even though they can afford premium insurance coverage, they might not be able to access their chosen doctors due to increased demands on doctors (Atlas, 2015). There is a greater demand on doctors with…show more content…
It is a simple and straight forward option that can work. Basically, a two-tier health care insurance system is a health care system where the government provides basic medical needs on one tier and a second tier where individuals can pay for more care (Gruber, 2009). The United States does use a two-tier system but it leans heavily towards one tier (private insurance coverage providers). The two-tier system is currently being used in the United Kingdom (UK) and most part of Europe but they are different in that these countries have a minimum standard of care that is accessible by every one of their citizens (Gruber, 2009). As we know, Europe has some of the best health care in the world and as one of the most industrialized countries in the world, a leader in many ways; it is high time that the United States of America move towards a system of health care that would reduce health disparities and inequities and improve the overall health outcomes of all its citizens. For us here in the United States, the focus will be on setting minimum standards across the nation without limiting individuals from buying higher coverage if that is their preference. In addition, individuals and families will be getting higher coverage, better access to treatment and quality health care. The beauty of this plan is that it works; many nations that use the single payer system with an explicit national health program allow individuals to purchase additional insurance or care using their own resources (Gruber, 2009). Unfortunately, the system in the United States does not quite work like that; many individuals are left in the lurch because there is no minimum standard that is acceptable across the board (Gruber, 2009). We have several extremes here in the States; one extreme is that millions of Americans have only subsidized health care coverage, another extreme is the
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