Personal finance Essays

  • Personal Finance Personal Statement

    827 Words  | 4 Pages

    s a personal finance advisor, I can only show my clients the cold, hard realities of their financial lives and give them strategies for improvement; but until they are ready to make the necessary changes, I really can 't help them become financially successful. After learning the secrets of managing, multiplying and maintaining money, it became my mission to pass on the good news to all. At first I was naïve in believing that once people understood how to transform their finances, they would quickly

  • The Importance Of Accounting In Personal Finance

    748 Words  | 3 Pages

    activities and expenditures is crucial in personal finance planning and could really help in managing personal finances. This paper identify what is accounting and how does it help to manage personal finance, describes products of accounting and bookkeeping procedures that are useful in personal financial planning and how personal financial software could assist in personal financial decisions. What is accounting and how does it help you manage your personal finances? According to Averkamp (2016), “accounting

  • Personal Finance Case Study

    788 Words  | 4 Pages

    In this Written Assignment, I will be Completing the Assignment from, Personal Finance by Rachel Siegel and Carol Yacht (2009); Page 23. Exercise 2. I will be using the S.M.A.R.T. planning model and information in this section to evaluate Alice’s goals which are given as: A. Pay off student loan. B. Buy a house and save for children’s education. C. Accumulate assets. D. Retire. E. Travel around the world in a sailboat. A. Pay off student loan – paying off her student loan is a classic S.M.A.R.T.

  • Assignment: Personal Finance: Alice Goals

    1162 Words  | 5 Pages

    Personal Finance: Alice Goals Complete the Assignment: Personal Finance by Rachel Siegel and Carol Yacht (2009); Page 23. Exercise 2. See below: “Use the S.M.A.R.T. planning model and information in this section to evaluate Alice’s goals (below). a. pay off student loan b. buy a house and save for children’s education c. accumulate assets d. retire e. travel around the world in a sailboat. Discuss your evaluations" (p.23). Prepare a two page (double-spaced) essay. Cite references to material that

  • Advantages And Disadvantages Of Payday Loans

    772 Words  | 4 Pages

    [Finance] » Blog Archive » The Dangers Of The Payday Loans Industry[Finance]PayDay Loan, Insurances, Debt Settlement, Auto LoanApr 1Filed under: PayDay Loan; Tagged as: check, credit, industry, LoanPayday loans are a popular and fast growing means of borrowing money. Their popularity is due to the ease with which the process works as well as its very short processing time. A customer writes a personal check for the desired cash, plus a fee for the payday loans lender. The borrower

  • Essay On How To Travel Cheap Analysis

    1738 Words  | 7 Pages

    How to Travel Cheap We all need to travel once in a while whether for business or for leisure, however, when we think of the amount of money involved, we cringe as we calculate how much will be needed and the dent it will leave in our bank accounts. Sometimes you have to same money for a long period of time so as to be able to afford to travel and even then, you still feel the pinch of it. Indeed traveling comes at a cost, but there are several ways through which you can cut your travel costs and

  • Persuasive Essay On Bad Credit Mortgages

    744 Words  | 3 Pages

    It may seem incredibly impossible, but any person can actually buy a home with bad credit mortgages. It is true enough that a person with bad credit standing can have a difficult time applying for any type of loan: personal, car and home loans. Sometimes, the only available option is to go for sub-prime lending while you repair your credit history. Repairing your credit history is a slow and cumbersome process - there are no miracle steps here - but that does not mean that you cannot buy a home

  • Importance Of Statutory Warranty

    336 Words  | 2 Pages

    Although statutory warranty is undoubtedly a key addition to your car purchase, it’s a cardinal sin to expect that your statutory warranty would bail you out all the time. It has requirements and limitations that you need to know. The beauty of buying used vehicles from licensed car dealerships in Ipswich, QLD is the entitlement to statutory warranty for free. Under the certain conditions, Boettcher Motors noted that it protects you from financial loss if you find out your vehicle is faulty. Unless

  • College Pressures William Zinsser Summary

    1083 Words  | 5 Pages

    In “College Pressures” by William Zinsser, leader of one of the residential colleges at Yale University, the author describes the different amount of pressures that students struggle with in college. Because of his position at the university, he constantly noticed the students around him and the anxiety that was radiating off them. He believes that economic pressures cause students to feel anxious about paying back student loans after college. However, parental pressure leads students to make

  • Loan Cheetah Case Study

    814 Words  | 4 Pages

    both in Florida and on the national level, provide protection for you. Getting title loans is meant to be beneficial for you. These regulations see to it that they are. Why not try a title loan today? It could be just the thing you need to get your finances moving in

  • Writing Essay: The Most Important Importance Of Writing

    1011 Words  | 5 Pages

    Imagine receiving a check for one hundred thousand dollars and not having a pen to sign for it at the bank, the banker tells you there is no way to cash it and you and you are forced to walk away empty handed. Your pen is the most important instrument when writing, remembering, or communicating. When first starting a writing assignment, you can brainstorm all you want but nothing sticks in your head for very long until you pick up a pen and write it down. Your pen is like the friend that remembers

  • Disadvantages Of Traditional Education

    889 Words  | 4 Pages

    Being surrounded by motivated people and studying in groups increases students’ discipline and self-motivation throughout the whole learning process. Another advantage of traditional education is the personal communication with the professors and the discussions during the lectures. The discussions keep the students more involved in the learning process and provide a chance for them to express their opinion or point of view on a specific topic. Also,

  • Underestimate Life Expectancy

    469 Words  | 2 Pages

    Goal: to post about what happens when retirees underestimate their life expectancy for CPAs to use for their clients Total Word Count In This Document: 469 Title: ?What Happens When Retirees Underestimate Their Life Expectancy?? If you are a CPA who serves clients who are retirees or are preparing for retirement, then it is important to know all of the potential financial situations that could arise and how best to deal with them. One important situation that you must know and be ready for as

  • Unsecured Personal Loans Essay

    600 Words  | 3 Pages

    Unsecured personal loans are those who have no mortgage bond. These types of loans are often easy to get, but you know in advance that you pay a higher interest rate on loans. This is because there is a risk of non-payment due to a lack of collateral. Most unsecured personal loans are up to $ 15,000. You can offer loan companies that offer a higher amount, but it is a standard loan industry. If you know you need an unsecured personal loan is over $ 15,000, you can try to get two or more loans from

  • Summary: Spinnaker Investment Group

    348 Words  | 2 Pages

    Take the stress out of your finances and let Spinnaker Investment Group Help. With years of experience in the finance industry, we can help you manage your portfolio, determine long-term goals and become financially secure. We work with each client to ensure that their portfolio matches their long-term goals. Confidence, independence and financial wellness are more than just bywords for Spinnaker Investment Group: they are the words we live by. Among our other financial services, we can help with:

  • Nt1310 Unit 1 Assignment 1 Loans

    452 Words  | 2 Pages

    life. Make your life easy and get relief from your several current debts. Debtips is the most comprehensive resource on Debt Consolidation Loan, Bankruptcy, Mortgage and Credit. It is just the right channel to make you finance literate and also helps in managing your personal finances. Visit Debtips [] and find all the information on: Debt Consolidation Credit Report Online

  • Maria T. Miller's Pinterest: Case Study

    464 Words  | 2 Pages

    off debt, is crucial for succeeding with your personal finances. The key to it all is creating and implementing an effective spending plan for your monthly income. Knowing exactly how much money you have coming in each month isn 't typically the hard part -- it 's figuring out where it 's all going and why there 's sometimes nothing left at the end of the month that typically causes consternation. If someone is just starting to get serious about personal financial management, the first step is to track

  • Identity And Behavior

    1197 Words  | 5 Pages

    studies to examine the relationship between an individual’s salient aspects of identity, and behavioral preferences. Both social and personal aspects of identities were considered for the purpose of these studies. According to Cheeks and Briggs (1982), the characteristics that form a person’s identity can be dichotomized into social and personal elements. Personal elements are those components of one’s self-definition that uniquely “belong” to an individual. These may include one’s beliefs, goals

  • Spending Less Without Being Miserable Analysis

    841 Words  | 4 Pages

    Money, five words that can change everything about someone, whether the person will be respected or not. In this worldly era, money is everything and people keep on waste it without thinking the consequences in the future. This book How to Spend Less Without Being Miserable wrote by Richard Templar, is brimming with procedures and techniques on decreases the consumption. It teach us how to chop down a bit our expenses and decreases our outgoing when there are times you think you have to. Here, he

  • Ways To Make Fast Money Essay

    1134 Words  | 5 Pages

    Need some extra bucks urgently? With these 7 ways to make fast money you can have your wallet full before the weekend. You may not win with some options much, or you have to force it a bit to work, but the opportunities are limited when you run out of time to make money . So hurry up and follow these new methods to get silver as soon as you can! 7 ways to make fast money in less than one week Become an announcement andante ¿ Do you have a car or any type of car to go to work? Search companies