Personal finance is the management of individual finance that includes budgeting, saving, expenses, planning, financial protections, and goal setting. Here individual means a single person as well as a family unit. To make it simple, personal finance covers everything that a person has to deal with when it comes to the money. Money comes and goes; it just doesn 't stick to anyone forever. So, dealing with both, incoming and outgoing money, is covered in personal finance. And the objective of personal
FUTURE OF HOUSING FINANCE IN INDIA: Increasing attention has been placed in recent years on developing a housing finance system in India. It is essential to enhance significantly the level of savings by the household sector. It is because housing investment has strong macroeconomic linkages and is directly related to internal efficiency and productivity of cities. Indian Housing Finance Trends Indian Housing finance companies accounts for almost two-fifths of the retail home loan market in the
Finance is not a foreign language, which can be understood only by those who have studied it for years. Everyone who works in today’s world has a basic understanding of the term finance. The day to day transactions of comparing prices, writing cheques to pay for purchases or sales, using credit cards for payments and purchase of goods and services and maintaining a bank account are all considered as financial activities. In the present world everyone has a bank account which will help them to save
people to enable them to embrace entrepreneurial activities, small or large. Hence, Micro finance has emerged as a major ray of hope for the millions of rural/urban poor for dealing with the problem of ‘poverty and dignity’. The main aim of micro credit is to provide financial assistance or aid to the needy so that they can avail easy credit and generate opportunities for their economic growth. In India micro finance has been an impetus to rural development, women empowerment and generation of wealth
Before playing the Finances 101 game, I thought that I had a decent understanding of my finances. After playing, I realized that there were many issues and choices that I was simply unaware of prior to playing. Some of the things I was unaware of stem from the fact that my parents, up to this point, have handled most of the financial issues in our family. Although I have had multiple part-time or neighborhood jobs, most of the money earned went directly into my savings account. I have never given
The term “project finance” is used loosely by academics, bankers and journalists to describe a range of financing arrangements. Often bandied about in trade journals and industry conferences as a new financing technique, project finance is actually a centuries-old financing method that predates corporate finance. However with the explosive growth in privately financed infrastructure projects in the developing world, the technique is enjoying renewed attention. The purposes of this note are to contrast
Explain the advantages and disadvantages, to a company, of debt finance over equity finance. 800 words “Absolutely nothing is more important to a business than raising capital," Steve Jefferson wrote in Pacific Business News (Jefferson, 2001). Basically, there are two types of finance 's source for a start-up company or business expansion such as Zimmer plc. In a formal way to explain, debt finance considers as a long-term loan that you can borrow the money or taking on a loan from the commercial
KARNATAKA Abstract: Agriculture finance is crucial for the development of agriculture sector. There small, medium and large scale farmers in Karnataka. There is continuous requirement of funds by small and medium scale farmers. Money lenders provide funds at high interest. Thus institutional financing agencies like commercial banks, Co-operative banks and Regional Rural Banks provide finance to farmers. The paper is an attempt to understand the scenario of agriculture finance in Karnataka. The researcher
Introduction Personal finance is how you manage your money, including your income, expenses and savings. When you are trying to manage their own financial situation, you can better control their own financial situation, and in order to achieve future financial goals what changes can be made. Corporate finance principles and skills in the use of personal money matters, especially financial resources allocation method. The goal is financial security and independence, individuals or families to meet
INTRODUCTION Norsad Finance Limited is a development finance company which has been in existence since 1990. At its inception the business was established a multilateral entity owned by Governments. Its primary role was to provide foreign currency to SADC member states and to facilitate trade between them and the Nordic countries during the apartheid era. This has since changed and since 2012 the business has been undergoing transformation into a commercially driven development finance company. Following