Bank Essays

  • Customer Retention In Barclay's Bank: Barclays Bank

    724 Words  | 3 Pages

    a universal bank, Barclays Bank has to perform with various types of customer to do business. In this research, it will focus how corporate customer and individual customers from retail banking cope with its internet banking facility and the impact of internet banking in customer retention. It also put some light on customer satisfaction performance by internet

  • Advantages And Disadvantages Of A Bank

    788 Words  | 4 Pages

    IMPORTANT SCHEMES/ PROJECTS OF THE BANK Credit Flow to Retail Sector The Bank is offering retail loans for salaried persons, professionals, businessmen and pensioners for purchase of housing properties/ plots, repair/ renovation of house, purchase of consumer durables, two/four wheeler vehicles, education and loan for other personal needs and so forth. The retail loan portfolio of the bank is `12567.96 Crore. Mahabank Gold Loan Scheme Gold ornaments are the traditional and inherited form of savings

  • Development Bank Functions

    817 Words  | 4 Pages

    Functions Development banks have certain characteristics which distinguish them from commercial banks and other financial institutions. Development banks have unique importance in the development process of a country. In Fact, they are a catalyst agent for development. Functions of development banks are listed below: 5 1. They provide risk capital 2. They grant medium and long term loans or advances. 3. They subscribe to the issue of stock, shares, bonds and debentures of industrial concerns. 4

  • Bank Card Disadvantages

    791 Words  | 4 Pages

    Bank card are a fiercely questioned subject amongst individual money professionals. On one end of the range, some supporter being plastic-free, deciding to use money rather. On the various other end, some card fanatics make use of a number of charge card to benefit from sign-up bonus offers and also incentives. Prior to you determine the amount of bank card you ought to have, take into consideration these benefits and drawbacks, as well as exactly how they impact your credit history. Lugging several

  • The Deutsche Bank AG: Deutsche Bank AG

    1143 Words  | 5 Pages

    Deutsche Bank AG: Deutsche Bankis a German global banking and financial services company with its headquarters in the Deutsche Bank Twin Towers in Frankfurt. It has more than 100,000 employees in over 70 countries, and has a large presence in Europe, the Americas, Asia-Pacific and the emerging markets. In 2009, Deutsche Bank was the largest foreign exchange dealer in the world with a market share of 21 percent.The company is a component of the Euro Stoxx 50 stock market index. The bank offers financial

  • Bank Nationalization In India

    2679 Words  | 11 Pages

    Bank Nationalization in India The commercial banks of India prior to 1969 were private sector banks. The banks were controlled by some individuals or industrial establishments. Their only motive was to provide credit to large industries and earn profit. It is for this reason that the bank businesses were centralized in industrial or urban areas. The agriculture, small industries and cottage industries were deprived of the facility of bank credit. As bank businesses were not profitable in the rural

  • Bank Customer Relationship

    999 Words  | 4 Pages

    Termination of Bank Customer Relationship Bank and Customer relationship: The transactional relationship between a banker and a customer depends on the activities and the services provided the customers. The most important factor in building healthy relationship between a banker and customer is trust. With the increasing complexity of banking and fast paced digitization, the importance of safeguarding customer interest has taken a front seat. Types of Contracts between bank and customer: There

  • Disadvantages Of Unit Bank

    1119 Words  | 5 Pages

    The customers of the bank can have direct contact with the bank because the area of operation of the bank is limited. The grievances that the customers have can be redressed then and there.  No Evil Effects Due to Strikes or Closure: In case of the unit bank, which does not have any branches elsewhere, there is no fear of a strike or closure of unit in other parts of the country which is going to have an impact elsewhere. It does not have much impact on the trade and industry because of its small

  • Habib Bank Internship

    1833 Words  | 8 Pages

    TEHSIL GATE BRANCH KOHAT It was an honor for me to get training in HBL tehsil gate Centre. It is the smallest retailbanking branch in Pakistan with deposits of 22 billion rupees. It is also the sub-mainbranch of Habib Bank in kohat. It also serves as credit hub as well as cash bank for kohat region. It was an opportunity as well as honor for me because it not only gives me a lot of practical exposure to real field work but also clear understanding that how small institutions are run and controlled

  • Bank Internship Report

    8469 Words  | 34 Pages

    Internship Report on A Study of Service Quality in KSC Apex Bank ltd, Gandhi nagar Bangalore. By, SUHASH .A.B 4GX12MBA43 Submitted to VISVESVARAYA TECHNOLOGICAL UNIVERSITY, BELGAUM In partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Under the Guidance of INTERNAL GUIDE EXTERNAL GUIDE Mr.

  • Unity Bank Case Study

    933 Words  | 4 Pages

    Problems Faced by Unity Banks Unity banks face enormous challenges both internally as well as externally. Internal challenges include issues related to the ownership. Unity banks lack autonomy, which shapes their destiny. Furthermore, union banks reflect politics rather than economic obsessions. Unity banks cannot hire employees at market salaries, which impose constraints on the banks in terms of their nature of oversight. The nature of oversight of unity banks prevents them from operating in a

  • Small Bank Case Study

    1270 Words  | 6 Pages

    Big and small banks, is size, the key? Elucidated through key benchmarks The banking industry has undergone a tremendous amount of change in the past 8 years as a result of the 2008 financial crisis. During this period, many small and large banks performed badly, several were bailed out and various others changed their business strategies and operating models. These steps were taken in order to accommodate cost savings measures and enforce stricter regulations. However, the degree, method and impact

  • Islamic Bank Determinants Analysis

    1994 Words  | 8 Pages

    Abstract This study to examine determinants affects the profitability of Malaysia Islamic Banks by utilizing a SPSS of 6 Islamic Banks in Malaysia over the period 2006 until 2014. A variety of internal and external banking characteristics were used to predict profitability and efficiency. The bank-specific determinants (internal factors) include financial risk, credit risk, and liquidity. The external factors include gross domestic product (GDP) and inflation. The result revealed that financial

  • Swot Analysis Of Hdfc Bank

    708 Words  | 3 Pages

    branches in 2,464 cities. All branches are linked on an online real time basis. The bank provide service to the customers through multiple delivery channels such as phone banking, net banking, Mobile banking and SMS based learning. The Bank also has a network of 11,766 ATMs across India. The Bank’s expansion plans hovers around few important factors like: a. Presence in all industrial and commercial centres. b. The bank focusses on covering the majority of customers be it the retail customers or the

  • Royal Bank Case Analysis

    933 Words  | 4 Pages

    Although the SMR&A group began their mission in 1995, the bank has long had an interest in analyzing customer data. As an example, the bank has measured customer profitability across the retail customer base since 1992. In its current environment, Royal Bank uses the Value Analyzer profitability system from NCR to create a comprehensive view of customer contribution. Profitability measurement and the refinement of such provides a clear illustration of the bank’s longstanding commitment to refining

  • Advantages And Disadvantages Of The Bahladesh Bank And Bangladesh Bank

    857 Words  | 4 Pages

    A bank is a financial institution that receives deposits and lead those deposits into loaning activities. Banks mainly offer financial services to customers while enriching depositors. Government constraints on financial activities by banks differ over time and location. On the other hand way we can say, an organization, typically a corporation, chartered by state or federal government, which does maximum or all of the following: receives demand deposits and time deposits, honors instruments drawn

  • Bangladesh Bank Case Study

    1332 Words  | 6 Pages

    Development Policies 1.7.1 Bangladesh Bangladesh Bank has already introduced several schemes and programmes to flourish and expand SME Enterprises. Refinance scheme funded by Bangladesh Bank, IDA and ADB has been facilitated for the development of SME Sector. Besides, to ensure institutional financial facilities under easy conditions Bangladesh Bank has taken diverse steps; like opening of ‘Dedicated Desk’ for SME and ‘SME Service Centre’ in the banks and special facilities for the women entrepreneurs

  • Bank Of America Case Study

    1476 Words  | 6 Pages

    Bank of America: Redefining Customers Introduction How can Bank of America (BofA) gain value by positioning itself in the fast changing and growing industry of mobile banking? It is certain that the increased usage of mobile applications and smart phone users may rapidly shift the way consumers bank. Bank of America is considering how they can fulfill customers’ needs and desire for better quality mobile banking as technology develops. As increasing numbers of technology-savvy users want more functionality

  • Microfinance Bank Case Study

    1088 Words  | 5 Pages

    the bank.” However, it was found that a guarantor for a NMB-borrower should not be an employee of NMB. Guarantor act as the security for the loan given just in case the borrower default the loan the guarantor could repay the money either from his/her savings of by liquidating his/her properties. On the other hand, it was said that in case of small amount of loan a borrower could use only a guarantor, without present any collateral, to secure his/her loan. Fredrick and Robert (2013) found out that

  • Icici Bank Vs Icici Bank

    3315 Words  | 14 Pages

    ICICI Bank was built by the Industrial Credit and Investment Corporation of India (ICICI), an Indian budgetary foundation, as a completely possessed backup in 1994. The guardian organization was shaped in 1955 as a joint-wander of the World Bank, India's open segment banks and open division insurance agencies to give task financing to Indian industry.[17][18] The bank was at first known as the Industrial Credit and Investment Corporation of India Bank, before it transformed its name to the shortened