Long-Term Care: A Case Study

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Medicare has been the traditional health care insurance for the elderly for decades. As the aging population rises rapidly, there is an increased demand for coverage for baby boomers as they use almost double the amount of health care as younger generations (Williams & Torrens, 2008). By 2029, 75 million baby boomers will be expected to reach the age 65 (Mann, Raphael, Anthony, & Nevitt, (2016). One of the main questions is how will this generation afford long-term care as it is the personal responsibly of the patient (Edlund, Lufkin, & Franklin, 2003). There is a very limited coverage of benefits for long-term care. Will this cost be a burden on family members? As demographic trends change, more adult children no ling live near their

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