Whether you are having a parking lot sealed, a new driveway installed or a street repaved, you want to make sure that you work with a reputable asphalt contractor. Otherwise, you could wind up with shoddy work that will not last as it should. You may have checked on the quality of the contractor's work, asked your acquaintances for referrals and called the Better Business Bureau. However, if you do not make sure that your asphalt contractor is fully insured, you could still be leaving yourself open to risk. If Your Contractor Does Not Carry Workers' Compensation and General Liability Insurance Workers' compensation is a form of insurance that virtually all businesses are required to carry on their employees. Should one of your contractor's employees suffer a job-related injury or illness, the contractor's workers' compensation insurance will pay for the employee's medical treatment and lost wages; if the employee dies as a result of a job-related incident, …show more content…
Nor will workers' compensation cover damages to property caused by the contractor or his employees. For example, if one of your contractor's employees accidentally destroys your landscaping, damages a customer's car or causes one of your employees to be injured in a fall, workers' compensation insurance will not help you or the contractor. However, if your contractor carries general liability insurance, his policy will pay for repairs to the damaged property or for the medical expenses and lost wages incurred by a person injured who is not an employee of the contractor. If your contractor does not have a general liability policy, however, the affected party could sue you to recover the costs of repairs or medical care and other
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6.8. Client and Broadspire agree to the following terms for Arkansas insured workers’ compensation claims; (i) Broadspire is acting on behalf of the insurer for the payment of claims both within and in excess of the deductible; (ii) Broadspire shall periodically provide accurate and timely data to the Client’s Arkansas workers’ compensation insurance carrier (“Carrier”) on all claims paid from “first dollar”; (iii) the Carrier shall immediately replenish the Loss Fund Account if it is not replenished timely by the Client and shall bill the Client for such amount; and if the Loss Fund Account is funded by the Client, Broadspire must notify injured workers that the claim is being adjusted and will be paid on behalf of the Carrier; (iv) the
When applying this concept to a workplace scenario, you notice that an employer is the one who is entitled to any liabilities due to improper doings or negligence of duty doe by the employees. However, it is important to understand that vicarious liability can only be effective if it can be proven that the underlying liabilities were caused by actions within the course of employment operations (Giliker, 2011). For example, in Johnson v. Cornejo, Johnson sued Cornejo and Keep On Trucking Company (KNOT) for injuries caused due to a collision between a trailer truck and two passenger vehicles. Both Cornejo and KNOT were held responsible for vicarious liability since the multiple damages caused to the plaintiff occurred under the scope of employment (Johnson v. Cornejo, 2012). Similar to Diaz v. Carcamo, the Sugar Transport will be accountable for vicarious liability for the damages caused by Carcamo occurred within the scope of employment duty (Diaz v. Carcamo, 2010).
TRICARE is the health insurance program of the US Armed Forces, National Guard and Reserve members, retirees and their families. Tricare is offered to members of the seven branches of the military and their dependents and offers several options including standard Tricare. The dependents of members of any of the military branches are eligible for TRICARE Standard. The standard plan is suitable for those who prefer to keep their civil doctor rather than switch to a provider Tricare.
Right-to-work laws have been heavily debated even before their formal inception in the mid-1940s and they continue to be debated today. The core of the debate is about union security, which is the unions right to secure their position in a shop once voted in. One example of union security is compulsory unionism. Right-to-work laws are legislation enacted on a per state bases that limits or eliminates compulsory unionism. The main viewpoint of right-to-work supporters is that compulsory unionism breaches inherent freedoms.
The Affordable Care Act has been a positive reinforcement that the health care system needed. The quality of life in regard to health care has increased in a good way. Therefore, with easy access and low cost to hospital facilities have provided more transparent relationships with patients. The Affordable Care Act has provided individuals the opportunity to take accountability for their own health. I believe the Affordable Care Act is one of the most successful laws that was created.
However, this is usually only the case if the employee was acting on the employer's behalf. This is so employers are held responsible for not teaching their employees rightful conduct. An employee who acts recklessly and carelessly is liable for their own act. If the employee harms another employee ten they generally can't sue the company. They can however, receive money for medical bills and other expenses.
It is completely unethical to bill a patient to whom which you have never lied eyes on. After speaking with multiple people in the billing department and above, including the CMO, within the Valleycare system all agreeing that in fact you CAN NOT bill a patient you have never seen, my next call will be the state medical board.
When you look around the horizon of Texas, you can see incredible cities stretching for miles long. You can see the lofty Reunion Tower looking down upon the great city of Dallas or the even great universities still standing from the original foundations such as the University of Texas. These incredible sights we see and attend can all be thanked by the development of Spindletop in 1901, the first oil rig in Texas to gush with oil. Although, many wives of oil workers would have disagreed to this accusation. The would say that oil has destroyed their relationships by taking their men away.
On any typical work day, many workers were either killed or badly injured. The employers, however, claimed that the injuries and deaths were caused by the carelessness of employees, not unsafe conditions. The employees who were badly injured were most often fired on the spot. Consequently, progressives and other reformers pressured state legislatives to create workers' compensation. These laws stated that the employers make payments into insurance funds in order to pay for an employee's injuries.
In addition, the fire also had a lasting impact on the insurance industry. Companies began to recognize the need for employers’ liability insurance to cover the costs of workplace accidents (McEvoy, 1995). As a result, new policies were introduced to protect both employers and employees in the event of an injury. The lasting impact of the Triangle Shirtwaist Factory Fire is clear; it led to the establishment of laws that protect workers and the introduction of insurance policies that provide compensation for workplace
Injuries are only covered under worker’s compensation benefits if they are work-related and to be work-related, they must have occurred during the course of employment. Therefore, if you were not on the clock or the employer was not benefiting from your service at the time of injury, you may not be covered. You Refuse to Submit to a Medical Examination - After you have been approved for benefits, you are still required to submit to reasonable medical care or you may be required to attend a medical examination. The insurance carrier may also require that you visit a physician within a timely manner and have them complete necessary paperwork.
In the other cases, the actions seem to happen due to negligence from the providers. When the business tries to reduce the amount of injuries, the contract is protected. The employees in the McCune vs Myrtle Beach Indoor Shooting Range case, the employees tried to fix
Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.
Tort law is that body of law which covers violations where one person's behavior causes injury, suffering, unfair loss, or harm to another person. Advantage of tort law is that people can seek justice through lawsuits and one disadvantage is you are not guaranteed to win the lawsuit Most environmental laws and regulations of recent decades use a command-and-control approach, in which a regulating agency prohibits certain actions, or sets rules, standards, or limits and threatens punishment for those who violate these terms. This approach to policymaking has brought citizens of the United States and many other nations cleaner air, cleaner water, safer workplaces, healthier neighborhoods, and many other advances. The only disadvantage is