Commercial bank Essays

  • Commercial Bank Case Study

    1988 Words  | 8 Pages

    Introduction The commercial bank with its heritage of more than ninety five years in the business of training and development and its vision of becoming the best bank in Sri Lanka.the birth of Commercial bank in the 1920’during the British colonial period, a time when trade, commerce and enterprises opened commercial bank was founded in 1920; the eastern bank opened a branch at Chatham Street, Colombo.. Now Commercial bank became the only sri Lankan bank to be ranked the top 1000 bank in the world.commerical

  • Importance Of Commercial Banks

    758 Words  | 4 Pages

    Commercial banks are the most important components of the whole banking system. A commercial bank is a profit-based financial institution that grants loans, accepts deposits, and offers other financial services, such as overdraft facilities and electronic transfer of funds. According to Culbertson, “Commercial Banks are the institutions that make short make short term loans to business and in the process create money.” In other words, commercial banks are financial institutions that accept demand

  • Swot Analysis Of Commercial Bank

    1739 Words  | 7 Pages

    about the products of Muslim Commercial Bank. Therefore bank advertise especially RTC and Master Cards. A behavior has been observed that bank tries to feel at relaxation with good looking, rich and civilized people and the poor looking consumer feel nervous in the atmosphere of the bank. The bank staff should try to facilitate and guideness to all type of consumers

  • Advantages And Disadvantages Of Commercial Banks

    1519 Words  | 7 Pages

    Acquisition of MFIs by banks/convergence/alliances between banks and MFI: There is a clear cut distinction between commercial banks and MFIs as per the current regulation. But both have mutual benefit MFIs are acquired by the banks or MFIs act as business correspondent of large banks such as MFI can benefit by getting access to low cost of funds, can get access to new technology which may improve their efficiency and lending and collection processes. On the other hand, large banks may benefit by getting

  • Money Supply In A Commercial Bank

    2996 Words  | 12 Pages

    the Fed primarily manages the growth of bank reserves and money supply through three main tools. To implement the task of controlling the money supply, the Fed may implement a change in reserve requirements, a change in discount rate or make open-market operations.(Cloutier, n.d.) The cash reserve ratio is the percentage of reserves a commercial bank is required to hold against deposits. If regulators decide to lower the cash reserve ratio, the commercial banks will be able to lend more thus increasing

  • Commercial Banks Case Study

    739 Words  | 3 Pages

    cardinal principles of bank lending that have been followed by the commercial banks since long. i. Principle of safety ii. Principle of liquidity iii. Principle of profitability. b. Inappropriate technology Due to inappropriate technology and management information system, market driven decisions on real time basis can’t be taken. Proper MIS and financial accounting system is not implemented in the banks, which leads to poor credit collection, thus NPAs. All the branches of the bank should be computerized

  • Bank Neegara Malaysia Swot Analysis

    1687 Words  | 7 Pages

    The Central Bank of Malaysia is known as Bank Negara Malaysia (BNM), which is a statutory body started to operations on 26 January 1959. Bank Negara Malaysia is governed by the Central Bank of Malaysia Act 2009. The Bank Negara Malaysia take a responsible for issuing as well as retaining the stability of the national currency. In addition, Bank Negara Malaysia mission is too committed to excellence in promoting monetary and financial system stability and fostering a sound and progressive financial

  • Economic Assignment: Economic Growth

    1631 Words  | 7 Pages

    find work, thus increase real GDP and reduce price level. Secondary is monetary policy, it is government influence on the economy through affecting the amount of money in the economy. The Centre Bank control the money supply and rates, like interest rate, to influence the growth. The Centre Bank usually change the interest rate, buy or selling the government bonds and volume of credit to keep

  • Persuasive Essay On Online Banking

    749 Words  | 3 Pages

    Usually, people with online stores such as those transacting in Ebay, Craiglist or other online stores have this type of banking amenity. There are many benefits a client can get from having an Internet business banking. Despite you're miles from your bank or out of the homeland, you can still use this kind of banking account as far as you have Internet access. The top common benefits of having this type of banking account can be seen below. 1. Control your money conveniently Smooth management of your

  • Ethical Issues In Accounting

    1710 Words  | 7 Pages

    the details of the documents which are original so that they can appear real ( Bampton and Cowton, 2013, p.552).this is done with the aim of deceiving another person. Some of the documents that are easily falsified are personal checks, tax returns, bank accounts records and birth certificates among others. Tax evasion is usually a major reason for falsifying documents. A person can only be held liable if the aim of falsifying the document is to deceive another person. However, if a person a person

  • Disadvantages Of Creative Accounting

    1415 Words  | 6 Pages

    1.0) ABSTRACT The use of creative accounting has become a debatable issue since there are parties each in favour and against the utilization of creative accounting. Whereas the management has its own opinion in favour of creative accounting, the use of the practices of creative Accounting, its critics are of various opinions and have apprehensions relating to its use. Though it is a debatable topic still studies reveal that the practices of creative accounting will be wisely applied with moral concerns

  • Swot Analysis Of Sambank Bank

    830 Words  | 4 Pages

    Sampath Bank PLC (SBPLC) which revolutionized the banking industry was incorporated in 1987 as ‘Investment and Credit Bank Limited’. The bank became popularly known by the name Sampath and accordingly it was later named as ‘Sampath Bank Limited’. Due to the significant change in policy of the Bank in 2009, the banks’ branch network has been aggressively expanded and within 3 years the branch network passed 200 branches. As at 31/12/2013 the total number of branches were 212. Sampath Bank PLC holds

  • State Bank Of India Case Study

    1026 Words  | 5 Pages

    Calcutta as bank of Calcutta. • It is the oldest bank of Indian sub-continent • State bank of India (SBI), with a 200 year history is the largest commercial bank in India. • In terms of assets, deposits, profits, branches, customers and employees SBI is largest bank. • The government of India is the single largest shareholder of this fortune 500 entity with 61.58% ownership • SBI is ranked 60th in the list of top 1000 banks in the world by “The Banker” in July 2012. Functions State Bank of India

  • Pramuka Bank Case Study

    820 Words  | 4 Pages

    1. Introduction Pramuka savings and development bank was established operations in Sri Lanka in 21st July 1997. Mr. Rohan Perera, Seylan Bank 's founder Chief Executive Officer/General Manager has resigned from Seylan bank and with collaboration with some Seylan bank directors formed the Pramuka bank. Mr. Rohan Perera applied for license to operate a commercial bank from Central Bank of Sri Lanka in late 1996. But after 6 years the bank was collapsed and led economic system in a crucial situation

  • Musharakah Mutanaqisah Analysis

    1168 Words  | 5 Pages

    Musharakah Mutanaqisah has been practiced by most of banks in Malaysia. The banks had offered some of their products on this basis, especially in terms of home financing. The banks which serve Musharakah Mutanaqisah on the basis of their products are as follows: i) Maybank Islamic ii) Affin Islamic iii) Kuwait Finance House iv) Standard Chartered Saadiq v) Bank Islam Malaysia Berhad vi) OCBC Al Amin vii) Public Bank viii) HSBC Amanah Different banks may offer different kind of features, in applying

  • Fullerton India Case Study

    1291 Words  | 6 Pages

    Fullerton India is a non banking finance company and is a subsidiary body of Fullerton Financing Holdings Pte. Ltd. It launched its commercial operations in India in January 2000. The Fullerton India personal loan is helping the customers to meet their financial needs. These requirements can be large unexpected expenses, college admission fees for children, a medical exigency, a wedding in the family or that long awaited vacation the family had always wanted. Personal loan offered by Fullerton India

  • Jp Morgan Case Study

    1471 Words  | 6 Pages

    Morgan & Co. was forced to separate its investment banking from its commercial banking. Since, investment banking was not in a good condition due to the stock market crash of 1929 and commercial lending was considered to be more profitable, J.P. Morgan & Co. chose to operate as commercial bank. J.P. Morgan & Co. was barred from securities business for almost a year, in 1935, the heads of J.P. Morgan decided to call off its investment

  • Singapore Financial System Case Study

    1472 Words  | 6 Pages

    The Singapore financial system is well regulated, supervised and highly developed. Being one of the world’s largest financial centres, built by the presence of domestic and international banks offering a wide range of non-bank services. There has been strong emphasis on integrity and stability in finance by the authorities to comply with international standards. Taking into account these factors they have addressed most recommendations made by the 2004 FSAP. The Monetary Authority of Singapore (MAS)

  • SWOT Analysis Of HSBC Holding PLC (UK

    1013 Words  | 5 Pages

    environment specifically, the SWOT and Porter’s analysis. 1.1. Timeline Figure 2: HSBC’s Timeline from the origin to 2013 Introduction The bank has survived the booms and depressions in the financial markets. It has a presence in over 87 countries globally. It is organized into four corporate groups; Global banking and Markets, Retail Banking, Commercial Banking and Wealth Management; as well as, Global Private Banking (HSBC Sustainability Report 2011). It also has a double primary listing at both

  • Swot Analysis Of Cimb

    1552 Words  | 7 Pages

    Berhad is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. The Group is headquartered in Kuala Lumpur, Malaysia and has been listed on the Bursa Malaysia since 1987. It is one of the largest investment banks in Asia and one of the largest Islamic banks in the world which lead CIMB Group as the fifth largest banking group in ASEAN. Currently, CIMB has around 39,000 staff in 16 countries and over 12 million customers. CIMB Investment Bank acts as market leader conventional