Affordable Care Benefits
Between 2010 and 2050, the United States population ages 65 and older will nearly double, the population ages 80 and older will nearly triple, and the number of nonagenarians and centenarians—people in their 90s and 100s—will quadruple. (KFF, 2015) Trustees of Medicaid are forecasting that in 2024, Medicaid will start running out of funding. Although there is little evidence in the trustee’s projections it is still something that needs to be looked as more and more people are getting older and are needing benefits vs a number of people putting in. Every day there are 10,000 people turning 65 or older. Now that the Affordable Care Act has been implemented it is allowing for elderly to be able to get yearly exams and wellness checks. The …show more content…
Examples include programs to reduce unnecessary hospital readmissions by coordinating care and services for patients when they leave the hospital. Other provisions provide for the development of Accountable Care Organizations, bundled payments, and medical homes all of which are intended to provider higher-quality, coordinated care for beneficiaries. The Affordable Care Act also covers seniors on preventative services and annual wellness visits. Medicare beneficiaries are eligible to receive many preventive services with no out-of-pocket costs. These include flu shots, tobacco cessation counseling, as well as no-cost screenings for cancer, diabetes, and other chronic diseases. Seniors can also get an annual wellness visit so they can talk to their doctor about any health concerns. Because of the ACA, over 39 million seniors have received at least one of these preventive services with no out-of-pocket costs. (NCPSSM, 2015) Although the Affordable Care Act is set in place to help provide Americans with coverage and to help reduce the cost of prescription drugs for seniors, there is still a concern that there will not be coverage for people. There are still many improvements that need to be made and different ways to help improve things but the ACA is heading in the right
The Pros And Cons Of The Affordable Care Act
175 Words | 1 PagesThe accessibility to health care due to the Affordable Care Act has saved so many lives, more than we can count. Furthermore, every beneficial concept has cons attached to it. The Affordable Care Act was also the cause of many workers losing their employment-based
Affordable Care Act Case Study
991 Words | 4 PagesThe affordable care act presented the United States with the most extensive overhaul since the passage of Medicare and Medicaid in the 1960’s. The act was a response to staggering statistics on the price of healthcare and the resulting uninsured rate within the United States. The affordable care act uses Individual Mandate and Health Insurance Exchanges to combat major factors causing high insurance cost and low insured rates. As with most reform, the public has not been one hundred percent unified on the potential effectiveness of the Affordable Care Act.
Pros And Cons Of Gop Health Care
559 Words | 3 PagesThe current premiums under affordable care act (ACA) rose because insurers can't reject people with preexisting conditions. The premise is, fewer package benefits will drive down the costs. People would be able to purchase covers with few benefits and lower premiums. However the budget report indicates out of pocket cost for mental health, maternity health and substance abuse will increase tremendously in some states by thousands of dollars. The GOP AHCA made some changes to win votes including banning insurers charging sick people more money.
Affordable Care Act (ACA)
96 Words | 1 PagesAffordable Care Act (ACA) is comprehensive health care reform law passed by President Barack Obama on March 2010, is also named as Obamacare. This act has 3 primary goals; first, make health insurance available to more people who are in the line of the federal poverty level, second, expand the medical program to cover all adults and third, generally lower the costs of health care. The law also aims to expand private and public insurance coverage, and regulating the insurance industry. This paper discusses about some of the benefit of ACA and drawback of the act.
Affordable Care Cons
861 Words | 4 PagesAccording to the Kaiser Family Foundation, preventive health care save lives and improve health by identifying illnesses earlier, managing and treating them more effectively before the condition can progress1. Under the ACA, 15 preventive services and one wellness visit are fully covered by the majority of the insurance plans without copays and coinsurance. Free preventive health care has had a direct effect on the health care costs in the U.S. Many Americans wait to see a doctor until they get sick due to cost2. However, by making preventive health care services free it helps Americans live longer, healthier lives and keeping health care costs down. The high deductible plans paired with tax free health savings accounts compared to the ACA may be less efficient because people will face pressure to safe.
Argumentative Essay On Obama Care
435 Words | 2 PagesHealthcare costs in the United States are constantly rising straining the budgets of families and employers. As a result of the rising healthcare costs, insurance premium rates have been also increased. The premiums rates are increasing more rapidly than income which is part of the reason why Americans aren’t able to have access to affordable health insurance. Although the Affordable Care Act has been passed, there are many people still uninsured. The purpose of the Affordable Care Act was to improve the quality of care, provide more Americans with access to affordable insurance, and minimize healthcare spending in the United States.
Pros And Cons Of Obama Care
423 Words | 2 PagesThis Act was passed in 1986 by Congress and prevented hospitals from denying or withholding treatment to any individual based on their lack of health insurance. Even though this Act and these government funded sectors of healthcare are widely accepted throughout our country, the Affordable Care Act, also known as Obamacare, is not quite as easily accepted, but why? Universal healthcare provides citizens with healthcare which is fully funded by the government. This form of healthcare is practiced by many countries around the world.
The Impact Of The Affordable Care Act On The Health Care System
364 Words | 2 PagesThe Affordable Care Act has major impact on the health care system, some positive as well as negative. Although it provides the Americans people with better health security by expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans, it also cause major issues for providers and small practices. The Patient Protection and Affordable Care Act will bring several changes in within the health care system (Morrison & Furlong 2014). Some of the areas that will be affected by Patient Protection and Affordable Care Act (PPACA) include the way cares are being provided and cost of care. In addition, Patient Protection and Affordable Care Act will focus on designing
Medicaid Vs Medicare
765 Words | 4 PagesTheir insurance is covered even if they have good income. Everything Is not for free the do have to be able to pay stuff and they are required to pay monthly premiums health care service. Due to Medicare being a Federal run program the regulations are pretty much the
Persuasive Essay On Affordable Care Act
428 Words | 2 PagesBefore the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Social Justice Applied To Healthcare
1092 Words | 5 PagesSocial Justice Applied to Healthcare Social justice, the fair distribution of resources amongst the population, strives towards bringing equality to all, in this case, in the form of healthcare. The reasoning behind healthcare reform stems from distributive justice, which attempts to correct the disparity between readily accessible healthcare for the insured and the unavailability under and uninsured (Lachman, 2012, p. 249). The passage of the Affordable Care Act in 2010, opened up access to basic healthcare for a wider range of the population, many who had no healthcare access previously (Kelly, 2014, p. 1). With the wide distribution of healthcare access brings the duty of responsibility. This paper will explore and present the rationale
Disparities In Health Care Essay
367 Words | 2 PagesMany Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care
Age Based Rationing In Health Care
844 Words | 4 PagesThe idea of reducing the amount of healthcare older people receive started in the 1980’s (“Old-Age-Based…”). In 1983, Alan Greenspan made a statement to
The Impact Of Agencies On Aging
248 Words | 1 PagesAgencies on Aging are non-profit, and are mainly funded through Federal dollars which exist because of the Older Americans Act, which began in 1965. The agencies are in need of innovative ways to compete for services needed to fulfill the growing aging populations which these agencies support. Because Federal funding is slow to catch up to today’s costs of care, transportation, and social needs of the growing aging populations, agencies on aging are focusing on changes in ways to compete for funds. The high cost of service needs will ultimately affect the already meager resources agencies on aging face daily. Due to the restructuring of the healthcare system the main challenge is competition for services that are cost effective.
Subsidized Senior Living
610 Words | 3 PagesSubsequently, a few sorts of living options for the elderly are to give some examples, subsidized senior housing, living with family, and long-term care such as home health care. Subsidized senior living is a federal government program, which offers senior housing, taking into account the individuals income (Robnett and Chop, 2015). On the other hand, Long-term care options are likewise accessible and are paid for by Medicare and other health care insurances, in which, “an estimated 70% of those over 65 will need long-term care services at some point in their lives” (Robnett and Chop, 2015). Conversely, for individual who want to live at home, there is an option of home health for numerous older adults. As this administration gives home care, such as, nursing care, therapies, aid services, interventions of social workers, and sometimes psychological and nutritional counseling (Robnett and Chop, 2015).
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