Comparison Of Medicaid And Medicare

A high-rate of Americans living without health insurance coverage in one of richest countries is a major social issue facing the United States. Sered Fernandopulle and Ebrary research showed that there are over 40 million uninsured Americans that are falling through the cracks of the health care system. The question why have already been answered. Now the other question is what does it means for society as a whole when an extremely high-rate of adults and children suffer due to inadequate and inaccessible medical care. Uninsured Americans’ lives are greatly being impacted, by not having no health insurance, according to interviews with 120 uninsured men and women and dozens of medical providers, policymakers, and advocates from around the nation.

In the United States, Medicare is the program supports people over age 65 with medical care. It also provides support for persons with certain disabilities and people of all ages who have kidney failure. Medicaid is a state administered program that provides medical support for a broad range of people. However, each state administers Medicaid individually and this creates inconsistencies in the program across the country. There are specific rules for judging just how much money someone receiving Medicaid can make and be eligible. In addition, there are separate rules for people in nursing homes and children with disabilities who live at home. There is a long list of regulations that explain who is eligible for which services. The Patient Protection

Health Care in the US is arguably available to all who seek it but not everybody has had the same experience and treatment when walking through the doors of a healthcare facility. In many cases, people are discriminated against due to their gender, race/ethnicity, age, and income and are often provided with minimal service. Differences between groups in health coverage, access to care, and quality of care is majorly affected through these disparities. Income is a major factor and can cause groups of people to experience higher burden of illness, injury, disability, or mortality relative to another group.

Medicare and Medicaid are two government funded health insurance options for disabled, low income or retired patrons. Each program provides different health care benefits and provide different options for your unique situation. Medicare being the better quality but more pricey option for insurance whereas Medicaid was made for low income families who cannot afford a more high quality insurance.

Most other wealthy and industrialized countries have made significant progress toward having a universal health care system. According to a report from the World Health Organization, “The USA is currently the only high-income country without nearly universal health-care coverage” (Rice et al.). If the US stands out this

There are many different factors Medicare has impacted the healthcare system. For starters, when they started Medicare up in 1965 there were a lot of the elderly without insurance. Unfortunately, this was due to the cost of insurance, and the coverage. Which in fact, having no insurance left our elderly vulnerable to chronic illness and other illness that could have been avoided. “Since the amendment of Social Security created Medicare, in 1965 only about 1% of elderly Americans are without health insurance.”(Michael Lewis)

Every person would have access to a family physician, specialists, surgical services, hospitalization, rehab, prescription medications, as well as other basic necessities. The lower socioeconomic class of people are those who are the most affected by being uninsured. Rashford believes it is our civic duty as Americans to ensure that these underprivileged citizens are to be insured as they play a pivotal role in our society. An interesting and quite frankly, surprising statistic provided by Orient is the fact that from the year 2000-2003 the number of uninsured Americans rose from 1.4 million to 45 million. Orient provides in the article, the result of a study conducted in Nova Scotia whose purpose was to determine if the implementation of a Universal Healthcare system would reduce discrepancies in healthcare present within the United States.

One of the most popular health plans that people use is Medicare. One of the reasons why this is so is because it is public and goes towards making health coverage more possible. One payment plan states that people pay $104.90 monthly, with a $147 dollar deductible. Another payment plan under Medicare states that one has to pay $407 dollars monthly at the most. ("Medicare", 2015). The third payment plan varies and is dependent on the plan that they are using. Because the medical industry works to become more and more accurate in all medical terms, it is necessary for patients being just as accurate when applying (2015). This way, clients will get just the health plan they need.

For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the

Over the last several years, millions of Ameri- cans have signed up for affordable health insurance — many for the first time ever, many for the first time in many years. Millions of young people have stayed on their parents’ insurance plans while they pursue higher education to start their first jobs. Millions of senior citizens have saved money on prescription bill, they average about $1,200 saved, each senior — and tens of millions of women have access to free preventive care. Americans who were once denied insurance because they suffered from something like cancer or something as simple as acne were able to buy quality health insurance they could afford and they could trust.

The United States government is already very involved with insurance with Medicare and Medicaid. Medicare is already the second largest provider for insurance, covering 43.5 million in 2013. If Medicare and Medicaid was not available it would leave millions insured. If these millions had no insurance it would likely lead countless health problems in United States. These programs are specifically targeted to individuals who have no access to insurance or can not afford insurances.

The majority of American healthcare are the low income consumers, is a total of 55% who receive health insurance are through their employers and 32% receive health insurance through a government programs. Some of the Federal health care officers were aiming low-income consumers with new advertisements. For most of the

46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

Medicare Kelsey Reinholt SOC 400 10/22/2015 Les Lazarevic ABSTRACT The focus of this paper is to provide knowledge over the Medicare and its requirements. This paper explains some challenges that might occur with the choices on Traditional Medicare, with Medicare+Choice, there is usually an incentive financially or at least an encouragement for a transfer to the private sector for little to no cost. Medicare and Medicaid, two publicly funded health programs, both cover populations in need of long-term care, but they are poorly coordinated.

Medicare is a federal government administered healthcare program originally implemented on July 1, 1996. Medicare has four parts (A, B, C and D) that provide different areas and differing levels of coverage. All Medicare programs provide coverage for cover healthcare services to qualifying individuals, known as beneficiaries, which includes Social Security beneficiaries over the age 65, people under 65 with certain disabilities, and people of all ages with end-stage renal disease. Each program provides coverage for medically necessary care and services to covered beneficiaries and has deductibles or copays for covered services. Medicare Part A, Medicare Part B and Medicare Part C all provide coverage for medical services.