Affordable Care Act Whitnee West Western Governors University AFFORDABLE CARE ACT On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) into law. The Affordable Care Act (ACA), or more commonly called Obamacare, became one of the most debated topics around. Prior to the law going into effect there were about 45 million Americans uninsured and with rising health care premiums this number is on the rise. Proponents of the health-care legislation have called it a “landmark legislation” making health care more affordable by reigning in the costs to the people and the economy. ACA will also bring health care coverage to uninsured Americans and unemployed Americans. Opponents …show more content…
(What is Obamacare) ACA helps give health insurance to people who may otherwise not be able to afford it. Under ACA, your insurance company can no longer cut off benefits because you or your employer made a mistake on your insurance application. Before ACA, insurance companies could not only cancel your coverage because of such mistakes, but demand payment in full for any money paid out under the policy. Insurance companies can also no longer charge you more or refuse coverage for pre-existing conditions, despite being turned down in the …show more content…
ACA prohibits discrimination against anyone with preexisting conditions, dropping coverage if you become sick, and limiting your annual or lifetime benefits. Millions of uninsured will get access to affordable high quality health insurance. In order to get money to insure uninsured, net taxes are placed mostly on high earners and the health care industry. (obamacarefacts) The Affordable Care Act will help to improve the well-being and incomes of Americans by increasing coverage and lowering costs of health insurance, helping the rate of uninsured go down. (Aaron, Burtless, 2014) Another argument against Obamacare for many is the law goes against the constitution. Many argue that the law goes too far by mandating Americans buy something they don’t want or need. Besides mandating that everyone have insurance or pay a tax the law also requires business to provide insurance coverage to allow access to contraceptives regardless of their religious beliefs. This has people arguing that Obamacare violates their first amendment rights. So the big question remains, do the costs outweigh the benefits? While there are those who will still disagree, new study finds that the costs of complying with the President 's signature healthcare law far outweigh the coverage benefits it
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The ACA, passed in President Obama’s first term, mandates that all Americans will need to purchase healthcare or pay a tax. In addition, the plan also provides subsidies for middle class families and contributes to the overhaul of the healthcare system (Amadeo, 2017). The ACA represents major intervention by the federal government in the health care system. Again, the fundamental differences between the parties were present in the voting over this legislation. When the bill was in the Senate, it passed with support of all 60 Senate Democrats and two Independents.
What Obamacare stands for wasn’t some average healthcare plan, it was a solution to a growing problem of people that did not have any access to affordable healthcare. Obamacare is known in two parts: The Patient Protection Act and the Affordable Care Act (PPACA). The Affordable Care Act was signed into law on march 24th, 2010
What is Affordable Care Act (ACA) of 2010? What is ACA’s contribution to health care reform? The Affordable Care Act (ACA) is a federal statute signed into law in 2010, that is designed to increase access to health insurance, expand Medicaid eligibility, subsidize health insurance premiums, and provide incentives for businesses to provide health care beneﬁts (Marco et al., 2012). ACA is a law that levels the playing field for all American to have access to health insurance.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
The Affordable Care Act is also called Obamacare. It is also called Obamacare because it passed under the administration of Barack Obama. The ACA speaks for the most significant reform of the health care system since Medicare and Medicaid. Obama’s goal of the ACA was to reduce the amount of Americans that did not have insurance. He also wanted to reduce the overall cost of health care visits.
The Affordable Care Act is a health-care reform bill that was put in place by President Barack Obama in 2010, but is being reevaluated because of the election of President Donald Trump in 2017. In 2010, Barack Obama implemented his plan to make health-care more affordable for everyone in the United States, whereas this health-care bill was only made in order to assist people in poverty afford health-care. When originally passed, the Affordable Care Act was being passed to improve the quality of care being offered to patients on Medicaid. The original plan also included four different payment plans for insurance through the government. According to Tamara Thompson in the introduction of the anthology, The Affordable Care Act, the Affordable
Many of the opponents of Obamacare completely overlook how beneficial it is for women. Pre-existing conditions like C-sections, insurance plans with maternity services and the equality of insurance costs for men and women are all included in Obamacare. However, before Obamacare was executed, women’s costs for health insurance could be 1.5 times that of men, according to Wharton. Obamacare prohibited this immoral discrimination in 2014. If Obamacare were to be revoked, women would suffer much higher rates of insurance due to this unethical presumption that they are more “expensive”.
The ACA was the important legislation which signed by president Barak Obama on March 23, 2010 which reforms the healthcare delivery system in the United States (7) ACA played an important role in improved availability of the insurance with better access of care for the populations (7). ACA expand Medicare and Medicaid coverage, provided benefits to the people with income below 138% of the federal poverty level and covered younger adults in their parent’s policies (3). Moreover, ACA increased compensation to the primary care providers to improve primary care access and promote more preventive care. Furthermore, it innovated delivery models like patient centered medical homes, Accountable Care Organizations (ACOs) and Patient-Centered Outcomes
According to the HHS(department of health and human resources) the ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions. This provision has helped millions of Americans with chronic health conditions access affordable healthcare (HHS, 2014). As mentioned by ncbi the ACA has implemented a number of reforms aimed at improving the quality of care, such as incentivizing hospitals to reduce readmissions and implementing value-based payment models. These efforts have led to better outcomes for patients and reduced costs for the healthcare system (McIlvennan et al., 2015). Ncbi brings up that while the ACA has faced criticism for its cost, it has also implemented several measures aimed at containing healthcare costs.
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional
Health care is a basic human right. Everyone thinks it is just the poor or elderly who need healthcare, but it's also the young. Thanks to Obamacare, no one is no longer being opt out of the system.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.