The Affordable Care Act is a health-care reform bill that was put in place by President Barack Obama in 2010, but is being reevaluated because of the election of President Donald Trump in 2017. In 2010, Barack Obama implemented his plan to make health-care more affordable for everyone in the United States, whereas this health-care bill was only made in order to assist people in poverty afford health-care. When originally passed, the Affordable Care Act was being passed to improve the quality of care being offered to patients on Medicaid. The original plan also included four different payment plans for insurance through the government. According to Tamara Thompson in the introduction of the anthology, The Affordable Care Act, the Affordable …show more content…
John is not alone with his companion; according to Gale Student Resources in a recent article,” Post-Traumatic Stress Disorder (PTSD),” 7.7 million people suffered from Post-Traumatic Stress Disorder, in the United States, in 2010. Many people with mental health disorders receive assistance from the government for medical insurance. According to Jayne O'Donnell and Terry DeMio, in their recent USA Today article, "Mental Health, Addiction Coverage in Jeopardy," thirty percent of people being supported by the Affordable Care Act suffer from a mental health disorder. They also added that one in five people in the United States alone had a diagnosed mental health disorder in 2016. The number of people that need assistance in the United States is growing, and the new political reforms must reflect those numbers. Citizens with mental health issues are not alone. Many other people will be affected by the health-care changes at the federal level, such as women seeking help in a family planning clinic. According to Christine Vestal, in her recent Stateline.org article, "Fearing Cuts, Many Women Stock Up on Birth Control," because of the increase use of birth control methods in the United States, there has been a twenty-six percent decrease in the number of abortions since President Obama became president in 2008. There has been such a significant …show more content…
Ann Carrns in her recent New York Times article, "Health Savings Accounts: Don't Leave Money on the Table," states, “If you have an eligible, high-deductible health plan, you can establish a Health Savings Account and set aside funds, tax-free, to pay for medical expenses that your insurance doesn't cover, including co-payments and your deductible -- the amount you have to pay out of pocket before insurance begins paying. You can have funds withdrawn pretax from your paycheck, or you can make contributions directly and deduct them on your tax return." Not only does using health savings account allow one to have a backup plan for insurance, it also gives you a tax deduction. In a recent article published by the PR Newswire, "Clarity Benefit Solutions Lists Six Ways to Make the Most of an HSA," it noted that a health savings account will save people money and will allow for the freedom of choice for health care insurance. PR Newswire also notes that health savings accounts are very flexible. For example, if your current employer sets up a health savings account for you, and you leave that position for a new one, the funds within your health savings account can be easily transferred to another account. Many employers also offer a match percentage, in which they will contribute a specified percentage based on
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Second, also the tax of Affordable Care Act has disadvantages. According to the Congressional Budget Office(CBO) “Those increases were more than offset by a reduction of $97 billion in the projected costs for the tax credits and other subsidies for health insurance provided through the exchanges and related spending, a reduction of $20 billion in the projected costs for tax credits for small employers, and a reduction of $107 billion in deficits from the projected revenue effects of changes in taxable compensation and penalty payments and from other small changes in estimated spending.” (Congressional Budget Office, March 2012). The Affordable Care Act levied the new taxations include the health insurers, investment income, tanning salons,
Cristina Briceno Texas Government Section 2306.S21 March 7, 2017 Medicaid and Obamacare in Texas Medicaid and other welfare programs have long been serving individuals living not just in Texas but in the United States as a whole. The Affordable Care Act is another one of those programs that was implemented by former President Obama to help insure the uninsured across the 50 states. While it does have many pros, some Americans believe that it is not working and that it is imposing a burden on those who do not benefit off of any welfare program or the Obamacare. Now, with Donald Trump as our President, one of his priorities is to repeal this Affordable Care Act that our former president had enforced and cut the budget for medicaid; and hopefully
The Affordable Care Act (ACA) is a major healthcare reform law that was signed into law by former President Barack Obama on March 23, 2010. The ACA was established to provide affordable and accessible healthcare to all Americans, regardless of their income, health status, or pre-existing conditions. Many political and legal battles have beem fought over its implementation, effectiveness, and constitutional right for its establishment. In the early 1990s, when President Bill Clinton attempted to pass a healthcare reform bill, republicans and the healthcare industry opposed of Clinton’s plan.
The Affordable Care Act: The Good, The Bad, and The Confusing Healthcare is important. Without it, people would not have the adequate means to acquire treatment for illness or injury. However, the United States does not have universal health care for everyone, nor is means of gaining healthcare affordable for all. To try to solve this problem, President Obama began working on healthcare reform almost immediately after assuming office in 2009.
Opposition of Medicaid The Affordable Care Act or Obamacare was meant to lower the cost of health insurance for low-income Americans making health care more affordable. The idea of this act caught everyone’s attention and seemed to be too good to be true, after hearing the promises made in the act by the Federal Government. States had a choice to accept it or reject it, the government would pay one-hundred percent the first three years and eventually be responsible for only ten percent of the cost by the year 2020. Many states rejected Medicaid expansion causing a coverage gap 3.1 million people uninsured poor adults. Enacting this law took a huge toll on the insurers, enforcing rules that will change the way they spend their funds and either
James, who had “no befits or insurance or any idea where he might find a doctor” (51). Gary Busch, who was tragically shot after appearing “to be experiencing a psychiatric crisis” (52). This helps to put a name and a person to the “over one million people suffer(ing) from mental illness” (53) in New York City. This number was staggering to me, as well as the fact that “close to 8,000 mentally ill people” are in NY prisons or jails. It was sad to read as well “that, nationwide, state spending on treatment for the seriously mentally ill is one-third less than it was in the 1950s” (55).
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.
The Affordable Care Act “provides Americans with better health security putting in place comprehensive health insurance reforms that will; expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans” states in the Affordable Care Act article. The base of the Affordable Care Act is to help the middle class or financially unstable people get cost effective insurance. This is a major benefit for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical problems. So with that being said, it will be a long-term benefit for millions to
The Affordable Care Act was a health care act that was established by the federal government to expand and improves access to care and curb spending through regulations and taxes. Each state could decide to participate or not. The act was adopted as law by US Fisher02 President Barrack Obama in March 2010. The goal of this act was to reform the current health care in the United States.
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
One person's right to health insurance becomes another person's burden to pay for it. That seems to be the main argument for people that are opposed to the thought of health care. These people despise the thought of having to pay for someone else to receive medical care, while they work hard for their own money. Studies show that the
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Health insurance is one of the main insurances ones can have in life. Without reliable health insurance any small treatment can wipe out a person financially. " health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured" as defined by Investopedia, 2015. The term ‘Health insurance’ was firstly discovered in the United States during the civil war.