ipl-logo

Argumentative Essay On Health Insurance

928 Words4 Pages

Health insurance is one of the main insurances ones can have in life.Without reliable health insurance any small treatment can wipe out a person financially. " health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured" as defined by Investopedia, 2015. The term ‘Health insurance’ was firstly discovered in the United States during the civil war. Then policies with comprehensive list of benefits were firstly introduced by the Health Insurance of Boston in the early 1847. There is two types of health insurance in any community. The first is public health insurance which is the type of insurance that is supplied by the country's government and it does not require payments adding …show more content…

Public health insurance assures that, since it decreases the gap between social levels as there is no discrimination between rich and poor. According to article (12) in the library of human rights session number (22) “it's the right for every citizen to enjoy the luxury health and receive the highest medication”. Public hospitals provide that by making its number one aim to treat the patient and make sure that the patient has received proper medication without caring about what payments will be paid and what luxuries will be provided according to the paid amount. “The right of each citizen to have an appropriate acces to health care should be based on their needs and not on their ability to pay costs for such care” confirmed by the paper of health and population provided in the eighth national …show more content…

It be treated in the public hospitals and clinics that is supplied by public insurance since it lacks the least facilities that can treat any patient, consequently low, middle, and high income families shift to private insurance since it can provide the least facilities. Adding to that, private insurance can provide a plan of payment according to the patient’s salary, but each plan has its benefits and coverage. Some other private insurance have special enrollment periods. For instance, according to HealthCare.gov (2015)“ special enrollment period such as having a baby, getting married or moving to a new

Show More
Related

Argumentative Essay On Obama Care

1004 Words | 5 Pages

The Affordable Care Act forbids health care wellness plans from inflicting a lifetime monetary value on most assistance received by Americans in any wellness plan revamping on or after September 23, 2010. While some strategies already offered insurance with no limits on lifetime aids, millions of Americans were formerly in health care wellness plans that did not. According to the Kaiser Family Foundations Employer Health Benefits Survey, a least 58 percent of all workers protected by their employer’s health care coverage plan in 2009 had some form of lifetime border placed on their assistances. In adjunct, to a least 88 percent of individuals with independently bought health insurance coverage that also had a lifetime boundary on their coverage

Read More

Hmam Case Study

451 Words | 2 Pages

" Part 2: Discuss the history of why HMOs were developed and if they met those goals as intended. Health Maintenance Organization Plans - HMO Plans for short - are a type of managed care program. The idea behind managed care programs is that maintaining good health will be achieved by preventing disease and providing quality care. By maintaining good health, it is believed that escalating health care costs can be controlled. “When HMO Plans were first introduced, members paid a fixed, prepaid monthly premium in exchange for health care from a contracted network of providers.

Read More

Pros And Cons Of Health Care

741 Words | 3 Pages

It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.

Read More

Persuasive Essay On Affordable Care Act

428 Words | 2 Pages

Enrollment periods are only open for a limited time, so everyone must make sure they apply in the time it is open or they will have to get coverage by another plan. Purchasing these health care plans could come from the provider, through work, broker, Medicare or Medicaid, or from your states health insurance official

Read More

Universal Health Care Argumentative Essay

727 Words | 3 Pages

46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

Read More

Health Insurance Persuasive Essay

684 Words | 3 Pages

The cost of health insurance is quickly on the rise, and employers and employees alike are feeling the financial weight. A large portion of high medical claims are associated with obesity and lifestyle choices, some of which can be reduced by making healthy changes. Due to the rise in cost, many employers are rewarding employees for participating in health screenings that measure things such as body mass index (BMI), blood pressure, cholesterol, blood sugar levels, lifestyle choices such a tobacco or excessive alcohol use, exercise, mental health, and amount of sleep. Employees can impact the cost of their healthcare by learning about their health risks, making lifestyle changes, and becoming accountable for their own health. Upon completing

Read More

Pros And Cons Of The Affordable Health Care Act

1196 Words | 5 Pages

Introduction: Affordable health care, which is what everyone wants. In the documentary “Sick around the World” the host T.R. Reid travels to several countries to learn about their unique healthcare systems and how they work. Now in the United States we have the Affordable Health Care Act or what some people call the Obamacare which was passed into law on March 23, 2010 by President Barack Obama. (HHS). Since then it has been shrouded in controversy and debate among the American public and within members of our government system.

Read More

Argumentative Essay On Obamacare

1227 Words | 5 Pages

The majority of American healthcare are the low income consumers, is a total of 55% who receive health insurance are through their employers and 32% receive health insurance through a government programs. Some of the Federal health care officers were aiming low-income consumers with new advertisements. For most of the

Read More

Essay On Health Care Disparity

989 Words | 4 Pages

Introduction People hope and seeks long and healthier lives. Thus, health care is the act of taking preventative or necessary medical procedures to improve people well-being. Improvement or preventative may be done with surgery, the administering of medicine, or other alterations in a person 's lifestyle. These services are usually offered through a health care system made up of hospitals and physicians. Although, the health care system is set up to reduce or to prevent disease etc., there is a gap or disparity in the US health care system.

Read More

Persuasive Essay On Health Care

955 Words | 4 Pages

Healthcare is something everyone needs and should be able to get, but right now that is not happening. In America there are millions of people who don’t have healthcare insurance. This is because some can’t afford the insurance plan. There are also millions more who have health insurance, but can’t afford using it. This means that they are paying for an insurance plan, but the deductibles are so high they can’t afford to go to the doctor.

Read More

Disparities In Health Care Essay

367 Words | 2 Pages

For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the

Read More

Differences Between Italy And America's Healthcare System

1154 Words | 5 Pages

Having accessibility to any form of healthcare is important to everyone in the world. Despite the fact that it is available to most countries, it does not mean that it is available to everyone. Being able to possess healthcare is seen as a gift in some parts of the world. In some countries, healthcare is free and accessible for all inhabitants, while in other countries one would have to pay for their own health insurance. Specifically, when focusing on Italy and America, there are major differences regarding their healthcare systems.

Read More

Argumentative Essay On Health Care

741 Words | 3 Pages

There is proof and evidence that Americans citizens do not receive the healthcare that they need despite the fact that the U.S. spends more funds per individual on health care than compared to any other country. Individuals who are battling prolonged diseases such as, diabetes, high blood pressure, or heart disease does not get the established and actual treatment that they should. For example, these individuals should be receiving drug therapies or self-management services so that they can assist them more efficiently and help them control their conditions. This goes for every American citizens that is uninsured, insured, or under-insured. These problems that the individuals are facing are only worsen due to the fact of lack of coordination

Read More

The Eight Factor Model

3112 Words | 13 Pages

Over the last few centuries and many presidents, there have been different views on how health care should be provided. For some presidents, it was the citizen’s responsibility to purchase health care and others thought health care reform was needed to help fund and subsidize further government initiatives. The U.S. does not have a constant health care system nor universal coverage for all citizens, but has recently endorsed statutes requiring health care coverage for all people, also known as the Affordable Care Act of 2010 or Obamacare. In 2014, 48 percent of health care spending was private, 28 percent coming from households, and 20 percent coming from private businesses. In 2014, there were 283.2 million people living in the United States with 89.6% having some sort of health insurance coverage; 66% of workers covered by a private health insurance plan.

Read More

Essay On Health Care Cost

1533 Words | 7 Pages

This is so because, universal access to health will really do good to the world and it is a Necessity in order to reduce the level of discrimination experienced in terms of finances . Universal access to health will ensure that there will be access to equitable quality health care and will also give security to those who are financially incapable at the present to afford quality health care die to their financial status. Although this may be the case in the future, there will face challenges especially in implementing the regulations that would be set up in order to enable equal distribution of medical resource and

Read More

More about Argumentative Essay On Health Insurance

Open Document