The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the …show more content…
In my research, I’ve found that there happen to be more pros than cons to the act. With there being a lengthy list of them, I’ve dissected the list to two vital pros. One of those pros is that The Affordable Care Act helps to prevent illness among the youth in America through many law revisions. The Affordable Act allows youth to remain under their parent 's’ health insurance until the age of 26. Because of the Affordable Care Act, the percentage of uninsured youths fell from 48% in 2010 to 21% in 2012 and continues to drop to this day. Also, Young adults age 21 or older, who are newly eligible for Medicaid, but who did not qualify as children, will most likely receive a package of Medicaid benefits referred to as “benchmark‐equivalent coverage.” The Affordable Care Act also provides an affordable option to those youths without insurance under their parents. According to Obamacarefacts.org, the Affordable Care Act extended several provisions to young individuals that were uninsured because they had not qualified for medicaid or could not afford private insurance. The Affordable Care Act has created a new mandatory eligibility category requiring the state to cover individuals with incomes no greater than $30,000/year and under the age of 65 as long as they were not pregnant, disabled, or eligible for/enrolled in Medicare.. Along with that, the act also forces Medicaid coverage of all youths under the age of 18 in …show more content…
It seems as though the opposing arguments present a firm argument with no valid data to support its claims. However, the arguments supporting the importance of the Affordable Care Act all provide logical and data supported claims. In result, making the supporting claims more effective in persuading readers. In my opinion, I believe that the Affordable Care Act should continue to be law. I believe it can fix a broken system that has hindered the health of Americans for years. The American health system has been controlled by private, all-for-profit companies who couldn’t care less about the health of a human, but are more worried about maximizing their dollars. If the Affordable Care Act is repealed, or “done away with”, tens of millions of Americans will be without adequate health insurance. This is exactly what Americans
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As for me, I am leaning towards in favor of the policy. What I like about the Affordable Care Act, is the new redesigned website to purchase health care. This website makes it a whole lot easier to navigate and compare insurances, and purchase the best one suited to an individual’s needs. One of the other selling points for me, is now every Texan, and as well as American, will have to buy health insurance thus leaving the taxpayers off the hook. The reason being is that before whenever an uninsured individual wound up at the hospital or doctor’s office, it was the American taxpayer that had to pay for those specific individuals inability to pay for the medical costs.
Opposition of Medicaid The Affordable Care Act or Obamacare was meant to lower the cost of health insurance for low-income Americans making health care more affordable. The idea of this act caught everyone’s attention and seemed to be too good to be true, after hearing the promises made in the act by the Federal Government. States had a choice to accept it or reject it, the government would pay one-hundred percent the first three years and eventually be responsible for only ten percent of the cost by the year 2020. Many states rejected Medicaid expansion causing a coverage gap 3.1 million people uninsured poor adults. Enacting this law took a huge toll on the insurers, enforcing rules that will change the way they spend their funds and either
The Affordable Care Act, or Obamacare as it is more commonly known, introduced several changes to the U.S. healthcare system. The most significant was the introduction of healthcare insurance for all Americans through an individual mandate. This meant that people who did not have any form of health insurance were required by law to purchase coverage from one of the new exchanges (Blumberg & Holahan, 2019). This gave people more choices and a wider range of healthcare options. The Affordable Care Act also introduced significant changes to how health care is funded in the United States.
The Affordable Care Act covers health plans that do limit or deny children’s benefits under 19 years old due to pre-existing condition; adults under 26 years old are eligible under parent’s health plan; insurers can no longer cancel their insurance coverage due to honest mistake; and one has the right to appeal when there is denial of
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
The Vox argument addressing "Why Obamacare premiums are spiking in 2016" was extremely confusing for me. Despite my dad working in the medical and my mom managing the finances for his office, I have never understood how health care and insurance companies work. Although we have watched the movie in class and I have read the article, I still don 't understand a large part of what they are talking about. I don 't know what the affordable care act truly entails besides meaning to make insurance cheaper and more accessible for low income families. I had no idea that people were fined for not having insurance, or that the insurance companies were going into debt because of the Affordable Care Act.
The pros of this of ACA will allow more people to have access to health care, focuses more preventive and primary care to reduce costly medical treatments to patient and the healthcare system. The cons with the implementation of the ACA will cause the healthcare system to
Obamacare is really called The Affordable Care Act and it was created to increase health insurance quality and to make sure that anyone including some poor people can afford it. Also, Obamacare requires them to cover for pre-existing conditions. In other people’s opinions they think that some poor people don’t have enough money to pay for health care because they’re not spending it wisely. Some politicians are trying to replace Obamacare with a new medical plan. I think they still should have Obamacare because poor and sick people can afford it and if we get rid of it then those poor people can’t have health care.
It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
Well it makes everyone else pay more money in taxes for making up for the money that the people who don't have insurance can't afford to pay. Know to discuss Civil Liberties and Civil rights. Do you think the government can Say you must have insurance or should it be a option where if you want it then it is there for you to have. Something that was brought into Obamacare was the Individual Mandate which is a policy that requires every single American to have insurance or to pay a penalty. The penalty for this if you did not comply was $395 per person
The affordable care act should stay in effect because even though it may cost more, it regulates private insurance to get more rights and protection for each person. The Affordable Care Act's purpose was to help give access to affordable health coverage to those who are uninsured. Back in 2009, President Barack Obama said," So let there be no doubt: Health care reform cannot wait, it must not wait, and it will not
Obamacare is very beneficial and many people don 't believe this because negative messages about Obamacare outnumbered positive ones. The biggest benefit of Obamacare is that it lowers overall healthcare costs by providing insurance for millions and making preventive care free. Obamacare requires all insurance plans to cover 10 essential health benefits which include treatment for mental health, addiction, and chronic diseases. Insurance companies can no longer deny anyone coverage for pre-existing conditions and they can 't drop them or raise premiums if they get sick. With obamacare children can stay on their parents’ health insurance plans up to age 26.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.