Living a healthy life is a struggle to some American citizens, being able to afford to be healthy poses a significant challenge to some Americans. With the costs of a hospital visit potentially being greater than a thousand dollars, many Americans choose to forego treatment and hope they recover from their ailment without medical attention. To combat this issue, president Obama introduced the Affordable Care Act, also known as Obamacare, to encourage Americans to sign up for health insurance to be able to afford healthcare. The ACA provides subsidies to low income families and individuals, fines businesses who do not provide health insurance to full time employees, expand existing federal and state health plans, and sets a standard for health insurance policies. Additionally, since the introduction of the ACA into the American healthcare system, insurance premiums have not increased at the same rate they have previously. But, states believed the ACA was unconstitutional because since the Senate created the fees and other charges ‒ later ruled as taxes‒ associated with not having health
Introduction A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals.
1. Consider key elements of ACA provided on p. 11 in the textbook. Pick any two and discuss. Whether a particular element of ACA has been already successfully implemented? What are the pros and cons of this element? (4-6 sentences)
In the same fashion, the Affordable Care Act demonstrates various elements that improve employment, families health, and the economic progression. Therefore, the Affordable Care Act is essential for lowering the overall healthcare costs by providing insurance for millions of Americans (Amadeo). With that said, the more people are covered the more the nation is filled with healthy citizens. Not to mention, this plan allows citizens to receive necessary treatment before worrying about the cost because the policy controls cost by regulating premiums, lowering overhead costs. There have been many controversies toward the policy; one being that it has a negative impact toward employment. However, it’s quite the opposite as it does not negatively
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
What is Affordable Care Act (ACA) of 2010? What is ACA’s contribution to health care reform? The Affordable Care Act (ACA) is a federal statute signed into law in 2010, that is designed to increase access to health insurance, expand Medicaid eligibility, subsidize health insurance premiums, and provide incentives for businesses to provide health care benefits (Marco et al., 2012). ACA is a law that levels the playing field for all American to have access to health insurance.
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Many Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care
In addition to the dismay of many healthcare professionals, patients, and citizens who are uninsured, several flaws about the current healthcare system show the necessity for reform. The three flaws that exacerbate the current healthcare crisis are: the tax code and tax breaks, the lack of preventable care and adequate care of chronic diseases, and administrative costs. A single payer, universal healthcare system can resolve the major flaws of the
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
The ACA has been making advances in decreasing the amount of uninsured Americans and trying to minimize the amount of healthcare disparities. With the advances throughout history there is still a long way to
The Patient Protection and Affordable Care Act was signed law March 23rd 2010 by President Obama. The Affordable Care Act is a health care reform that provides Americans with insurance and makes it more affordable as well as giving the recipient more options for places to go. An example of this would be able to choose between four doctors instead of two. The Affordable Care Act also provides people of a wide age range with better options for health insurance. As a results of the Affordable Care Act many uninsured people are receiving medical attention, young adults can stay on their parents insurance plans longer and Medicare and Medicaid have improved plans.
Over the last several years, millions of Ameri- cans have signed up for affordable health insurance — many for the first time ever, many for the first time in many years. Millions of young people have stayed on their parents’ insurance plans while they pursue higher education to start their first jobs. Millions of senior citizens have saved money on prescription bill, they average about $1,200 saved, each senior — and tens of millions of women have access to free preventive care. Americans who were once denied insurance because they suffered from something like cancer or something as simple as acne were able to buy quality health insurance they could afford and they could trust.
In the film Escape Fire the Fight to Rescue American Healthcare, there were many insightful examples of why our Unites States healthcare revolves around paying more and getting less. The system is designed to treat diseases rather than preventing them and promoting wellness. In our healthcare industry, there are many different contributors that provide and make up our system. These intermediaries include suppliers, manufacturers, consumers, patients, providers, policy and regulations. All these members have a key role in the functionality of the health care industry; however, each role has its positives and negatives.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient