Introduction A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals.
Before the ACA health care and insurance varied state by state and offered differing levels of care leading to an imbalance of those who could afford proper health care and those worried about going to the ER. The ACA was able to set a standard for health insurance providers in the United States. To persuade more Americans to pay for health insurance the ACA provides tax incentives and subsidies to help Americans pay for insurance. However, the American public thinks the ACA is a separate health care plan created to undermine state provided and regulated healthcare. This is the reason for some of the negative opinion of the ACA in America because they see the United States becoming socialistic and therefore become
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
The Affordable Health Care Act is flawed in numerous ways. The premiums are higher than they anticipated them to be. They tried to make it to where everyone would pay the same amount, however it is more expensive to do this. That reason is people that are very sick are in the same health care plan as people that are healthy, and they never visit the doctor. So, healthy people are paying the costs for sick people to go to the doctor.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Base your answer on the information from the article. The ACA has successfully accomplished their goal by making healthcare accessible to everyone. Unfortunately, the cost remains high and most Americans are unable to afford insurance. This rationality is due to healthy American’s unable to qualify for premium tax credit and an increase in their premiums.
Two years after being elected, in 2010, President Barack Obama and Congress passed a legislation called the Affordable Care Act, often called “Obamacare”. This brought major changes and controversy. With the ACA, no insurer can charge you more or deny you a policy based on your previous or current health conditions. Young adults, whether they are financially independent and out of the house or not, can remain on their parents insurance until the age of 26. Knowing that their child was covered brought relief to many parents (“7 Big Health Insurance Changes From
The Patient Protection and Affordable Care Act was signed law March 23rd 2010 by President Obama. The Affordable Care Act is a health care reform that provides Americans with insurance and makes it more affordable as well as giving the recipient more options for places to go. An example of this would be able to choose between four doctors instead of two. The Affordable Care Act also provides people of a wide age range with better options for health insurance. As a results of the Affordable Care Act many uninsured people are receiving medical attention, young adults can stay on their parents insurance plans longer and Medicare and Medicaid have improved plans.
“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional
In the same fashion, the Affordable Care Act demonstrates various elements that improve employment, families health, and the economic progression. Therefore, the Affordable Care Act is essential for lowering the overall healthcare costs by providing insurance for millions of Americans (Amadeo). With that said, the more people are covered the more the nation is filled with healthy citizens. Not to mention, this plan allows citizens to receive necessary treatment before worrying about the cost because the policy controls cost by regulating premiums, lowering overhead costs. There have been many controversies toward the policy; one being that it has a negative impact toward employment.
Since then, both programs have undergone a variety of changes. The passage of the ACA in March 2013 followed decades of debate over health care reform in the United States at all levels of government. ACA supporters believe the legislation would go a long way to address the millions of Americans without health insurance coverage. Understanding
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
The Affordable Care Act is also called Obamacare. It is also called Obamacare because it passed under the administration of Barack Obama. The ACA speaks for the most significant reform of the health care system since Medicare and Medicaid. Obama’s goal of the ACA was to reduce the amount of Americans that did not have insurance. He also wanted to reduce the overall cost of health care visits.
It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
The Effects of PPACA on the United States Over 44 million people in the United States currently do not have health insurance. With the Supreme Court’s ruling on the Patient Protection and Affordable Care Act many Americans can receive health care coverage. The Patient Protection and Affordable Care Act (PPACA) is the 2010 health reform act that could extend coverage to 32 million Americans. The PPACA was enacted to increase the quality and affordability of health insurance, uninsured rate lower by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government. (Wikipedia)