Banking Essays

  • Banking In Banking

    1733 Words  | 7 Pages

    Banking Made Easy (BME) is a Banking Information System designed to cater to the requirements of the Indian Banking sector. It is proposed for and made on behalf of the Indian Banking Association (IBA), a consortium representing 173 banking companies operating in India. It aims the following: • Develop, coordinate and strengthen the Indian Banking System • Assist member banks in adoption and implementation of new online processes and systems • To minimize the level of manual intervention required

  • Impact Of Banking In Banking

    1574 Words  | 7 Pages

    IMPACT OF E BANKING ON TRADITIONAL BANKING SERVICES Dhanya PV ¹ ¹ M,Phil., Scholar, Dept. Of Economics, Gandhigram Rural Institute- DU, Gandhigram, Dindigul, Tamil Nadu, India, Abstract Banking Industry is the backbone of the financial system of a country. The need to survive in the changing environment has leaded the banking industry to adopt internet as a medium of operating in the market. Internet banking provides alternatives for faster delivery of banking services to a

  • Banking Role In Banking

    1881 Words  | 8 Pages

    What is banking and what is the role of banking in an economy? (Rajesh Goyal, 2014) Banking can be termed as the business activity of accepting and safeguarding money owned by other people and entities, and then lending out this money in order to yield a profit. However, as time elapse, the actions covered by banking business have grown and now a range of other services are also offered by banks. Banking industry has always been beneficial for the whole economy. In other words, banking activity

  • Banking Analysis: Porter's Five Forces SME Banking

    1370 Words  | 6 Pages

    Chapter 9. Porter’s Five Forces SME Banking Analysis It is very important for any new business to understand not only the market but also the industry dynamics in which the co. wants to operate in. It is the industry that influences the market and not just one or two companies. Industry may in turn get influenced by a multitude of factors. It becomes ever more essential for a bank to study the market and industry conditions due to the riskiness involved in lending. Some banks are systemically important

  • Liquidity Risk In Banking

    1046 Words  | 5 Pages

    This article named as “liquidity risk and performance of banking system” this article written by “Ahmad Arif”. In this article liquidity risk define for understanding and explain impact of liquidity risk on the performance of banking system. Liquidity risk is that the bank may not be able to meet its obligation. Due to the poor credit controls bank face that type of risk. In this article author says that strength of banking system plays an important role in the economic stability of growth in the

  • The Banking Industry In Ghana

    1580 Words  | 7 Pages

    BACKGROUND OF THE STUDY For the past decade the banking sector of Ghana has seen revolutionary activities including influx of foreign banks into the country, increase in bank capitalization, re-categorization of banks into universal banking and the rest. These have heightened competition in the banking industry in Ghana. There have been the need for more sophisticated and advanced means of operating in order to be more effective and efficient in banks operations for their continuous survival. Thus

  • Evolution Of Banking Sector

    1661 Words  | 7 Pages

    OF INDIAN BANKING SYSTEM 2.1 INTRODUCTION It is undeniably said that the system of banking forms the bedrock of all development and concoction of the present day world. The multi dimensional nature of banking system makes it indispensible for a modern economy. Former Governor of Reserve Bank of India Dr. D Subharoa articulated, “Growth to which the poor contribute and growth from which the poor benefit”, for which the banking system in an economy plays an appreciable role. The banking system is

  • Role Of Commercial Banking

    1925 Words  | 8 Pages

    The banking framework in India has assumed a critical part in Indian economy. It was instrumental in social and monetary charges since nationalization of real banks in 1969. System of branches expanded from 8262 in 1969 to 67118 in June 2004, diminishing the populace secured per branch of commercial bank from 66,000 to 16,000. At present 290 banks are working in the nation, comprising of 27 open part banks, 30 private division banks and 32 outside banks, 196 local banks and 5 non-booked neighborhood

  • Operational Risks In Banking

    911 Words  | 4 Pages

    Indian banking today is in the mid of an IT revolution. However, new private sector banks and foreign banks have an edge over public sector banks with regard to the implementation of technological solutions. To be successful in this competitive environment, these banks have to take certain steps like cost reduction by economies of scale, better relations with the customers by providing better services and facilities to them. Pressure of performance and profitability will keep them on their toes all

  • Functions Of Commercial Banking

    1538 Words  | 7 Pages

    Investment banking services The services of capital market are provided such as, underwriting of debt and equity, support company contracts like, advisory, underwriting, collaborations, possessions and advisory fees, and the restructure debt in the formed economic products. • Private banking - Private Banks give banking services especially for the high net worth customers. Most of the financial services companies

  • The Importance Of Banking Regulation

    1836 Words  | 8 Pages

    Hello, Change slide Pierre and I will be arguing in favour of the statement: Banking and international capital movement should be strictly regulated. I’ll be mainly focusing on banking regulation. In specific I’ll discuss the uniqueness of the banking sector, the representation hypothesis, social externalities, moral hazard and the failure of deregulation. Change slide We seek to regulate the banking sector, more strictly than we do almost any other industry because it is simultaneously vital to

  • Mechanisation In Banking

    1810 Words  | 8 Pages

    transformation of the Indian banking industry in terms of its transactions processing as well as for various other internal systems and processes. The various technological platforms used by banks for the conduct of their day to day operations, their manner of reporting and the way in which interbank transactions and clearing is affected has evolved substantially over the years. The research paper focuses on how the technology has transformed the face of banking in India. India’s banking system has seen some

  • Banking Innovation Model

    1426 Words  | 6 Pages

    2.2 Conceptual frame work Figure 1. Framework for the Adoption of Internet Banking Relative advantage Consumer attitudes towards Internet banking are driven by values or benefits, which playsan important role in increasing usability within the electronic banking environment.Relative advantage refers to the degree to which an innovation is perceived as providing more benefits than its predecessor (More &Benbasat 1991). Relative advantage results in increased efficiency, economic

  • Globalization In Banking

    1084 Words  | 5 Pages

    revolution in the banking industry has made the banks more responsive to the customers’ needs. IT revolution in the banking sector has had a significant impact on the performance of the banks and also in customer service delivery. Globalization has helped to connect all the nations all the nations together without leaving them isolated. IT has benefitted all the sectors, including the financial sector, especially banking industry. Increasing competition has affected the banking environment too.

  • Rural Banking Problems

    1615 Words  | 7 Pages

    MODERN economy may be called "bank economy". The banking system spares the individuals and tile communities the trouble of stockpiling bulky chattels and enables them to attain domestic security and transact business by means of ever negotiable bank accounts. The importance of the rural banking in the economic development of a country cannot be overlooked. As Gandhiji said “real India lies in villages,” and village economy is the backbone of Indian economy. Without the development of the rural economy

  • Advantages Of E-Banking

    2413 Words  | 10 Pages

    great change in the banking sector of the country. There has been a gradual shift in this industry from a regulated market towards a deregulated market. The various developments in the banks have been kindled by liberalization and globalization, which in turn resulted in changes in the role of banks. The transformation pace has been more significant in recent times with technology acting as a catalyst. With the global banking going through the period of transition, effective banking system is soon becoming

  • Challenges Of Challenges In Banking

    763 Words  | 4 Pages

    EMERGING CHALLENGES: Technological changes in Indian banking system presents great opportunities and challenges for the banking industry. The primary challenge is to give consistent service to customers irrespective of the kind of customer. Different banks can differentiate their services by offering more technical facilities. Developing or acquiring the appropriate technology for the product, deploying it efficiently and then managing it to the extreme level is important to achieve and consistently

  • Importance Of CRM In Banking

    1802 Words  | 8 Pages

    process that helps in maximizing private banks’ medium to long term profits which is a result of customer knowledge, the perception of the customers, customized treatment of customers, and improved fulfillment of their needs. CRM is a hot topic in the banking sector. Banks have realized that CRM is the magic bullet that helps financial institutions to establish profitable and long-term relationships. CRM can also empower private banks achieve competitive advantage over public banks by delivering high-value

  • The Private Banking Model

    1542 Words  | 7 Pages

    The evolution of the private banking model highly depends on its starting point. Over the past decades, the industry has experienced significant development, which lead to three basic structures (Ernst&Young, 2014), namely integrated banks (for example, HSBC, CitiBank and Standard Chartered), standalone private operators, often with reminiscences from the Swiss legacy (inter alia, Julius Baer, Credit Suisse and UBS), and broker/dealer organisations (for instance, Morgan Stanley and Goldman Sachs)

  • Liquidity In Banking System

    1758 Words  | 8 Pages

    3.3 BASEL III Basel III also known as “A global regulatory framework for more resilient banks and banking systems” was introduced to increase the strength of the banking sector, improve regulatory and supervisory activities and risk management within banks. It aims at directing banks towards maintaining a higher level of capital and also accessing the quality and quantity of capital, which is more comprehensive as compared to Basel II, to facilitate banks to absorb shocks during economic or financial