Living a healthy life is a struggle to some American citizens, being able to afford to be healthy poses a significant challenge to some Americans. With the costs of a hospital visit potentially being greater than a thousand dollars, many Americans choose to forego treatment and hope they recover from their ailment without medical attention. To combat this issue, president Obama introduced the Affordable Care Act, also known as Obamacare, to encourage Americans to sign up for health insurance to be able to afford healthcare. The ACA provides subsidies to low income families and individuals, fines businesses who do not provide health insurance to full time employees, expand existing federal and state health plans, and sets a standard for health insurance policies. Additionally, since the introduction of the ACA into the American healthcare system, insurance premiums have not increased at the same rate they have previously. But, states believed the ACA was unconstitutional because since the Senate created the fees and other charges ‒ later ruled as taxes‒ associated with not having health
Introduction For several decades, government officials and healthcare experts have been discussing the broken and dysfunctional US healthcare system. The US ranks highest for cost and lowest for outcomes. Healthcare accounted for 17.4 percent of the gross domestic product in 2013 (CMS.gov). The Institute for Healthcare Improvement highlighted the quality of healthcare in the US or lack of quality with the 100,000 lives campaign. The Institute for Healthcare Improvement brought national attention and awareness to the epidemic of hospital errors and the loss of life related to those errors.
A high-rate of Americans living without health insurance coverage in one of richest countries is a major social issue facing the United States. Sered Fernandopulle and Ebrary research showed that there are over 40 million uninsured Americans that are falling through the cracks of the health care system. The question why have already been answered. Now the other question is what does it means for society as a whole when an extremely high-rate of adults and children suffer due to inadequate and inaccessible medical care. Uninsured Americans’ lives are greatly being impacted, by not having no health insurance, according to interviews with 120 uninsured men and women and dozens of medical providers, policymakers, and advocates from around the nation.
In my research, I’ve found that there happen to be more pros than cons to the act. With there being a lengthy list of them, I’ve dissected the list to two vital pros. One of those pros is that The Affordable Care Act helps to prevent illness among the youth in America through many law revisions. The Affordable Act allows youth to remain under their parent 's’ health insurance until the age of 26. Because of the Affordable Care Act, the percentage of uninsured youths fell from 48% in 2010 to 21% in 2012 and continues to drop to this day.
Panning (2014) offers an overview of how the new legislation and its goals are both effective and flawed. Goals of the ACA include: universality, financing, cost reduction, quality improvement, and prevention and wellness (Panning, 2014). Within the context of the ACA is the expectation that the majority of Americans will be covered by health insurance.
Over the last several years, millions of Ameri- cans have signed up for affordable health insurance — many for the first time ever, many for the first time in many years. Millions of young people have stayed on their parents’ insurance plans while they pursue higher education to start their first jobs. Millions of senior citizens have saved money on prescription bill, they average about $1,200 saved, each senior — and tens of millions of women have access to free preventive care. Americans who were once denied insurance because they suffered from something like cancer or something as simple as acne were able to buy quality health insurance they could afford and they could trust.
My Research Paper is about the Obamacare also known as the Affordable Care Act (A.C.A.). Its name comes from our 44th President, Barack Obama. It is a health insurance plan providing affordable health care to millions. It has improved the quality of the health care and health insurance. President Obama signed the A.C.A. into law on March 23, 2010.
In the same fashion, the Affordable Care Act demonstrates various elements that improve employment, families health, and the economic progression. Therefore, the Affordable Care Act is essential for lowering the overall healthcare costs by providing insurance for millions of Americans (Amadeo). With that said, the more people are covered the more the nation is filled with healthy citizens. Not to mention, this plan allows citizens to receive necessary treatment before worrying about the cost because the policy controls cost by regulating premiums, lowering overhead costs. There have been many controversies toward the policy; one being that it has a negative impact toward employment. However, it’s quite the opposite as it does not negatively
22 million. 22 million is the number of Americans who would not have had health insurance if it were not for Obamacare. That is around 4 times the number of people living in Singapore. Whether it be a cancer patient, or an employee working 30 hours a week, they may not have been insured. Obamacare, or the Affordable Care Act (ACA), is a health care act implemented in the US law, which was passed in 2010. It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
What is Affordable Care Act (ACA) of 2010? What is ACA’s contribution to health care reform? The Affordable Care Act (ACA) is a federal statute signed into law in 2010, that is designed to increase access to health insurance, expand Medicaid eligibility, subsidize health insurance premiums, and provide incentives for businesses to provide health care beneﬁts (Marco et al., 2012). ACA is a law that levels the playing field for all American to have access to health insurance.
For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.