The ACA has successfully accomplished their goal by making healthcare accessible to everyone. Unfortunately, the cost remains high and most Americans are unable to afford insurance. This rationality is due to healthy American’s unable to qualify for premium tax credit and an increase in their premiums. Also, the cost-sharing standard silver plan reasonable deductibles, complicated APTC with inaccurate income projection, minimal employer coverage and individuals mandates with
For both the uninsured group and those who are eligible for government assistance because of their low economic position, access to health is limited by the number of private providers willing to treat them. In many cases private providers are linked to particular private health insurance companies and won 't accept patients outside their network. These people must then rely on the overburdened public health system for care, and as such usually only seek treatment in emergencies. The public health system, while filled with competent staff, is nevertheless restricted by its funding and can therefore not always provide all these patients with the best quality of care. The inequality in health care access is a continuing issue in America and as such it is important for future consumers and workers on the Foothill College campus to have a thorough understanding of the issue so they can move to improve the problem in the
For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
Over the last several years, millions of Ameri- cans have signed up for affordable health insurance
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government.
Fast-forward almost seven years since the enactment of the ACA, and the percentage of uninsured adults in the United States has dropped over 3%, as roughly twenty million people are currently enrolled in some sort of
A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals. Although the ACA has some positive aspects, we believe the act should be repealed and redone to benefit business and consumers alike.
Panning (2014) offers an overview of how the new legislation and its goals are both effective and flawed. Goals of the ACA include: universality, financing, cost reduction, quality improvement, and prevention and wellness (Panning, 2014). Within the context of the ACA is the expectation that the majority of Americans will be covered by health insurance. Furthermore, there should be a more reasonable distribution of cost amongst Americans, with younger and healthier Americans assuming some of the financial burden for those less healthy. Another goal of the ACA is to stabilize the skyrocketing cost of health care. One way to stabilize cost can be accomplished by reforming the way payment and reimbursement of services occurs—outcomes versus volume. A final goal of the Affordable Care Act is to provide incentives that reward wellness and preventative medicine (Panning,
Governor John Bel Edwards of Louisiana enacted an executive order on January 14 to expand Medicaid through Obamacare in the state. The order will be effective July 1, 2016.
Healthcare disparities are a significant issue in the U.S. with factors such as quality of care, access to care, and insurance playing a role in discrepancies. Statistics have shown that healthcare disparities have improved but are still an issue in the United States. These disparities have been improving throughout history with efforts made by Presidents Bill Clinton and Barack Obama. The leading cause of the disparities is insurance coverage. The current intervention being used is the ACA, which was put into place by President Obama. The ACA has been making advances in decreasing the amount of uninsured Americans and trying to minimize the amount of healthcare disparities. With the advances throughout history there is still a long way to
Many people believe healthcare reform is a bad idea and that the government should stay away from healthcare. However, there are many other people who believe that it is a great thing that the government got involved, and created programs to register for mandatory health-care. In, “Healthcare Reform 101”, author Rick Panning discusses some of the main goals of the Affordable Healthcare Act, which are universality, financing, cost reduction, payment reform, quality and process improvement, prevention and wellness. As most of these goals are in some way or form about money, “one could easily argue that the ACA is more about payment reform, than true comprehensive healthcare reform…” (Panning 107). It is safe to assume that, that this what
Over 44 million people in the United States currently do not have health insurance. With the Supreme Court’s ruling on the Patient Protection and Affordable Care Act many Americans can receive health care coverage. The Patient Protection and Affordable Care Act (PPACA) is the 2010 health reform act that could extend coverage to 32 million Americans. The PPACA was enacted to increase the quality and affordability of health insurance, uninsured rate lower by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government. (Wikipedia) The PPACA is part of solution for improving health care access and coverage in the United States, by giving many people
According to the Kaiser Family Foundation, preventive health care save lives and improve health by identifying illnesses earlier, managing and treating them more effectively before the condition can progress1. Under the ACA, 15 preventive services and one wellness visit are fully covered by the majority of the insurance plans without copays and coinsurance. Free preventive health care has had a direct effect on the health care costs in the U.S. Many Americans wait to see a doctor until they get sick due to cost2. However, by making preventive health care services free it helps Americans live longer, healthier lives and keeping health care costs down. The high deductible plans paired with tax free health savings accounts compared to the ACA may be less efficient because people will face pressure to safe. In addition, most of the time people seek health care when they need it because they do not want to use money from their health saving
In 2009, President Barack Obama constructed a speech to inform the people of the problems we had in our healthcare system. Previously, there had been many instances of people who didn’t own any healthcare coverage, and in return they suffered from debt from medical bills. He challenges your mind to think critically over all the hard, concrete logos he uses throughout his speech. After he provides strong logos for the medicare providers, he shows vivid imagery about things that would be changed to help the people and our economy alike. While he gives this strong well rounded speech, he keeps his composure and controls his facial expressions. After he gave this speech to the medical associations, the American Medical Association being the biggest fraction of people there, our country was able to create a better way for healthcare to be provided to people who couldn’t afford the ‘normal’ healthcare plans. In essence, Barack Obama changed our course of healthcare history by giving his speech to the American Medical Association while maintaining controlled body language, facial expressions, a strong sense of logos, and depressing imagery.