Nurse Practitioner: Malpractice Case Study

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Minimum coverage allowed in your state of residence. Under state law, a patient may pursue a civil claim against physicians or other health care providers, called medical liability or medical malpractice, if the health care provider causes injury or death to the patient through a negligent act or omission (Malloy, 2015). In North Carolina, The Nurse Practitioner has different risks and premiums. The recommendations are to obtain as much coverage as the provider can afford, but no less than one million (Krauss, 2004). Some employers will carry the liability insurance but they strongly recommend obtaining one 's own policy for additional coverage. For family practitioners with no obstetric practice: a 115-percent increase to $9,000 per…show more content…
Reviewing the standards and practices employed by primary care the practices, training is the very important when it comes to risk management, and achieving accreditation with a self-governing organization such, as The Joint Commission on the Accreditation of Healthcare Organization. This organization performs intermittently on site reviews of procedure and compliance. This will help to promote awareness and compliance (Reising, 2012). Nurse Practitioner needs to protect themselves by: (1) Caring, establishing a good connection with patients and maintaining confidentiality. (2) Communicating with client by following up with all laboratory results and follow up with referrals as this will show competence. (3) When charting documenting everything, and practice by the standard of care. (4) Never attempt to alter the medical records. (5) Do not diagnose or prescribe over the phone, and be prepared to apologize. Better communication and trust are the keys to avoid litigation (Malloy,…show more content…
The two basic types of malpractice insurance are claims-made and occurrence-made. Claims-made insurance guards you from malpractice claim only if the company that insured the practitioner at the time of the alleged occurrence is the same company at the time the claim is filed in court. In other words, it only covers the practitioner while the policy is in effect. If the practitioner acquires a claims policy, he needs to make sure he also acquires tail coverage which is an extended reported period after the primary insurance is cancelled or terminated. With occurrence-made insurance, the insurance coverage will be seamless, regardless of job or location changes (Malloy,

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