Forgiving Student Loan Debt A Good Idea By Kayla Webley Summary
With student loan debt on the rise across the United States of America, measures must be taken to address the issue of millions of Americans facing tens of thousands of dollars in debt immediately after finishing college. According to Robert Applebaum, a man that began a petition for the United States federal government to offer a one time deal of forgiving all student loans, to forgive these loans is a necessity and may prove to boost the economy. In Kayla Webley’s “Is Forgiving Student Loan Debt a Good Idea?”, the journalist and correspondent for Times magazine takes a long hard look at Applebaum’s proposal and just how forgiving the student loan debt is likely to play out. Throughout her article, Webley dissects the argument for forgiving …show more content…
Before the article in question lies a small separate section that communicates the background of Kayla Webley, along with her level of education and the article’s mode of publication. This article was not simply written by just anyone with an opinion, but by an alumni of the University of Washington that studied journalism and political science. Her educational background denotes that she is familiar with controversial subjects and can understand the political aspects of this topic. Furthermore, Webley’s article was initially published by Time magazine, a well known and reputable media outlet. Although the mode of publication likely built credibility with her audience simply by appearing in Time magazine, Webley does not convey her own educational background in her writing specifically, despite her own renown, which makes her credibility marginally adequate, but not extraordinary. The audience may be able to discern that Webley is familiar with the topic, but they cannot guarantee that she is an expert based solely on the comprehensive knowledge she demonstrates. Further along in the article, Webley uses statistics taken by Mark Kantrowitz to back up her own argument against forgiving the loan debt. While the journalist did not properly convey her own credibility outright,
Summary Of Kayla Webley's Article By Robert Applebaum
1097 Words | 5 PagesIn 2012 Robert Applebaum composed an article saying that the administration ought to pardon a percentage of the understudy credit obligation a portion of the general population in this nation have racked up, Kayla Webley broke down his article and after that thought of her own reasons why forgetting the obligation would be a terrible thought. Her article was exceptionally powerful in demonstrating, the way that generous the credits would put the nation in a bad position than it as of now is and it would send the wrong message to individuals in this nation the individuals who went/are attending a university and the individuals who didn 't/won 't. Applebaum construct his article in light of his own motivation and utilized his own figures and "certainties" to go down his article. While Webley utilized and cited data from trusted/master sources. Webley demonstrated that Applebaum article is false and has numerous defects in the rationale utilized and she did as such capability and in an exceptionally powerful manner.
Deregulation Is Falling Texas Student By Charles Schwertner
930 Words | 4 PagesHi, Anna I’m really happy that you had a once of a life time chance to go on tour with Rihanna as her makeup artist. But, since you had to drop out of English 1302 I remembered you made me promise to keep you up to date with what we are learning. With never wanting to break a promise, I’m deciding to write to you today to teach you about a new subject we are learning. This subject is about how to analyze an argument and, I going to be using Charles Schwertner editorial called “Tuition Deregulation is Falling Texas Students”. Schwertner published this article in December 7, 2014 on TribTalk.org in order to reach out to students, business man, and the general people of Texas.
Summary Of The College Debt Trap
329 Words | 2 PagesThe essay, “The College Debt Trap” written by Janet Bodnar (2014) discusses what Bodnar feels is strategies that families need to pay for the high cost of a college education. A college education is very expensive, and Bodnar suggest that families have a variety of resources available to assist in paying for a college education. The college debt is steadily rising and according to Bodnar, “student‘s loan debt exceeds revolving credit, mostly credit card debt” (p. 286). In an effort to assist parents, Bodnar created a guide for parents to escape the debt trap. In using this guide according to Bodnar, Parents will not only avoid the debt traps but also find “more affordable ways to pay for college education” (p. 287).
Robin Wilson Student Debt Essay
1022 Words | 5 PagesRobin Wilson: A Lifetime of Student Debt? Not Likely Media thrives on successfully manipulating the emotions of its audience; as a result, unordinary stories are brought to light far more often. Such is the case with the topic of student debt. Graduates shackled to large student debt years after their diploma have more coverage than those who are well in control of their repayments. Why would articles and newscasts on college graduates routinely handling their repayments with generate return customers?
Commentary And Analysis Of Steve Sacks Student Debt
843 Words | 4 PagesIn recent years, 70% of students graduated with student loans, and in 2016 graduates on average held $37,172 in debt based on a survey done by Citizen’s Bank; 59% of those graduates do not know when their debts are going to be paid off (Powell). Steve Sacks illustrated a cartoon in the Star Tribune in May of 2012 to inform high schoolers about the struggle brought on in college by student debts. The cartoon, “Student Debt,” shows how hard student debts impact high school graduates going into college; students pile up so much debt, even before graduating the burden hits them hard. In this cartoon, it is viewed from a straight on view that is also looking down on the graduates at an angle.
Analysis Of The Rich Get Richer, The Poor Scramble By Daniel Trielli
521 Words | 3 PagesTrielli ends his article with a final thought that while these top dog news groups are well enough, it is necessary for these smaller news groups to stick around to deliver other ideas and stories. Trielli’s article is short and to the point which I find refreshing admits others that add fluff to article’s meaning to make themselves more credible. I whole heartedly agree with Trielli’s argument and find that he successfully justifies it with facts and statements with little to no unnecessary information. Using a straight to the point style of writing Trielli was able to write the one page article.
Student Loans: The Rise Of Student Debt
334 Words | 2 PagesStudent loans is the second highest source of debt of $2.1 trillion dollars in the U.S. economy right now. This student loan debt is not only affecting the entire economy as a whole. In America, people believe that earning at Bachelor’s degree is the key to success in order to be financially secure be set in life. However at the same time, the cost of tuition has skyrocketed, and the borrowing of loans rise with it. The rising of student loan and debt will reduce consumption, lower investing, lower the rate of home ownership, and overall make it difficult to sustain financial stability.
The Argument Of Student Debt
155 Words | 1 PagesAna Lucia Urizar, author of the article titled We’re Being Punished by Crippling Student Debt presents the argument of Student debt and the importance of remedying this topic otherwise face future detrimental effects. Urizar provided statistics suck as the average amount of loans in dollars the class of 2015 had taken out. Ultimately, Urizar’s main argument is that something needs to be done about the exorbitant cost of attending college because it is impeding graduates’ careers, standard of living and ability to fully engage the economy. This argument does well providing strong statistics found through credible sources such as The Wall Street Journal, however, the article failed to provide a counter-argument or different viewpoint regarding
Argumentative Essay: The Issue Of Student Loan Debt
1032 Words | 5 PagesAccording to the last recording of student loan debt, the total amount of the United States student loan debt is roughly one and a half trillion dollars (A look at…). Statistics like these present the urgent need to resolve the major financial issue of student loan debt. Solutions have been given by many people to solve this issue but most solutions fail. The main reason behind student loan debt is falling to far into debt to the point where it is almost impossible to come back. The origin behind all of this is a lack of a student loan amount cap.
Clare Boothe Luce Speech Analysis
745 Words | 3 PagesAmerican journalist and politician, Clare Boothe Luce, in her opening speech at the 1960 Women’s National Press Club meeting, prepares her audience, qualifying and defending her forthcoming criticism. Luce’s purpose is to provoke thought in the journalist’s minds on what journalism is really about at its core. She adopts a frank and humorous tone to best capture the attention of her intended audience of female journalists. Through, appealing to the ethos, logos, and pathos with flattery, syllogism, and rhetorical questioning to prepare the audience for her message: “the tendency of the American press to sacrifice journalistic integrity in favor of the perceived public demand for sensationalist stories.” In the first paragraph of her speech, Luce assures the audience that “[she is] happy and flattered to be a guest of honor…”
Student Debt Argumentative Essay
901 Words | 4 PagesThe total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States.
Student Loan Forgiveness
1994 Words | 8 PagesForgiveness of Student Loan Debt On a global scale, there is a large amount of people who are unfortunate in the sense that they are all regrettably faced with the issue of the struggle to pay for a proper education. Seeing as those who struggle are unable to pay on the spot, whether it be because they are financially independent adolescents or their families have low financial income, a majority of said strugglers resort to applying for student loans. This allows them to receive an education for the time being, but it still must be paid for eventually. As a result, every student who takes a loan for schooling will be in debt until everything that has been borrowed is paid off.
The Pros And Cons Of Student Loans
585 Words | 3 PagesStudent loans have always seem to be a controversial topic. Many people are in agreement and disagreement over the opportunity to student loans. Student loans can be a great advantage to many students, but it can also drown them in an immense debt, that will follow them for many years. The more we analyze this perspective, we are able to distinguish the advantages and disadvantages of student loans. There is a variety of perspectives on student loans, some involving annual salaries, interest rates, and commodity.
Argumentative Essay On Student Loans
378 Words | 2 PagesStudent loan debt loads have been spiraling, doubling over the last decade, and the enrollment rates of young people from lower socio-economic groups are rising far slower than middle and upper groups. Governments must recognize the renewed public investment in post secondary education is an economic and social imperative. 6.7 million borrowers in repayment mode are delinquent (Snider 1). The sad fact is that many lenders aren't exactly incentivized to work with borrowers. Unlike all other forms of debt, student loans can't be discharged in bankruptcy.
Student Debt Reaction Paper
962 Words | 4 PagesThere are always economic issues centered around our culture. Not everybody in the United States is wealthy. As a matter of fact, most are not. Luckily for me, I have never been faced with these economic issues. My family is a fairly wealthy family, but not to the point where my parents just have money to throw around.
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