In the US health care sector has faced a lot of reforms. The reforms in the healthcare sector have been caused by the dwindling health services which have led to many deaths in the US. The government through the various congresses has tried to reform this sector to make it one of the most admirable in the history of the US. The purpose of this paper is to explain the various reforms which have taken place in this sector defining the importance of the reforms and the effects it has on the health sector in the US at large. The analysis of the social, economic, ethical, political and legal factors which have caused the evolution of the health sector and the policies which have been amended for far in the US are also discussed in this …show more content…
The insurance offered can either be private or public. An individual mandate which entails the provision of subsidies for the private insurance as a means of providing universal healthcare is considered as one of the best ways to win the support of the senate because it has been included in the bipartisan reform proposals. The reforms in the health sector have been dated back in 1993 when President Bill Clinton proposed the health care reform bill. This bill included the provision of health insurance to all employees through the health maintenance organizations. The bill failed due to barrage in negative advertisements which were conducted and funded by the conservatives and the health insurance industry. The failure of this bill was also due to claims that it was a complex measure to be introduced into the health sector. Due to this failure, he compromised with the 105th congress to enhance reforms in state children's health insurance program back in …show more content…
This law which was passed requires that all the individuals in the US should take the health insurance or pay a penalty tax; employers with 50 or more employees to provide health care coverage to its employees or face a tax penalty thereafter; it establishes insurance exchanges through which individuals and most families will receive tax payer funded premium subsidies; it requires the expansion of Medicare by raising %716 billion for medical care; it imposed 21 additional taxes on the health insurance plans, medical devices, businesses and families at a cost of $1.1 trillion. The estimated cost to achieve this project according to CBO was put to be $2 trillion which was far more than the presidents promise to keep the cost down at $1 trillion (republicans,
Click here to unlock this and over one million essaysShow More
Many people believe healthcare reform is a bad idea and that the government should stay away from healthcare. However, there are many other people who believe that it is a great thing that the government got involved, and created programs to register for mandatory health-care. In, “Healthcare Reform 101”, author Rick Panning discusses some of the main goals of the Affordable Healthcare Act, which are universality, financing, cost reduction, payment reform, quality and process improvement, prevention and wellness.
The bill was aimed at the expanding of insurance coverage, the regulation of insurance companies, the creation of new healthcare programs, and form preventive care. Later this bill was proposed to the House of Representative and Senate, and was up for debate and voting. After differentiating opinions, the bill was later re-drafted and edited, and approved. The final version of the bill was passed by the House on March 21, 2010, and by the Senate on March 23, 2010. The bill was then signed into law by President Obama.
The Affordable Care Act: The Good, The Bad, and The Confusing Healthcare is important. Without it, people would not have the adequate means to acquire treatment for illness or injury. However, the United States does not have universal health care for everyone, nor is means of gaining healthcare affordable for all. To try to solve this problem, President Obama began working on healthcare reform almost immediately after assuming office in 2009.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
The Effects of Regulations on Managed Care and IDS Managed Care is a health care delivery system organized to manage cost. The legal and business imperatives of managed care pervade our national healthcare system, the regulation of managed care depends on who contributes to the plan and who bears the risk for paying for the insured services. More than 170 million Americans receive health care coverage or benefits through some type of "managed care" setting.1 By 2007 about 20 percent of these services are directly provided by a health maintenance organization (HMO), while the majority are served through other managed arrangements, 60 percent in Preferred Provider Organizations (PPO) and 13 percent in Point of Service (POS) plans. Beginning
This Act proposes several mandates and provisions to reduce the cost of healthcare for both the federal government and individuals, increase the availability of health insurance for all Americans, and to eliminate discrimination of very ill or potentially ill individuals in need of health insurance. The Act was introduced as a means to shrink the exponentially increasing costs of healthcare in the United States. As promising as it is, there will be many more reforms after to ensure the target goal of reducing healthcare spending is achieved. As with any reform this large, patience and constant upkeep will be needed. Due to the largely political nature of the Affordable HealthCare Act, it will be important to note how upcoming elections will affect healthcare in the United
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
In addition to the dismay of many healthcare professionals, patients, and citizens who are uninsured, several flaws about the current healthcare system show the necessity for reform. The three flaws that exacerbate the current healthcare crisis are: the tax code and tax breaks, the lack of preventable care and adequate care of chronic diseases, and administrative costs. A single payer, universal healthcare system can resolve the major flaws of the
Millions of Americans are constantly reminded of the horrible effects of the Affordable Care Act anytime medical care is required. I have witnessed many families and individuals struggle to cover the extra financial responsibility imposed upon them: Susan Gardiner, a fellow Kroger employee, states her health insurance costs have significantly increased following the approval of the Affordable Care Act; consequently, Ms. Gardiner routinely experiences financial hardships as she requires frequent medical care. Americans simply cannot cope with the Affordable Care Act’s inherent attribute of exorbitant insurance premiums and deductibles. In an attempt to decrease medical costs for an impoverished minority of Americans, the Affordable Care Act,
During WW2 there was significant growth to the health care industry, due to the enactment of the Stabilization Act, which allowed the use of employee insurance plans, yet at the same time, had a limit be placed on increases on wages. The cost of Health care also increased since the postwar era to today, making it difficult for many Americans to afford it. In conclusion, the efforts being led by current reform
“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional
The Affordable Care Act was a health care act that was established by the federal government to expand and improves access to care and curb spending through regulations and taxes. Each state could decide to participate or not. The act was adopted as law by US Fisher02 President Barrack Obama in March 2010. The goal of this act was to reform the current health care in the United States.
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Health care cost has seen to increase gradually as years go by. This has been influenced by major factors such as political influence, emerging chronic diseases, new procedures that are coming up including the technologies being invented for treating illnesses, pricing of medicines and treatment is not regulated and when treating ailment their may arise repetition of tests or a patient gets over treated for a particular ailment. The cost of healthcare has increased due to chronic diseases such as cancer and diabetes etc. The lifestyle people are living in this generation has led to the development of diseases that are expensive to treat or has led to there being over treatment in such for a cure of a particular ailment.