Living a healthy life is a struggle to some American citizens, being able to afford to be healthy poses a significant challenge to some Americans. With the costs of a hospital visit potentially being greater than a thousand dollars, many Americans choose to forego treatment and hope they recover from their ailment without medical attention. To combat this issue, president Obama introduced the Affordable Care Act, also known as Obamacare, to encourage Americans to sign up for health insurance to be able to afford healthcare. The ACA provides subsidies to low income families and individuals, fines businesses who do not provide health insurance to full time employees, expand existing federal and state health plans, and sets a standard for health insurance policies. Additionally, since the introduction of the ACA into the American healthcare system, insurance premiums have not increased at the same rate they have previously.
They try to compete by targeting the wealthy leaving the impoverished with huge medical big unable to pay. Some would argue the universal route is not practical and has many disadvantages. With a universal health care system people would become unhealthier because they aren’t motivated financially to do so. Also the universal health care system forces healthy people to pay for the sick’s medical costs. These problems can be solved by encouraging people to try self-treatment before coming to doctor offices and emergency
Finally in the 1960’s, there was a passage of Medicare and Medicaid voluntary insurance. (Patel 94) In order to make sure more Americans are covered, there must be some kind of reformation of the health care system here in the states. The United States health care system, compared to other countries, is considered immoral to many people. In debates, it has been said that if there were to be medical coverage for everybody, it would lead to “rationing” of health care, but in all reality, the United States already rations health care. (Reid 3) The United States isn’t the only country that rations health care.
Therefore, the government will not negotiate any prices with businesses. This system is the primary cause of cost shifting, since the introduction of Medicaid and Medicare. The cost of healthcare increases every year, without government stimulus the revenue will keep declining. Since the introduction of the ACA coverage expansion, new questions were raising as to what would happened to the methods of reimbursements. Unfortunately, the ACA will be finance in part by reducing payments to hospitals and any other healthcare practitioners, according to Shi, L., & Singh, D. (2012).
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Americans face higher insurance premiums, higher deductibles, and higher prescription drug costs than ever before. Trump attempted to repeal the Affordable Care Act with the American Health Care Act but the bill was pulled because the legislation was not going to receive enough votes to pass. Trump had promised his voters they he would repeal Obamacare and replace it with a much better plan. This has yet to come to fruition and it looks like Trump isn’t any closer to repealing Obama Care. Healthcare is still a major discussion point in this country and will continue to be while so many Americans struggle to afford health insurance.
The implication of free health care must take into account the present and future and how the system will be beneficial to America in 50 years. Employment is the most efficient and cost effective path to receiving the best healthcare. Free health care puts unneeded financial strain on taxpayers and the federal government. In addition, reversing a free healthcare system will not be tolerated by Americans in years to
However, most American colonists didn’t agree to help the Britain to repay the debt. They thought the true reason for the Great Britain had fought this war is because the Great Britain wants to expand it colonies in America and increase its wealth. But more importantly, American colonists think the Britain Parliament was elected by British who living in Britain, so these member of the Parliament won’t understand what the colonists need. Since these member of the Parliament cannot represent the American Colonists, they have no right to imposing taxes. In the year 1774, the Boston tea party occurred leads all American Colonists begin to
With Donald Trump’s presidency, Republicans are trying to replace Obamacare, which could be both beneficial and harmful to health care providers like UnitedHealth Group. Millions of Americans are insured through Obamacare, therefore if it were taken away, there would be more exposure for health care insurers such as UnitedHealth Group. The abolishment of Obamacare could be beneficial to the company because it would permanently eliminate the Health Insurance Industry Tax, which could overall save UnitedHealth Group millions. On the other hand, since the Affordable Care Act was launched in 2010, Medicaid has been one of UnitedHealth Group’s largest money-makers. The reform of Obamacare could ultimately reduce Medicaid enlistment, which could
Oneof the major concerns of parents that are against mandating vaccines, is the costs associatedwith administering them. However, if the vaccines are mandated by the government thiscould save a lot of the costs associated. As governments would possibly subsidise thevaccines to promote their administration. Another reason for the costs to lower would bebasic economy. With the demand for vaccines increasing the price per vaccines wouldprobably reduce.There are, however, some arguments that are against mandating vaccines.
A2c) Enactment of the Patient Protection and Affordable Care Act provides comprehensive health care reform for universal coverage of Americans, Consumer rights and protections which now stops insurance companies to refuse your coverage or charge you extra because you have a pre-existing condition. This rule does not apply to the people who had an individual insurance coverage prior to November 2010 (Carroll, 2014). Because Great Britain has universal coverage, people do not have to worry about being denied coverage base on their pre-existing conditions. A3.) Because the American health care system is so expensive, many people are not seeking the proper care that they may need.
To some, the American Dream seems unimaginable. In fact, many believe that it is quite improbable that anyone could experience their own American Dream due to government restrictions that may seem to prohibit their growth. In a survey conducted by ORC International, around 6 in every 10 Americans believe that the American Dream is no longer available to them (Lubhy). Restrictions that make those surveyed feel as though the American Dream is impossible include the worsening economy and the rising costs of college tuitions (Lubhy). To be more specific on the economic concern, many believe that most of the American government’s money goes
This means that non-profit insurances, like Blue Cross and Blue Shield, endure more high-risk patients: “Risk-related private insurance left the Blues with an ever higher-risk profile left in their community-rated pools” (Light, 14). The disproportion of risk-based clients exhibits how the economy supports privatization over universalism. Beatrix Hoffman in “Health Care Reform and Social Movements in the United States” explains that universal healthcare will stop the fragmentation of the medical field and the disunification of social grassroots movements: ”Only universal coverage would ensure that patients with different diseases and conditions would not be pitted against each other” (Hoffman, 82). By promoting a free market society, the nation becomes a feeding ground for greed and health
A recent article, Trump, Republicans set timeframe for introducing Obamacare replacement posted on reuters.com states previews to some key aspects of the replacement. One statement said by Republicans, “intend to repeal the penalties for Obamacare 's mandate requiring individuals to get coverage and employers to provide it, the policy brief said.” I believe that this will be a very bad decision. If you are going to remove the penalties, then less employers will offer health care to their employees. This will increase the cost for individuals to get health care insurance on their own and will cause many to not get health care insurance due to the cost. If what I predict does happen, do you have plans to solve
One proposal is to have the American citizens on a higher tax bracket to help pay for the Universal Healthcare Insurance for all to benefit from. This would be better than trying to meet a high deductible to actually get coverage. John Goodman from Forbes suggests, “If we took all existing health insurance subsidies (including subsidies for employer coverage) and replaced them with a universal tax credit, I believe the amount would be close to $2,500 per adult and $8,000 for a family of four. Since this is roughly what it costs to enroll people in Medicaid, those amounts would buy Medicaid-like insurance. But if people wanted more or better Insurance (including Health Savings Account plans) they could add their own money or an employer’s money – so long as they used after-tax funds” (Goodman, 2015).