An Annotated Bibliography Block, Sandra and Dugas, Christine . " Five Proposals to Solve $1 Trillion College Loan Crisis." USA Today. Gannett Satellite Information Network, 21 May 2012. Web.
Recently, many have begun to attack and degrade higher education in the United States. In the book How College Works, authors Daniel Chambliss and Christopher Takacs claim, “As state support has eroded, and as more students attend college in an increasingly desperate attempt to find viable jobs, the price to students of attending an institution of higher education has gone up, especially at more selective institutions” (172). So is college even worth it? Caroline Bird’s excerpt from her book Case Against College “Where College Fails Us” is an adequately written article that agrees with those who question whether college is a good investment. Bird argues that although some students would benefit from college and succeed, many fall short, wasting
It is clear that Andrew Rosen, the chief executive of Kaplan, wants to leave readers of Change.edu with the idea that for-profit colleges are innovative, efficient, and effective in serving people left out by traditional higher education, and that their bad reputation is the result of unfair attacks. I picked up Rosen 's book wanting to see how the power of the market can transform the enterprise and improve student learning. Instead, I am now more concerned about the hazards of for-profit colleges than I was before. The eye-opening, gasp-inducing elements involve Rosen 's descriptions of the intense pressures on company executives to produce quick, huge profits for investors by shortchanging students.
The well-known phrase of hard work pays off is a staple of any culture to enforce the ideology that you deserve what you earn. In Brent Staples’, Why Colleges Shower Their Students with A's, he informs the reader of the current situations in colleges and universities involving grade inflation. Grade inflation is devaluing many degrees across the country as an “easy way out” to succeed on both the students and professors ends. Staples makes it known that the higher education, many go back to school for, is being discredited due to the professors in the field. Thus, leaving students at a disadvantage to accept a higher grade, when it is known that they have not fairly earned it.
Society has a very skewed opinion of what college is, how it should look, and what each individual type of person should experience while in college. In Tressie McMillan Cottom’s Lower Ed: The Troubling Rise of For-Profit Colleges in the New Economy, she investigates what for-profit colleges are to modern society and how they affect various types of lives. She does this by placing herself into different social roles to put into perspective to her audience the different types of lives that affected by for-profit colleges, the role of for-profit colleges in personal and professional settings, and why she personally understands what for-profit schools are by being in these roles. Cottom takes her societal roles in two directions. The first is
In the text it states, “ On average, attending a two-year for-profit institution costs a student four times as much as attending a community college, according to the Department of Education”. Alexia compares the cost of the schools to the cheaper form of college, a community college. Although it is already the cheaper kind of school, going to a community college longer is cheaper than attending only two years of a for-profit college. That being the case, students have financial problems and struggle to get his/her life started. The author says in the article, “Six years after enrollment, 23 percent of students who had graduated or otherwise left for-profit colleges were unemployed and seeking work compared with about 15 percent in the other institutions, according to a 2013 paper from Harvard researchers”.
7” Ungar approaches the cost of college education and how government institutions have made no real progress of bridging the cost gap of potential students and higher education. He goes on to explain how it appears that education is not as valued by this nations citizens, and to eventually champion for smaller independent schools. While I agree, the cost of education is astronomical and appears unobtainable to many a folk, I would never outline my peer’s thoughts on higher education as unvalued. Prior to my current position I worked in the mortgage industry. As an industry that tends to chew employees up and regurgitate them, they hired high school graduates and college graduates alike.
Carey strategically chooses each word to build his article. For instance, he writes that “horror stories of aggressive recruiters’ inducing students to take out huge loans for nearly worthless degrees are filling the news” (Carey). In this statement, Carey carefully chose each word so that they support his claims. He compares the “huge loans” from “aggressive recruiters” to “nearly worthless degrees” to show the imbalances that for profits have. By using words with negative connotation, the reader knows where Carey stands and can easily deduce the negatives of for-profit higher education, just as Carey wants.
Samantha Nyborg LEAP Writing 2011-05 September 15, 2014 Critique Draft Megan McArlde is a journalist and blogger who focuses most of her writing on things like finance, government policy, and economics. In her article “The College Bubble,” a magazine article published in Newsweek on September 17, 2012, McArlde writes about how the “Mythomania about college has turned getting a degree into an American neurosis” (1). She focuses a lot on the value of getting a college education, and makes an argument that all the time and money spent on earning a degree may not be worth it in the end. McArlde uses several strategies to appeal to her reader’s, and does a great job of effectively using the Logos, Pathos, and Ethos appeals throughout her article.
“Generation Debt” by Alethea Spiridon is an argumentative essay that outlines the harsh reality of student loans. The author examines the consequences of student loans as well the reasons higher education should not come as an expense to the individual pursuing it. In the current job market a post-secondary degree is a prerequisite for almost any profession and the sad reality is that this costly degree is not a guarantee of future wealth. The author effectively explains why treating education like a luxury good can impoverish everyone, and outlines ways student debt can burden graduates’ lives. However, she fails to examine the reasons student loans can be advantageous, and this is problematic because there are several missing benefits including manageable reimbursement options, lower interest rates, as well as student friendly terms and conditions when compared to a standard loan.
Robin Wilson: A Lifetime of Student Debt? Not Likely Media thrives on successfully manipulating the emotions of its audience; as a result, unordinary stories are brought to light far more often. Such is the case with the topic of student debt. Graduates shackled to large student debt years after their diploma have more coverage than those who are well in control of their repayments. Why would articles and newscasts on college graduates routinely handling their repayments with generate return customers?
Between the newfound accessibility of student loan financing and the dreams of comfort and prosperity, there has been a push toward higher education in the United States. But, this begs the age-old question—just because you can do something, should you? John Grisham’s The Rooster Bar explores the corruption of higher education and the various pathways to success. When we typically think of the field of education, we retain this idealistic view of a world unadulterated by corporate America. The term university conjures up images of progress, innovation, and the exchanging of ideas.
The total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States.
Loans allow receiving a college education seem like a smoother process considering that such a hefty amount to pay is divided so that it can be paid for in moderation. Despite the fact that it’s split into many payments, it’s still a large quantity all in all so unless indebted students aim for high income jobs, there would many years of difficulty to come after college. For this reason, undergraduates make it their goal to go after jobs which would prevent them from being constantly pressured to pay off debt. Thus, student debt is both a crisis and a reason to encourage persistence towards greater ambitions (Hillman, 41). It is a tremendous thing when a student seeks to be financially comfortable or even rich in the future but not when it is for the wrong reasons.
Did you know that Forty-one percent of four-year college students did not graduate within six years? College students around the country are in insane amount of debts and have no way to get rid of it and that’s a reason many do not graduate. Due to the rise in costs to attend college there has been discussions about free education, but how the debt could have been minimized and the effects on economy have not been brought up. College education should not be offered for free to all students because of the missed opportunities and unintended costs of free education are very expensive. Students don’t take advantage of the opportunities they are provided in high school, like dual-enrollment, that could save them time and money in college.
