We face the uncertainty of the government making more changes to the healthcare industry and the insurance marketplace. If patients can’t afford healthcare, they will forgo the insurance premiums to help save some money. Obamacare has changed that way of thinking. Patients are now fined or penalized for not having insurance, but the insurance that is available is too costly for anyone to afford. Patients just have to pray they don’t get sick and need insurance. If they do get insurance then they forgo the prescription coverage and we have all heard about how high the cost of prescriptions are these days. Then where does that leave the hospital and clinics? Right in the middle of trying to help patients afford their meds or pay our bill or even the grocery bill. Hospitals are fighting a constant battle to make …show more content…
It’s a vicious circle. Organizations are only as good as their leaders; from here we will discuss the strengths and weaknesses of the leadership practices. All leaders have their own style that works for them based on the situation they are dealing with. Current leadership has utilized multiple styles of leading our organization during this process. I feel that all leaders need to possess all styles of leadership if they are going to be successful with any organization. When a person assumes the leadership position for any
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The article “The Ground is Shifting Under Obamacare” by Scott Rasmussen is very insightful and explains the flaws of Obamacare as a whole. I believe that Obamacare was not as successful as it should have been and he explains that it is not logical to expect everyone to want the same full coverage health care with the same expensive premiums. “The reality is that there is no one-size-fits-all solution to health insurance. Different people have different needs and preferences.” This section of the article really helped me understand what he meant, when explaining why Obamacare didn’t and never will work.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
Two years after being elected, in 2010, President Barack Obama and Congress passed a legislation called the Affordable Care Act, often called “Obamacare”. This brought major changes and controversy. With the ACA, no insurer can charge you more or deny you a policy based on your previous or current health conditions. Young adults, whether they are financially independent and out of the house or not, can remain on their parents insurance until the age of 26. Knowing that their child was covered brought relief to many parents (“7 Big Health Insurance Changes From
.” Health reform has the potential to help by providing premium assistance and lowering out-of-pocket costs” (Schoen et al ,2011). Affordable Health Care Act 0f 2010 can also be referred to as Obamacare was implemented to help Americans to have access to affordable and quality healthcare services. It has drastically the number of uninsured and underinsured individuals. Those with chronic medical conditions on high bills with little income and are underinsured between 2003 and 2012 increased by almost 80%, although, they have an insurance plan with inadequate coverage which makes them open to costs they cannot pay.
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
The law that was intended to improve the status quo of health care has, in essence, caused a dangerous paradigm shift in health care costs. Fundamentally, the Affordable Care Act is a failed attempt to reduce health care costs in the United States. The Act was designed to increase affordability of health insurance for extremely low-income families; nevertheless, the Act exponentially increased health insurance costs for the majority of Americans. In America, majority rules-- why should health care be an
While the people who decide to put food on the table, pray that they don’t ever have a reason to make a trip to the doctor’s office. Many people in the United States often take having insurance for granted because of the privilege they have. For those individuals, who wish that they can afford insurance to bring peace to their mind from what looks like a concerning mole out of their head. However, those people who can pay the money to afford healthcare don’t always receive the best care and end up paying more for that what they have received. “An estimated 112 million (44%) American adults are struggling to pay for healthcare, and more than double that number (93%) feel that what they do pay is not worth the cost.”
Dabo Swinney: A Transformational Leader Leadership is a very important part of having a successful organization. A strong leader brings a vision, and provides the motivation needed to unite a group bring them to achieve a common goal by aligning the organization to its vision. Good leaders are inspirational and charismatic they lead their organization through the internal and external changes that occur (Gupta, 2009). Dabo Swinney, the head coach of the Clemson Tigers football team is an exemplary example of a strong leader.
“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.