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Pros And Cons Of Obamacare

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The Affordable Care Act, also known as ObamaCare, “was implemented to provide more Americans with affordable health insurance, regulate the health industry, and improve the quality of health insurance and health care in the United States.” There are many irrefutable ways that ObamaCare helps Americans nationwide, but there are also many contradicting views on it as well. With every pro, there is a con. To start off, tens of millions of uninsured Americans get access to high-quality, affordable health insurance through the Health Insurance Marketplace, their employers and Medicaid expansion. In order to get the money to fund this, there is a major increase in taxes, mainly on the upper-class and the healthcare industry. Another example is the effect on small businesses. “Small businesses with less than 25 full-time employees can receive tax credits for up to half of their employees’ health insurance premium costs.” On the down side, health benefits for employees can be very expensive. “Lower wage workers may end up getting better value through the marketplace, but having employer-sponsored coverage means that they cannot get cost assistance. Also, dependents of employees with coverage are unable to use the marketplace.” The one part of ObamaCare that effects me the most is that a young adult can stay on their parents’ healthcare plan until they are 26 …show more content…

It cuts wasteful spending and fraud, keep rates down and expand free preventative services. “Some Medicare payments to doctors and hospitals have been limited; Medicare pays doctors more than any other type of coverage, and these rates have led to very complex problems that are driving the costs of health care up for everyone.” In addition, retaining supplemental Medicare options means potentially confusing options for seniors. The unfounded death panel rumor led to cutting out an important provision in the law that would have provided end-of-life

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