My Research Paper is about the Obamacare also known as the Affordable Care Act (A.C.A.). Its name comes from our 44th President, Barack Obama. It is a health insurance plan providing affordable health care to millions. It has improved the quality of the health care and health insurance. President Obama signed the A.C.A. into law on March 23, 2010. The Affordable Care Act program is a result of decades of ideas from both political parties and the healthcare industry.( http://obamacarefacts.com/obamacare-facts/ 1). In this research paper I will discuss the pros and cons of this very controversial Health Insurance Plan that I firmly believe that every American should have. There are many pros to Obamacare that make it a more considerable …show more content…
In order to help insure all these millions of people there are new taxes mostly on the high earners who would be heavily taxed in order for the plan to be effective. In order to get exemptions you’ll need to submit a form. One of the cons is that some insurers have narrowed their network. This means there are fewer healthcare providers. While smaller reduce prices overall it leaves consumers with few options to choose from. In order to insure people, not just by coverage when they need it most, but for all health care issues. People must obtain coverage or pay per-month fee which can be hard for some low income families. Coverage can only be obtained during annual open enrollment periods not just any day of the year. One can owe the fee due to forgetting to pay premiums, and then not be able to get coverage until next open enrollment. The law also includes upfront spending and more regulations are required in order to realize long term cost cutting measures. Another con of the Obamacare is that since Americans work for large employers, some employees may have new costs involved with insuring their workforce and premiums will be at all-time high that will be passed on to them. Others will see a decrease in the quality of plans offered by employers. These reasons can make it difficult for someone to commit to the plan, but Obamacare is assessable to everybody with affordable prices.
As for me, I am leaning towards in favor of the policy. What I like about the Affordable Care Act, is the new redesigned website to purchase health care. This website makes it a whole lot easier to navigate and compare insurances, and purchase the best one suited to an individual’s needs. One of the other selling points for me, is now every Texan, and as well as American, will have to buy health insurance thus leaving the taxpayers off the hook. The reason being is that before whenever an uninsured individual wound up at the hospital or doctor’s office, it was the American taxpayer that had to pay for those specific individuals inability to pay for the medical costs.
During the presidency of the first black president know as Barack Obama, many acts were enlisted under his time as president. One of the main acts was the affordable care act or obamacare, which is mostly recognized as, is a term that was adopted by himself which represents U.S health care systems most significant regulatory overhaul and coverage. The affordable care act provides americans with better health security by putting in place comprehensive health insurance reforms that will expand coverage, hold insurance companies accountable, lower health insurance care cost, guarantee more choice, and enhance the quality care of all Americans. All over the world most countries usually have health care as an free coverage for all people however,
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
Public Administration- The Good, The Bad, The Ugly White House Issue On March 23, 2010, President Obama signed the Affordable Health Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices (whitehouse.gov). Some important facts about the Affordable Health Care Act are: Consumer Rights and Protections, More Affordable Coverage, Better Access to Care, and etc. This law helps citizens by bringing down health care costs and making sure your health care dollars are spent wisely.
In addition, the ACA is already helping millions of Americans to access affordable and quality health care. A couple weeks before the debate each member of the team selected the provisions of the ACA that she thought it was important. The key components of the ACA that we chose were individual mandate, guaranteed issue, free preventive health care, coverage of services for mental health, behavioral health and substance abuse disorders, Medicaid, Medicare and health insurance options for children. My parts were free preventive health care and coverage for people with the pre-existing
It has made our taxes go up especially for the wealthy. It is making people lose their jobs and hours because businesses are cutting the worker hours to avoid covering the extra cost of employees insurance. People should not have to pay for health insurance or be threatened with a large fine for not having it. It is intrusive for the government to require you to have insurance. Not all citizens in the United States need health care.
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
The Affordable Care Act has been the topic of many debates and conversations since it was first come about by President Barack Obama. For a long time, I had really no interest in the bill or the essence of the law, that is until my husband took a job that did not offer insurance and we had to look for our own plan. This is the first time we have gone without insurance in our life’s; it is a scary and overwhelming feeling knowing that we are not protected. I can only imagine how other families are feeling in this position. The Affordable Care Act or ACA or Obamacare is not really up for discussion anymore, that is until the November 2016 election.
Obamacare or the Affordable Care Act was signed into law in 2010 by President Obama. There are many changes that will and are happening because of this law. Citizens cannot be turned down for coverage because of preexisting conditions, and everyone is required by law to have health insurance coverage. Those citizens who cannot afford coverage will be able to get assistance paying for it unless they are under the poverty level. Those citizens will be able to get Medicaid if their state expands coverage.
Obamacare imposes restrictions and regulations on insurance companies that have made it harder for people to purchase insurance from their workplace. “During the first half of 2014, Heritage Foundation analysis of the market enrollment data found that net enrollment in employer-group coverage declined by almost 4 million individuals” (5 Reasons 1) This is terrible in that
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.
Health care is a basic human right. Everyone thinks it is just the poor or elderly who need healthcare, but it's also the young. Thanks to Obamacare, no one is no longer being opt out of the system.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.