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Obamacare Pros And Cons

698 Words3 Pages

My Research Paper is about the Obamacare also known as the Affordable Care Act (A.C.A.). Its name comes from our 44th President, Barack Obama. It is a health insurance plan providing affordable health care to millions. It has improved the quality of the health care and health insurance. President Obama signed the A.C.A. into law on March 23, 2010. The Affordable Care Act program is a result of decades of ideas from both political parties and the healthcare industry.( http://obamacarefacts.com/obamacare-facts/ 1). In this research paper I will discuss the pros and cons of this very controversial Health Insurance Plan that I firmly believe that every American should have. There are many pros to Obamacare that make it a more considerable …show more content…

In order to help insure all these millions of people there are new taxes mostly on the high earners who would be heavily taxed in order for the plan to be effective. In order to get exemptions you’ll need to submit a form. One of the cons is that some insurers have narrowed their network. This means there are fewer healthcare providers. While smaller reduce prices overall it leaves consumers with few options to choose from. In order to insure people, not just by coverage when they need it most, but for all health care issues. People must obtain coverage or pay per-month fee which can be hard for some low income families. Coverage can only be obtained during annual open enrollment periods not just any day of the year. One can owe the fee due to forgetting to pay premiums, and then not be able to get coverage until next open enrollment. The law also includes upfront spending and more regulations are required in order to realize long term cost cutting measures. Another con of the Obamacare is that since Americans work for large employers, some employees may have new costs involved with insuring their workforce and premiums will be at all-time high that will be passed on to them. Others will see a decrease in the quality of plans offered by employers. These reasons can make it difficult for someone to commit to the plan, but Obamacare is assessable to everybody with affordable prices.

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